Jen Ray at Bolt Mortgage NMLS #1496515

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

09/08/2026

Jen Ray

This is for my agent friends.....

🏡 BROKER OPEN HOUSE — COME COMPARE TWO! 🏡

Join us Wednesday for a special opportunity to tour two neighboring townhomes and see how they compare!

Both homes offer:
✨ 3 Bedrooms
✨ 2.5 Bathrooms
✨ 2-Car Garage

📍 1321 El Camino Village Drive, Webster
📍 1287 El Camino Village Ct., Webster

📅 Wednesday, September 9, 2026
⏰ 11:00 AM – 1:00 PM

Come preview both properties, compare the features, and see which one may be the right fit for your buyers. It’s also a great opportunity to network with fellow real estate professionals!

We’d love to see you there! 🏠🤝

Tammy Stevens – Realty America Inc.
Alex – Foundations Realty

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

09/03/2024

yooooo!!! This house is so cute, y'all!!! Take a look if you are in the market, or know someone who might be looking! 😁

For Sale: 1703 Briarmoor Ct, Houston, TX 77062 ∙ $329,900 ∙ 0.22 Acres Lot ∙ 1,966 Sqft, 4 beds, 2 full and 1 half baths, Single-Family ∙ View more.

02/22/2024

Which one??? ❤💪😆

02/13/2024

Y'all need to revisit your pre-approvals with your LENDERS. Rates Jumped up (quite a bit)!! See what your purchase price is after the hike in rates! Timing and prep to jump is crucial in this market y'all!!! ❤💪