Weber Mortgage

11/02/2026

Birmingham home buyers: four weeks in a row of mortgage rate improvement.🥳

We’re not back in the sixes yet, but we’re moving steadily in the right direction.

Where rates stand:📊
30-Year Fixed: 7.27%�15-Year Fixed: 6.92%�FHA 30-Year: 6.90%

Remember these are according to Mortgage News Daily. As a broker, we shop on your behalf, so your rate with us could be even better.

This week is all about jobs, with the big jobs report Friday. And please go vote.🗳️ I’m not telling you who to vote for, just to be part of the system.

Questions about your situation? Call me.📲

10/28/2026

You just made your final mortgage payment. Now what?🏡🎉

A few things change once your home is paid off, and knowing them ahead of time keeps the finish line stress-free.💪

🚨 Watch for your release of mortgage, make sure it’s recorded with your county, and plan to pay your property taxes and homeowners insurance yourself.

Any leftover escrow balance should be refunded to you! 📄✅

Getting close to the finish line, or just getting started? Let’s chat!📲

10/27/2026

27 years ago, this man sat down at a desk in his basement and built something that would last.💙

Meet Bud Weber - the founder of Weber Mortgage and the reason this company exists.

In his own words:

“I never thought, when I started Weber Mortgage, that it would still be a leader in the Birmingham area mortgage industry 27 years later. My son Michael and my grandson Jack continue to provide the same customer-oriented service that I did. My special thanks to Matt Coulter for all he did to help.”

Three generations. One mission. 27 years of helping Birmingham families find their way home.

Thank you, Bud.🙏

10/26/2026

Birmingham home buyers: three weeks of mortgage rate improvement in a row.🥳

Rates aren’t dramatically lower, but they’ve stopped climbing and we’re sitting at about a month-long low. I’ll take it.🙏

Last week’s highlight was Thursday, when concerns about AI stock valuations on Wall Street pushed money toward bonds and gave us a 10 basis point improvement in one day. That’s meaningful.🤔

Where rates stand:📊

30-Year Fixed: 7.33%
15-Year Fixed: 6.98%
FHA 30-Year: 6.98%

According to Mortgage News Daily. Your personal rate could look different.✨

📰 This week is a big one. The Fed meets Tuesday and Wednesday with their rate decision and press conference on Wednesday. Then Thursday brings PCE, one of the biggest inflation reports we watch.

Most expect the Fed to hold steady given the election around the corner. But we’ll be watching closely.👀

Three weeks of improvement is a trend worth paying attention to. Let’s see if week four happens.

Questions? Give me a call anytime.📲

10/21/2026

10/20/2026

27 years ago, this basement desk is where it all started.

Bud Weber sat down right here and built something that would outlast anything he could have imagined. A mortgage company rooted in family, trust, and genuinely helping people.💙

His son Michael carried it forward. And now Michael’s son Jack is working alongside him too.

Three generations. One mission. 27 years of helping Birmingham families find their way home.

Here’s to many more.✨

10/19/2026

Birmingham home buyers: two positive weeks for mortgage rates and we’re starting this week at 3-week lows.📉

That’s the good news. But are mortgage rates finally turning around in Birmingham AL? Here’s my honest thoughts.👇

It’s too early to say. But two good weeks in a row is not nothing, and I’m cautiously optimistic.🙌

Where rates stand:📊

30-Year Fixed: 7.37%
15-Year Fixed: 7.04%
FHA 30-Year: 6.99%

According to Mortgage News Daily. Your personal rate could look different.🙏

📰 This week is pretty quiet on data. We’ll keep watching the war and oil prices like always. Nothing major on the calendar that should push us in the wrong direction.

If you’ve been waiting for a sign to pick up the phone, two good weeks feels like a pretty good one.📲

10/17/2026

Here’s the conversation I’ve been having the most with Birmingham home buyers currently.👇

The 2020 to 2022 era wasn’t normal. It was a once in a generation anomaly. Today’s rates aren’t historically extreme. They just feel that way because of what everyone got used to.😅

Swipe through the numbers and then ask yourself: are rates really as high as they feel?🤔

➡️ Context is everything.

And when you’re ready to talk through what today’s rate actually means for your monthly payment, I’m here.📲

10/15/2026

What is PMI and do I really have to pay it?🤔

So you’re a Birmingham home buyer wondering about PMI. You’re not alone. It’s one of the most common questions I get.🙏

➡️ Here’s the simple version: PMI is an insurance policy that protects the lender if you put less than 20% down.

It’s not punishment. It’s just the trade-off for getting into a home without a full 20% down payment saved up.🧐

Is it ideal? No. Is it the end of the world? Also no. For a lot of Birmingham buyers, PMI is what makes homeownership possible right now instead of years from now.🙌

The good news: on conventional loans, PMI drops off once you hit 20% equity. It’s not forever.🎉

Questions about what PMI would look like for your specific situation? Give me a call.📲