Marissa Cantu, Mortgage Loan Officer, Nmls#2329977

Marissa Cantu, Mortgage Loan Officer, Nmls#2329977 Houston based Mortgage Loan Originator specializing in FHA, Conventional, VA , down payment assistance and creative financing solutions.

Helping first time homebuyers and homeowners across Texas secure competitive financing options ✨ BOLT NMLS #2583440

Friday — and if a Thanksgiving closing is the goal, this weekend is part of the plan. 🦃🔑Offer by Oct 1 → 30–45 day close...
09/18/2026

Friday — and if a Thanksgiving closing is the goal, this weekend is part of the plan. 🦃🔑

Offer by Oct 1 → 30–45 day close → keys by mid-November ✅

This weekend:
📊 Numbers on any listing you send me
✅ Pre-approval — same day, free
🦃 Want to close by Thanksgiving? Here's exactly what we need to do
🔑 Ready to make an offer? Let's move right now

📲 346.214.5460
💌 DM me "HOME" — I respond fast

What's on your list this weekend? 👇

Marissa Cantu | Mortgage Loan Originator
Bolt Mortgage | 346.214.5460
NMLS #2329977 | BOLT NMLS #2583440

Mortgage questions people google at 2am 🌙(Swipe — I'm answering all of them)"What credit score do I need?"→ FHA: 580+ fo...
09/17/2026

Mortgage questions people google at 2am 🌙
(Swipe — I'm answering all of them)

"What credit score do I need?"
→ FHA: 580+ for minimum down payment. Below 580 may require
10% down. Conventional: no set minimum but strong credit
history is heavily scrutinized. VA: 620+ typically. Jumbo: 700+.

"How much do I really need for a down payment?"
→ As little as 3% (Conventional) or 3.5% (FHA).
VA: $0 down. 20% eliminates PMI — but it's not required to buy.

"Will getting pre-approved hurt my credit?"
→ Yes, a few points — temporarily. Multiple mortgage inquiries
in 14–45 days count as ONE inquiry. Minor impact, worth it.

Stop googling. Start texting.

I answer mortgage questions at 2am.

DM me "HOME" and I'll be your real-time answer 💙

Marissa Cantu | Mortgage Loan Originator
Bolt Mortgage | 346.214.5460
NMLS #2329977 | BOLT NMLS #2583440


An appraisal can make or break your deal and most buyers don't understand what it is until it's happening. 🏡 (Swipe!)An ...
09/16/2026

An appraisal can make or break your deal and most buyers don't understand what it is until it's happening. 🏡 (Swipe!)

An appraisal is a professional opinion of the home's market value by a licensed, independent appraiser.

Your lender requires it because they won't loan more than a home is worth.

✅ Home appraises at or above price → you're good to go.
⚠️ Home appraises BELOW price → you have options:

💬 Negotiate with the seller to lower the price
💰 Pay the difference yourself (appraisal gap)
📋 Request a second appraisal
🚪 Walk away using your appraisal contingency

WHAT TO EXPECT:
💵 Cost: $500–$800, paid by the buyer
⏱️ Timeline: ordered after accepted offer, done in 1–2 weeks
🚫 You cannot choose your appraiser — lender orders independently

Pro tip: make sure the listing agent is present to give the appraiser comparable sales data.

Questions about your appraisal? DM me "HOME" 💙

Marissa Cantu | Mortgage Loan Originator
Bolt Mortgage | 346.214.5460
NMLS #2329977 | BOLT NMLS #2583440

Self-employed and been told you can't qualify for a mortgage?That's not the full story. 👇 (Swipe!)The Bank Statement Loa...
09/15/2026

Self-employed and been told you can't qualify for a mortgage?
That's not the full story. 👇 (Swipe!)

The Bank Statement Loan was built specifically for you.

Instead of qualifying on your tax returns — which often show
a lower income than what you actually earn — this loan
qualifies you on your real cash flow.

Here's how it works:
The lender looks at 12 or 24 months of your bank statements,
totals your deposits, and uses that as your qualifying income.
No W2s. No tax returns. No Schedule C.

WHO THIS IS FOR:
💼 Business owners whose revenue is strong but tax
returns don't show it
🧾 Freelancers and 1099 workers with variable income
🏗️ Contractors and gig workers with no employer
📊 Anyone whose tax strategy lowers their net income

PROGRAM DETAILS:
✅ 12 or 24 months of bank statements
✅ Minimum FICO: 660+
✅ Down payment: 10–20% typically
✅ Loan amounts up to $3M+
✅ Primary, second home, and investment properties

Your business is thriving.
Your mortgage should too.

DM me "BANK" and let's qualify you on your real income 💙

Marissa Cantu | Mortgage Loan Originator
Bolt Mortgage | 346.214.5460
NMLS #2329977 | BOLT NMLS #2583440


The buyers closing in November started in September.That's you. If you start this week.Pre-approval → offer → closing = ...
09/14/2026

The buyers closing in November started in September.

