Kristi Graham Scott, Loan Officer NMLS 1734162

06/11/2026

Most buyers focus on the home price when estimating their monthly payment. But the final number is usually shaped by more than that.

Property taxes, insurance, loan structure, and interest rates all play a role, and small differences across any of those can add up more than expected.

Read the full breakdown: pmrloans.com/blog
https://myoc.io/kristigscottgroup

06/09/2026

Every home has that one room where everyone ends up.

Maybe it's the kitchen, the back patio, or a cozy corner that just works. What's yours?
https://myoc.io/kristigscottgroup

06/05/2026

A system that works for someone else's personality might not work for yours. And forcing it is usually where burnout starts.

On Origination Boost, Mandi and the Risties talk about something a lot of loan officers learn the hard way: the best process is the one you'll actually stick to.

Take what works. Adjust what doesn't. Make it fit the way you think, the way you communicate, and the way you naturally show up.

The goal isn't to copy someone else's success. It's to build something sustainable enough to create your own.

Watch the full episode on YouTube: https://www.youtube.com/watch?v=V_LBLbxQbPs&t=1747s

Explore all episodes of the Origination Boost Podcast: originationboost.com/podcast/

06/04/2026

The house matters, but so does everything around it.

The coffee shop down the street, the neighbors you get to know, the routes you start to recognize are all things that become part of daily life, too. When you're looking at homes, the neighborhood is worth paying just as much attention to as the square footage.
https://myoc.io/kristigscottgroup

06/02/2026

Next Stop.... the closing table!
Another buyer is now packing to move to her new home thanks to Monica Byrd!

You could be next! Not sure you can get preapproved, lets talk! 205.516.6310

05/28/2026

5.0 star review received on Experience.com for Kristi Graham Scott- Branch Manager by Jemeala C - This was such a dream come true experience. Never in a million years did I think the process would have gone as smoothly as it did. Where there could have been hiccups, Kristi's knowledge shined the most. She always kept me reassured about how things were going and always kept me updated. I couldn't have asked for a better experience in the home buying process.

Click to see all 38 reviews of Kristi Graham Scott- Branch Manager, Branch Manager

05/27/2026

It’s common to expect a moment where everything feels fully settled before making a decision. In reality, that feeling doesn’t always come first.

Understanding options and taking small steps forward are often what help the process start to feel more real.
https://myoc.io/kristigscottgroup

05/25/2026

Today is a time to pause and remember those who gave their lives in service to our country.

Their sacrifice is not forgotten.
https://myoc.io/kristigscottgroup

05/23/2026

Congrats to the Fils family on their refinance!