Arrington Risk Management

08/28/2026

I am sincerely grateful to Insurance Agents of Tampa Bay (IATB) for the graciousness they have shown me as I grow into an independent insurance agency.

The relationships this community has helped me build—with territory marketing reps, underwriters, and carrier leadership—have made a meaningful difference. Those connections are what turn a quote into a bound policy, and they are what allow us to advocate for clients when a file needs extra care.

This week was a reminder of why that work matters. Two clients and their realtors were facing a similar challenge: a roof that did not pass inspection. We were able to get coverage bound and give the buyers time to replace the roof after closing. That outcome was not about “getting the sale.” It was about relationships, trust, and showing up with real value when the transaction was at risk.

I do not take those partnerships for granted. IATB has been an important part of my growth, and I am thankful for the people who have invested in this industry and in one another.
If you are a homeowner, buyer, or realtor who needs an agent who will work the file—not just send the quote—I would be honored to help.

❤️

08/27/2026

Thinking of switching Thursday:

Independent agents can now offer clients "bundle discounts" for having their home and auto policy insured by the same agency!
Call us for a complimentary review 813-694-5676

08/26/2026

Who is your auto insurance agent?

Who do you actually call when you’re in an accident or need to file a claim?

Too many people shop insurance like it’s a commodity — lowest price wins. Then the accident happens… and they realize the “cheap” policy left them exposed.

Our agency is built on client relationships, because the moment you need help is the moment knowing you have the right agent matters most.

Let’s change the narrative.
Stop buying the cheapest insurance. Start buying better protection for the “when,” not the “if.”

Call our office Monday through Friday 9am to 5pm 📞 813-694-5676

08/07/2026

🚨 It’s time for your annual policy review.

Protecting your home—one of your largest and most important assets—deserves more than a set-it-and-forget-it approach. A thoughtful review helps ensure your coverage continues to match your life and gives you greater peace of mind if a claim ever arises.

Please call us at 813-694-5676 so we can walk through the following together:

☑️ Confirm you fully understand your current coverages and limits

☑️ Update your policy for any changes you’ve made to your home over the past year (or that may not yet be reflected)

☑️ Make certain your policy was structured correctly from the start, so you’re better protected when you need it most

Insurance is a risk-management tool, not just a purchase. Let’s review it carefully and put it to work the way it was intended—protecting what you’ve built.

Working with an independent agent who can compare multiple carriers allows us to help you choose the option that truly fits your needs, rather than defaulting to the lowest price. Cheaper is rarely better when it comes to safeguarding your home and financial security.

We’re here to help you stay properly protected. Call us at 813-694-5676 to schedule your review

https://www.facebook.com/share/p/1E1QiEzMWq/

"I'm devastated": A Plant City couple in their 70s said they are facing the loss of the home they built more than 40 years ago after catastrophic water damage destroyed nearly everything inside. https://www.wfla.com/8-on-your-side/better-call-behnken/insurance-change-leaves-plant-city-couple-with-just-10k-in-coverage-after-catastrophic-water-damage/

08/06/2026

Quick PSA for Realtors & Homebuyers

Seeing a lot of posts that say a property is “not in a flood zone.”
Let’s update that language.
Every property in Florida sits in a flood zone — it’s just a matter of risk level. Instead of saying “not in a flood zone,” try:
✅ “This property is in a low-risk (Zone X) flood zone”
Why does the wording matter?
Saying a home is “not in a flood zone” can open the door to an E&O claim. About 20% of flood insurance claims actually come from properties in low-risk zones. Flooding doesn’t only happen in high-risk areas.
Best practice:
Always refer your clients to a licensed insurance agent to check flood insurance options and pricing — regardless of the zone. Both private market and NFIP policies are available, and costs can vary more than most people expect.
A quick conversation with an insurance pro protects everyone involved.

Call 813-694-5676
Email [email protected]
Website: Www.ArringtonRisk.com

07/30/2026

Not all insurance quotes are created equal! 🛑🏡

We recently quoted a home insurance policy for a buyer who received a much lower rate from another agent using the same exact carrier.

Why the huge price gap? Here’s what was stripped out of the cheaper quote:
❌ Limited water damage coverage

❌ Zero personal property protection

❌ Lowest available liability limits

❌ Uncomfortably high deductibles

Saving $900 a year sounds great—until a pipe bursts and you realize your policy covers almost nothing inside your house.

A policy is only as good as the protection it offers when you file a claim. Before you sign based on price alone, let us review the fine print so you know exactly what you’re paying for! 💬

07/10/2026

PSA: Please review your auto insurance policy limits, Bodily Injury is so important along with Uninsured Motorist coverage.

Questions about your own coverage limits call our office 813-694-5676 Monday- Friday 9am to 5pm

We are hearing of too many life treating accidents and fatalities, especially in the Pasco County area prayers to the families involved. 🙏💙

WESLEY CHAPEL, Fla. (WFLA)— All southbound lanes of I-75 in Wesley Chapel are closed after a fatal crash. The Florida Highway Patrol responded to a fatal crash on I-75 at mile marker 279 around 2:5…

07/03/2026

Happy 4th of July weekend 🇺🇸