Lalitha Dhara, NMLS # 1695926

08/27/2026

Do you know the difference between being pre-qualified and pre-approved? Check out the blog post on my website to learn more.

08/25/2026

Many veterans and service members are surprised to learn they may qualify to buy a home with no down payment and no monthly PMI. Let's discuss what benefits may be available to you.

08/23/2026

Applying for a mortgage soon? Gathering these 5 documents ahead of time can help keep the process moving.

08/22/2026

Buying and selling at the same time can be challenging. The Cash to Win program may help eligible homeowners move forward with their next purchase by providing a conditional commitment to purchase their current home if it does not sell by an agreed-upon date. Program participation is subject to eligibility, property review, valuation, contractual terms, and other conditions. Contact me to learn more.

08/21/2026

Rates moved higher during the week ending August 21, 2026, due to pressure from global bond concerns and rising oil prices. Granite Bank is an Equal Housing Lender.

Markets in a Minute

08/19/2026

Preparing to buy a home starts before you apply. Learn how improving your credit, building savings, and managing debt can help in our latest blog on my website.

08/17/2026

Self-employed? A bank statement loan may allow eligible borrowers to qualify using bank deposits instead of traditional tax-return income. Contact me to learn more.

08/15/2026

Did you know eligible investments may be used as mortgage reserves? Depending on the loan program, assets such as stocks, mutual funds, and certain bonds may count toward reserve requirements without requiring you to cash them out. Contact me to learn more.

08/14/2026

Mortgage rates moved slightly lower during the week ending August 14, 2026, as consumer and wholesale inflation data eased rate-hike concerns. Granite Bank is an Equal Housing Lender.

Markets in a Minute

08/13/2026

Does checking your own credit score hurt it? No! Checking your own credit is a soft inquiry and won't affect your score. Knowing where you stand before applying for a mortgage can help you prepare with confidence.