Lalitha Dhara, NMLS # 1695926

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Lalitha Dhara, NMLS # 1695926 Lalitha Dhara, NMLS #1695926 | Loan Officer, Granite Bank | Company NMLS # 405434 | Equal Housing Lender | Member FDIC | Competitive rates. Let’s talk!

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Flexible doesn't have to mean complicated. Conventional loans offer eligible buyers a range of down payment solutions an...
10/03/2026

Flexible doesn't have to mean complicated. Conventional loans offer eligible buyers a range of down payment solutions and terms that can be tailored to different financial situations. Whether you're a first-time buyer or moving up, it's worth a conversation to see how this program stacks up for your goals.

Rates pushed higher during the week ending October 2, 2026, as bond yields hit the highest level since 2002 and oil pric...
10/02/2026

Rates pushed higher during the week ending October 2, 2026, as bond yields hit the highest level since 2002 and oil prices remained elevated. Granite Bank is an Equal Housing Lender.

Markets in a Minute

Happy International Coffee Day! There's nothing like a good cup of coffee to kick off a conversation about your home goa...
10/01/2026

Happy International Coffee Day! There's nothing like a good cup of coffee to kick off a conversation about your home goals. Whether that's your first house, your next house, or just talking through what's possible.

Want to buy a new home before selling your current one? The DTI Eliminator may help eligible buyers qualify without coun...
09/30/2026

Want to buy a new home before selling your current one? The DTI Eliminator may help eligible buyers qualify without counting their existing mortgage payment toward their debt-to-income ratio. Contact me to learn more and see if you qualify.

Additional NAHI and Home$tart® grant funds are scheduled to become available October 1, creating more opportunities for ...
09/29/2026

Additional NAHI and Home$tart® grant funds are scheduled to become available October 1, creating more opportunities for qualified buyers to receive down payment or closing cost assistance. Funds are limited, available on a first-come, first-served basis, and subject to program eligibility and availability. If down payment or closing costs have been holding you back, reach out to learn more and see what assistance may be available.

A little fall maintenance can go a long way. Cleaning gutters, checking your furnace, and sealing drafts now may help yo...
09/28/2026

A little fall maintenance can go a long way. Cleaning gutters, checking your furnace, and sealing drafts now may help you avoid costly repairs later.

Mortgage rates moved higher as longer dated Treasury yields hit the highest level since 2007 during the week ending Sept...
09/25/2026

Mortgage rates moved higher as longer dated Treasury yields hit the highest level since 2007 during the week ending September 25, 2026. Granite Bank is an Equal Housing Lender.

Markets in a Minute

Every rent payment goes to your landlord, but a mortgage payment may help you build equity over time. Buying a home isn'...
09/23/2026

Every rent payment goes to your landlord, but a mortgage payment may help you build equity over time. Buying a home isn't the right move for everyone, but it may be worth exploring your options. Contact me to learn more.

A strong offer can make all the difference in a competitive market. Learn how the Cash to Win program may help eligible ...
09/21/2026

A strong offer can make all the difference in a competitive market. Learn how the Cash to Win program may help eligible buyers compete with cash offers and improve their chances of securing the home they want. Visit my website to read this month's blog.

Not every borrower fits the traditional mortgage box. The Sharp A- Program may provide eligible buyers with flexible inc...
09/19/2026

Not every borrower fits the traditional mortgage box. The Sharp A- Program may provide eligible buyers with flexible income documentation options and alternative paths to qualifying. Contact me to learn more and find out if you qualify.

Address

1895 Plaza Drive, Suite #100
Lakeville, MN
55122

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm

Telephone

+14253014514

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