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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

Tanner Garver - NMLS #1871245

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United States
Leawood, KS
Tanner Garver - NMLS #1871245

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TOP 1% Mortgage Originator
🏡 KC & MO
Fairway Home Mortgage NMLS #2289 | The Garver Group
*Equal Housing Opportunity*

10/16/2026

My opinion that most people in my industry disagree with: 20% down isn’t always your best option.

Just because you CAN put 20% down doesn’t mean you SHOULD.

Sometimes keeping more money in your pocket makes a whole lot more sense!

Before you drain your savings for a down payment, let’s compare your options. 5%, 10%, or 20% down — I’ll break down the monthly payment, mortgage insurance, and cash needed to close so you can see what makes the most sense for YOU.

Thinking about buying? Shoot me a message and let’s run YOUR numbers!

10/13/2026

You don’t have to have it all figured out. That’s literally what I’m here for!
Let’s start with a conversation. The rest? We’ll figure out together.

10/07/2026

It’s no question, rates are rising and quickly. But with rising rates, demand falls, and when demand falls, so does prices.

So which is better, a lower price or a lower rate? It depends on your situation

1) You can’t go back on price but you can refinance your rate. Getting a house for $30k less than what you would pay in a low rate environment is always a win.

Butttt…

2) Your monthly payment is higher with higher rates by $100 a month. If you’re biggest item is affordability monthly, it may not be for you.

Overall, there are “deals” out there on price right now but only you can decide if the affordability with rates makes sense.

10/05/2026

Someone’s gotta do the hard work.

10/01/2026

Everyone’s talking about rates… but let’s talk about solutions.

A lower purchase price sounds great, but it doesn’t always make the biggest difference in your monthly payment.
Sometimes, negotiating a seller credit and using it strategically toward a rate buydown or closing costs can make a much bigger impact where you actually feel it …like your monthly payment + cash at closing.

That’s why we don’t just look at the rate or the price. We look at the whole picture and figure out what actually makes the most sense for YOU.

Swipe through ➡️ I’m breaking down seller credits, rate buydowns, and why the way you structure the deal matters.
The market might be tough but that doesn’t mean there aren’t ways to win.

09/28/2026

What makes life better?

Watching someone accomplish something they’ve been working toward for YEARS.

Buying the house. Starting the next chapter. Building some equity. Finally getting the keys. And honestly, getting to be there for all of it is pretty dang cool.

The closings, the late-night texts, the Realtor relationships, the clients who turn into friends — that’s the part of this job that never gets old.

I get to help people buy houses for a living. But getting to watch them achieve a lifelong goal? That’s the good stuff.

09/23/2026

Just saying… it’s not too late

09/15/2026

I swear half the stress I see from buyers comes from things they think are going to be a problem… that actually aren’t.

The point is: don’t count yourself out before you even know your options.

Let’s Talk - Run the numbers - Make a plan. You might be a lot closer to buying a house than you think.

09/11/2026

And if your coffee order already told you where you belong… maybe it’s time to find out what you can afford there.

Address

10895 Lowell Avenue, Suite 100
Leawood, KS
66210

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Telephone

+19139619943

Website

https://www.tannergarver.com/, http://linktr.ee/tannergarver

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