Oakes Insurance

Oakes Insurance Local & Family Owned Insurance Agency Servicing Pasco County and Surrounding Areas Since 1979. Oakes & Associates Insurance Agency, Inc. the leader in the field.

was established in 1979 in Land O’ Lakes, Florida and has been serving the Tampa Bay area since its inception. We have five licensed agents with over 70 years of experience combined. We have operated from our present location at the Central Pasco County Government Center for more than 22 years. Our offices are conveniently located on US Highway 41 (Land O’ Lakes Blvd.) two miles north of State Roa

d 54. We are in the same building with the County Property Appraisers Office, Central Permitting, Voter Registration, County Parks and Recreation and the County Tax Collector. The County Tax Collectors Office also handles driver’s licenses, auto, boat and truck license registration and tags. Our staff is well versed on all aspects of new residents transferring from other states into our community. We are here to make your transition easier and to help answer all of your insurance questions. has the best insurance agents with the experience to be able to help you get the best insurance coverage at the best prices. We are dedicated to helping our clients find the right insurance to fit their needs right through to helping when the unexpected happens. We are available to our clients when needed and always will be. Being part of the Tampa community not only makes us your insurance company but also your neighbors. We have experience in every facet of the insurance world. Whether you are looking for Pasco County homeowners insurance or for insurance on your RV located in Hillsborough County we are able to help. By knowing your insurance needs we are able to go over the best coverage for you and all of your valuable assets. is known as the number one Tampa Bay insurance company and continually strives to remain the best. With over 70 years of combined service our agents are up to date on all of the newest changes in the insurance world. If it pertains to automobile insurance or homeowners insurance they know the facts. Our agents like what they do for the community and clients and it shows in their work. They make the client number one and make sure they are as protected as possible. Taking pride in their work and having that caring attitude has made Oakes & Associates Insurance Agency, Inc. If you have any questions concerning insurance coverage give us a call. If you are new to the area please stop by and let us welcome you. If you have questions on homeowners insurance and the best possible coverage at the best rates we are available to answer questions and concerns. If you already have insurance and feel that you are paying too much lets set up a meeting. can save you hundreds of dollars most of the time on the insurance coverage that you already have. Making sure you are properly covered with the right type of insurance is what we do best.

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can cons...
06/01/2026

With summer home-improvement projects top of mind for most, I wanted to reach out with a couple of upgrades you can consider adding to your to-do list this season. Proactive maintenance and targeted upgrades can improve comfort and property value while reducing energy costs and even insurance claims.

Swipe for a few key home prep tips to consider this summer.

Preparing now can help protect your home, reduce insurance exposure, and improve long-term value. If you need recommendations for trusted local service providers, want tailored advice on prioritizing improvements that provide a strong return on investment (ROI), or just have a question, feel free to reach out. We’re here to help!

Summer is one of the busiest travel seasons of the year. It’s also one of the most unpredictable. Over the past year, fl...
05/26/2026

Summer is one of the busiest travel seasons of the year. It’s also one of the most unpredictable.

Over the past year, flight cancellations and long delays have become far more common. That’s where travel insurance comes in.

Travel insurance can help protect your trip when the unexpected happens. There are a number of issues that can derail travel plans, but coverage may help by:

🔹Reimbursing non-refundable expenses if a trip is canceled.
🔹Covering costs tied to flight delays like hotel stays, meals, and transportation.
🔹Helping to offset the cost of purchasing essentials if your baggage is lost or delayed.
🔹Providing coverage for medical emergencies while traveling.
🔹Offering emergency evacuation coverage, in certain cases.

No one wants their travel plans disrupted, so having coverage in place can make those situations easier to manage if they arise. And in the meantime, the right travel insurance lets you focus on enjoying your trip rather than worrying about delays and unexpected extra costs.

Have an upcoming summer trip and want to review your travel insurance options? Our team is here to help. Give us a call today!

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check ...
05/19/2026

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check to ensure your summer adventures don’t come with an expensive surprise. Swipe to see which coverages are best for some common summer rides.

