Oakes Insurance

Oakes Insurance Local & Family Owned Insurance Agency Servicing Pasco County and Surrounding Areas Since 1979. Oakes & Associates Insurance Agency, Inc. the leader in the field.

was established in 1979 in Land O’ Lakes, Florida and has been serving the Tampa Bay area since its inception. We have five licensed agents with over 70 years of experience combined. We have operated from our present location at the Central Pasco County Government Center for more than 22 years. Our offices are conveniently located on US Highway 41 (Land O’ Lakes Blvd.) two miles north of State Roa

d 54. We are in the same building with the County Property Appraisers Office, Central Permitting, Voter Registration, County Parks and Recreation and the County Tax Collector. The County Tax Collectors Office also handles driver’s licenses, auto, boat and truck license registration and tags. Our staff is well versed on all aspects of new residents transferring from other states into our community. We are here to make your transition easier and to help answer all of your insurance questions. has the best insurance agents with the experience to be able to help you get the best insurance coverage at the best prices. We are dedicated to helping our clients find the right insurance to fit their needs right through to helping when the unexpected happens. We are available to our clients when needed and always will be. Being part of the Tampa community not only makes us your insurance company but also your neighbors. We have experience in every facet of the insurance world. Whether you are looking for Pasco County homeowners insurance or for insurance on your RV located in Hillsborough County we are able to help. By knowing your insurance needs we are able to go over the best coverage for you and all of your valuable assets. is known as the number one Tampa Bay insurance company and continually strives to remain the best. With over 70 years of combined service our agents are up to date on all of the newest changes in the insurance world. If it pertains to automobile insurance or homeowners insurance they know the facts. Our agents like what they do for the community and clients and it shows in their work. They make the client number one and make sure they are as protected as possible. Taking pride in their work and having that caring attitude has made Oakes & Associates Insurance Agency, Inc. If you have any questions concerning insurance coverage give us a call. If you are new to the area please stop by and let us welcome you. If you have questions on homeowners insurance and the best possible coverage at the best rates we are available to answer questions and concerns. If you already have insurance and feel that you are paying too much lets set up a meeting. can save you hundreds of dollars most of the time on the insurance coverage that you already have. Making sure you are properly covered with the right type of insurance is what we do best.

This Life Insurance Awareness Month, we want to highlight an unfortunate reality: too few Americans have adequate life i...
09/08/2026

This Life Insurance Awareness Month, we want to highlight an unfortunate reality: too few Americans have adequate life insurance. The good news is that there are several simple steps you can take to better protect your family’s future.

Swipe for key statistics and steps to consider. As always, we are here to help ensure you have the right life insurance protection. Reach out today for assistance with any of the steps we’ve recommended or to further explore coverage for your family.

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. S...
09/07/2026

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. So to celebrate, our team is fully committing to the cause by penciling some cat naps into our schedules this weekend.

A quick heads-up: The office is closed on Monday, September 7th. We will be back on Tuesday, September 8th — recharged, refreshed, and ready to get to work.

We hope you have a long weekend full of good food, good company, and zero emails!

Getting married means building a life together, and protecting it should be part of the plan. Life insurance is one of t...
08/25/2026

Getting married means building a life together, and protecting it should be part of the plan. Life insurance is one of the most important ways to help safeguard your shared financial future and provide stability no matter what comes next. Swipe for some key life insurance considerations for newlyweds.

Starting your journey together with the right protection in place can make all the difference. Contact us today to learn more about your life insurance options and find coverage that fits your goals.

With back-to-school season here, we are sending our warmest wishes to all of the families in our network. We hope each o...
08/18/2026

With back-to-school season here, we are sending our warmest wishes to all of the families in our network. We hope each of you has a wonderful start to the new school year.

And if there is anything you would like to discuss before the end of the year, please don't hesitate to reach out to us. We are here to help.

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a mome...
08/13/2026

With back-to-school season top of mind and August being National Traffic Awareness Month, our team wanted to take a moment to share some practical road safety reminders for this time of year.

The return to school brings one of the most significant changes in daily traffic patterns of the entire year. A few moments of extra caution can make an enormous difference. Swipe for a few traffic safety considerations for both motorists and parents of young children to keep in mind as back-to-school season approaches.

By staying alert, following the rules, and looking out for the most vulnerable people on our roads, we can all play a role in keeping the roads safe this school year.

Please feel free to share this with anyone in your network who might benefit from these reminders. And if you ever have questions or need assistance, we are always here to help leverage our expertise for your benefit.

Love this company
08/12/2026

Love this company

Some people see an insurance agent; we see an MVP.

So when our team asked them to bring their best championship pose, they delivered. Donna Gonzalez and Danielle DeGain from Oakes Insurance took inspiration from Olympic gold medalist Simone Biles' iconic medal bite and put their own spin on the famous victory pose.

It was a fitting choice for two agency partners who bring expertise, hustle, and a competitive spirit to what they do every day.

We think they stuck the landing.

Do you know the difference between term life and whole life insurance? If not, you are not alone — it is one of the most...
08/06/2026

Do you know the difference between term life and whole life insurance? If not, you are not alone — it is one of the most common questions people have when exploring life insurance for the first time. Swipe for a quick breakdown to help you understand how the two compare.

The right choice depends on your budget, your goals, and what you need your life insurance to do for your family. Have questions? Give us a call, and we are happy to help you find the right fit.

As we get into the late summer stretch, our team at Oakes and Associates Insurance Agency is reminding local homeowners ...
07/25/2026

As we get into the late summer stretch, our team at Oakes and Associates Insurance Agency is reminding local homeowners that now is the perfect time for a quick hurricane preparedness and insurance check.

A few helpful things to look over:
• Are your dwelling limits still enough for today’s rebuild costs?
• Have you considered whether flood coverage fits your needs?
• Do you know your hurricane or windstorm deductible?
• Is your contact information updated so we can reach you quickly after a storm?

Keeping these details up to date can make a big difference when weather gets unpredictable. If you'd like a simple, no-pressure coverage review, we’re here to help.

For many families, a child term rider checks a few important boxes at once, and it is worth understanding why so many pa...
07/23/2026

For many families, a child term rider checks a few important boxes at once, and it is worth understanding why so many parents consider them.

A few key reasons:

🔵Simplicity - One policy can cover multiple children. This can make things easier to manage over time, especially for growing families who want to avoid juggling multiple policies.

🔵Affordability - Costs are generally low compared to separate policies. Because the coverage amounts are smaller and bundled into a single rider, it is often a budget-friendly way to add protection.

🔵Future insurability - Some riders allow children to convert to permanent coverage later, potentially without a medical exam. This can be especially valuable if health changes occur, helping to preserve access to coverage down the road.

🔵Financial support - The benefit can help cover unexpected expenses during a difficult time. While no policy can ease the emotional impact, it can help relieve some of the financial strain associated with medical bills or funeral costs.

Thinking about adding a rider to your policy? Give us a call, and we will be happy to walk you through what makes sense for your situation.

The dog days of summer are here, and we are just stopping by to say hello! We hope you’re soaking up the sun, catching a...
07/15/2026

The dog days of summer are here, and we are just stopping by to say hello!

We hope you’re soaking up the sun, catching a cool breeze, or maybe even catching a nap or two on a sunny beach.

Remember, if there is anything our team can help you with before the season winds down, please do not hesitate to reach out. We are always here and happy to connect whenever you need us.

Address

5492 Land O Lakes Boulevard, Ste 108
Land O' Lakes, FL
34639

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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