That's you. If you start this week.

Pre-approval → offer → closing = 60–90 days.

The math doesn't lie.

November closing → October offer → September pre-approval.

Right now.

DM me "HOME" this week and let's make November yours 💙

Marissa Cantu | Mortgage Loan Originator
Bolt Mortgage | 346.214.5460
NMLS #2329977 | BOLT NMLS #2583440

Friday — and fall home shopping season is in full swing. 🍂🏡Your fall home is out there. Let's find it this weekend.This ...
09/11/2026

Friday — and fall home shopping season is in full swing. 🍂🏡

Your fall home is out there. Let's find it this weekend.

This weekend:
📊 Numbers on any listing you send me — 15 minutes
✅ Pre-approval — same day, free
🍂 Fall closing timeline — let's map yours out
🔑 Targeting a November close? Let's talk right now

FREE consult available Saturday and Sunday.

📲 346.214.5460
💌 DM me "HOME" — fast response on weekends

What's on your list this weekend? 👇

Marissa Cantu | Mortgage Loan Originator
Bolt Mortgage | 346.214.5460
NMLS #2329977 | BOLT NMLS #2583440


Things that are somehow easier than getting a mortgage (that probably shouldn't be) 😂📱 Buying a car online at midnight🛒 ...
09/09/2026

Things that are somehow easier than getting a mortgage (that probably shouldn't be) 😂

📱 Buying a car online at midnight
🛒 Financing a $3,000 couch at 0% APR
✈️ Getting approved for another credit card
🐶 Adopting a dog (they just ask if you have a yard)

Getting a mortgage is hard. The paperwork is real. The timelines are real. The stress is real.

Having someone in your corner who knows the process inside and out? That makes it easier.

That's what I'm here for.

DM me "HOME" and let me make the hard part easy 💙

Marissa Cantu | Mortgage Loan Originator
Bolt Mortgage | 346.214.5460
NMLS #2329977 | BOLT NMLS #2583440

5 things to do — and NOT do — in the 30 days before you close. ✅ (Save this if you're under contract!)🚫 1. DO NOT make a...
09/09/2026

5 things to do — and NOT do — in the 30 days before you close. ✅ (Save this if you're under contract!)

🚫 1. DO NOT make any large purchases.
No new cars, furniture, or big charges. Changes your DTI and can kill final approval.

🚫 2. DO NOT open or close any credit accounts.
New inquiries + closed accounts = lower score right before the lender's final pull.

✅ 3. DO keep your job and income stable.
Lenders verify employment right before closing. Changing jobs can delay or cancel your loan.

✅ 4. DO keep funds in the same accounts.
Moving money raises red flags for underwriters. Keep everything in place until after signing.

📋 5. DO read your Closing Disclosure carefully.
You'll get it 3 business days before closing. Read every line. Call me if anything looks off.

Questions before your closing? Text me — anytime.

DM me "CLOSING" and let's make sure yours goes smoothly 💙

Marissa Cantu | Mortgage Loan Originator
Bolt Mortgage | 346.214.5460
NMLS #2329977 | BOLT NMLS #2583440

Questions you should ask your mortgage broker before you commit. 🏡(Save this — and then ask me every single one)🔑 1. Wha...
09/08/2026

Questions you should ask your mortgage broker before you commit. 🏡
(Save this — and then ask me every single one)

🔑 1. What loan programs do I actually qualify for?
Not just "you'll probably do conventional." Show me the options
and why one is better for my situation than the others.

📋 2. What will my total monthly payment be?
Not just principal and interest. Include taxes, insurance, and
PMI if applicable. I need the real number.

💳 3. How will my credit score affect my rate?
If improving my score by 20 points saves me $100/month — I
want to know that before I apply.

⏱️ 4. How long does your pre-approval take?
In a fast market, days matter. Know what you're working with.

💙 5. Will you be available when I have questions — after hours?
Because buying a home doesn't happen between 9 and 5. And
neither does the anxiety that comes with it.

Ask me all of these. I'll answer every one.

DM me "HOME" and let's start the conversation 💙

Marissa Cantu | Mortgage Loan Originator
Bolt Mortgage | 346.214.5460
NMLS #2329977 | BOLT NMLS #2583440


October keys start with a September call. 🔑Pre-approval: 24–48 hours.Offer to acceptance: days to a few weeks.Accepted t...
09/07/2026

October keys start with a September call. 🔑

Pre-approval: 24–48 hours.
Offer to acceptance: days to a few weeks.
Accepted to closing: 30–45 days.

The math says: if you want keys in October, the call is this week.

Not next week.
This week.

DM me "HOME" and let's start 💙

Marissa Cantu | Mortgage Loan Originator
Bolt Mortgage | 346.214.5460
NMLS #2329977 | BOLT NMLS #2583440

Address

4440 West Main Street
League City, TX
77573

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13462145460

Website

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