Not sure you’re fully covered ahead of this summer? Call our office today. We’re here to help you enjoy a stress-free, adventure-filled summer!

Our team wants to wish a very Happy Mother’s Day to all of the moms, grandmothers, and other maternal figures out there....
05/10/2026

Our team wants to wish a very Happy Mother’s Day to all of the moms, grandmothers, and other maternal figures out there.

From the late nights of the newborn stage to the late nights waiting up for teens, we owe moms a debt of gratitude — and sleep!

So whether you’re a mother yourself, you’re celebrating your mom, honoring your partner, or recognizing another maternal figure in your life, we hope this day is full of appreciation.

June 1st marks the start of hurricane season, and the impacts of these storms can be felt from the coastlines to hundred...
05/04/2026

June 1st marks the start of hurricane season, and the impacts of these storms can be felt from the coastlines to hundreds of miles inland.

With that in mind, now’s the time to prepare for this season of severe weather. Swipe for essential steps to protect your home and family.

Reach out today to schedule your policy review.

April is Distracted Driving Awareness Month, a reminder that we all need to do what we can to drive as safely as possibl...
04/27/2026

April is Distracted Driving Awareness Month, a reminder that we all need to do what we can to drive as safely as possible. These tips can help increase your awareness on the road and avoid accidents related to distracted driving.

🚗 Make a passenger your co-pilot. Let them handle texts, directions, or any other important task so you can keep both hands on the wheel and eyes on the road.

🚗 Avoid multitasking. Eating, putting on makeup, or digging around in a bag can pull your attention from driving. Plan a quick stop if you have a task you must complete.

🚗 Guard your attention. If your mind starts to wander as you drive, pull over and do a quick reset by taking a few deep breaths and refocus on the road.

🚗Pull over to assist children. If you’re driving alone with children and they need attention, it’s best practice to pull into a safe spot rather than turn around or take your eyes off the road.

While these tips can help improve your safety while you’re on the road, it’s impossible to avoid accidents outright. That’s where we come in. Give us a call today, and we can help you find the right auto coverage to help protect you in the event of an accident.

April is Distracted Driving Awareness Month, making now a good time to take stock of how you’re driving. Distracted driv...
04/23/2026

April is Distracted Driving Awareness Month, making now a good time to take stock of how you’re driving. Distracted driving can start with how you set up your car before you drive, so we wanted to share a few tips that can help you hit the road distraction-free:

🚗 Set up before you roll. Adjust your seat, mirrors, climate, and audio to your liking while parked.

🚗 Put the phone away. Keep it out of reach, or use your phone’s “Do Not Disturb” feature while driving. If something cannot wait, pull over first.

🚗 Keep the cabin calm. Secure loose items, cap drinks, and restrain pets before you hit the road.

Driving safely is one piece of the puzzle, and the other is comprehensive auto coverage. We’re here to talk you through any auto insurance questions you may have. Give us a call, and we can get started.

Spring is a season for fresh starts, and your home is no exception. Staying ahead of routine maintenance can help preven...
04/22/2026

Spring is a season for fresh starts, and your home is no exception. Staying ahead of routine maintenance can help prevent costly repairs and protect your investment. Swipe through for a few must-do items to add to your spring prep checklist ↩️

If we can be of help this spring or if you would like recommendations of local service providers for your regular spring maintenance, feel free to reach out. We’re here to help.

What an honor! Thank you
03/25/2026

What an honor! Thank you

At Oakes Insurance, partnership runs deeper than business – it’s based on family ties and values.

As sisters, Donna Gonzalez and Danielle DeGain have built their careers side by side, and it carries into the way they run their business and serve their clients.

Their agency has been family owned and operated for decades, built on trust, consistency, and doing right by the people they serve. It’s a close-knit environment, and that shows in the relationships they’ve built over time.

Their long-standing, award-winning partnership with American Integrity has flourished just as the agency itself has grown – solid and strong as its namesake tree.

Women like Donna and Danielle continue to shape this industry, and we are proud to recognize their work ethic, product knowledge and industry expertise.

Address

5492 Land O Lakes Boulevard, Ste 108
Land O' Lakes, FL
34639

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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