Weber Mortgage

Weber Mortgage We are a licensed, residential real estate mortgage lender. Family owned, operated, and focused. We help people finance their dream of owning a home!

Weber Mortgage, is a licensed, residential real estate mortgage lender. NMLS #: 219938

09/08/2026

Every family has that one person who gets the random texts.

In ours, it's whoever's buying a house.😂

What's the most confusing term you've seen on your loan docs? Let me know below. Happy to translate.

09/04/2026

What Birmingham home buyers should know about how mortgage companies actually get paid.👀

Whether it’s a bank, lender, or broker, there are really two ways a mortgage company makes money.💰

1️⃣ First, fees. Loan origination fees, discount fees, and other charges that go straight to their bottom line.

2️⃣ Second, rate. Selling you a higher rate can actually mean more money for the lender than selling you a lower one.

➡️ This is exactly why comparing offers isn’t just about the rate you see. You have to look at both the rate and the fees together, because there could be money on the table you don’t have to leave behind.✅

Have questions about how to compare mortgage offers the right way? I’d love to walk you through it.📲

Swipe through if you’ve been wondering what’s going on with mortgage rates in Birmingham this week.👀It’s been a weird co...
09/01/2026

Swipe through if you’ve been wondering what’s going on with mortgage rates in Birmingham this week.👀

It’s been a weird couple of weeks honestly, and there’s a lot moving in different directions right now. I break it down every week so you don’t have to figure it out on your own.🙌

Questions? You know where to find me.📲

08/31/2026

Birmingham home buyers, here’s your mortgage rate update for this week.📰

The last two weeks have been unusual. Rates on the 15-year and 30-year have been moving in opposite directions, and last week was no exception.👀

Friday was the toughest day.👇

Fed Chair Kevin Warsh spoke at the Jackson Hole Summit and expressed concerns that inflation is still running higher than the Fed’s 2 percent target. Wall Street didn’t love that.🤔

Where rates stand:📊

30-Year Fixed: 6.81%
15-Year Fixed: 6.35%
FHA 30-Year: 6.37%

Your personal Birmingham home loan rate could look different depending on your situation.🙌

This week it’s all about jobs and inflation. And with the war escalating again over the weekend, oil prices and inflation are right back in focus.🔎

Questions about your Birmingham mortgage? Give me a call.📲

08/28/2026

What Birmingham home buyers should know about paying points to lower their mortgage rate.👇

This is one of the most common questions I get. So let's start with the basics: a point is a percentage of your loan amount that you pay upfront in exchange for a lower interest rate over the life of your loan.🤔

👉 Here's when it makes sense: you want to pay points when you know you'll be in the home long enough for the monthly savings to outweigh what you spent.

For example, on a $400,000 home, one point costs $4,000. If that point saves you $50 a month, you'd need 80 months, that's about 6 and a half years, to break even.📝

If the math works for your timeline, points can be a smart move. If you're not sure, that's exactly what I'm here for.📲

08/26/2026

What divorcing homeowners in Birmingham AL should know before selling the family home.👇

If you’re going through a divorce in the Birmingham area and you own a home together, selling may not be your only option.🤔

There’s a special exception called an equity buyout that is specifically designed for divorcing couples, and most people have never heard of it.👇

Here’s what makes it powerful: if your divorce decree is worded correctly, you may be able to borrow up to 95% of your home’s value to pay out your soon to be ex spouse’s portion of equity without it being treated as a cash out refinance.👀

That’s a big deal when it comes to your Birmingham home loan options.🙌

The key? Have this conversation with a Birmingham mortgage professional before your divorce decree is finalized. The wording matters, and waiting too long could cost you options.📝

If you’re thinking about divorce or currently going through one in the Birmingham area, reach out as early in the process as possible. Let’s talk through your options together.📲

08/24/2026

Why do mortgage rates keep going up in Birmingham AL?📈

Every time we gain a little ground, it seems like we give it right back.😅

And right now, rising oil prices are the biggest reason why. As long as the war continues driving oil costs up, inflation stays elevated and Birmingham mortgage rates follow.📍

Where rates stand:📊
30-Year Fixed: 6.77%
15-Year Fixed: 6.61%
FHA 30-Year: 6.33%

Your personal Birmingham home loan rate could look different depending on your situation.👀

If you’re searching for a home in Birmingham, Hoover, Vestavia Hills, or anywhere in the metro area, let’s talk through your options together.📲

08/21/2026

Your loan officer matters more than most people realize.🏡

First, reputation. The realtors reviewing your offer are looking at who signed that pre-approval letter. A trusted, well-known name in the Birmingham area can actually influence whether your offer gets accepted.👀

Second, education. A good loan officer walks you through your options, helps you understand the process, and makes sure you’re making the best decision for your situation. If that’s not happening, you’re missing out.📚

Yes, rate matters. And yes, closing costs matter too. But your loan officer is the one who sets the tone for your entire experience — the service, the speed, and the knowledge you get along the way.✅

Make sure you’re working with someone you trust.📲

Swipe through if you’ve been wondering what’s going on with mortgage rates in Birmingham right now.👀I break it down ever...
08/18/2026

Swipe through if you’ve been wondering what’s going on with mortgage rates in Birmingham right now.👀

I break it down every week so you don’t have to dig through the financial news yourself. That’s what I’m here for.🙌

Whether you’re searching for a home in Hoover, Vestavia Hills, Homewood, or anywhere in the Birmingham area, knowing where rates stand helps you make smarter decisions.🏡

Rates shown are according to Mortgage News Daily and reflect national averages. Your personal rate could be better or a little different depending on your situation.📊

Birmingham home loans are what we do. Give me a call and let’s find your number.📲

08/17/2026

Flat week for rates, and honestly, that's not the worst thing.👇

Rates bounced around a little last week but ended right about where they started.🙌

The midweek bright spot? CPI came in exactly as expected and markets love predictability.💙

Where rates stand:

30-Year Fixed: 6.71%
15-Year Fixed: 6.29%
FHA 30-Year: 6.29%

This week is quiet on data. Housing numbers Monday and Tuesday, then Wednesday's FOMC minutes.📰

That'll give us a detailed look at exactly what each Fed member is thinking.🤔

No drama this week. We'll take it.✅

Questions about your rate or what this means for your purchase or refi? Give me a call anytime.📲

Address

1442 Montgomery Highway
Vestavia Hills, AL
35216

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 7pm
Sunday 8am - 7pm

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