Mortgage Professional of Minnesota

10/29/2026

🏡 Pre-approved for a mortgage? What happens if rates drop?

Good news! Your pre-approval doesn't necessarily mean you're stuck with the interest rate you were quoted.

But what if you've already locked your rate? 🤔

🎥 Watch this week's Ask Coleen to learn what options you may have!

👉 Read more: https://coleentebockhorst.com/unlock-homeownership-1/f/ask-coleen-what-if-mortgage-rates-drop-after-pre-approval

10/29/2026

Can a Detached Garage Affect Your Home’s Mortgage Appraisal?: A detached garage can be a major selling point. It may provide covered parking, extra storage, or room for hobbies and projects. But buyers sometimes assume that every square foot of a detached structure adds value in the same way as living space inside the house. During a mortgage appraisal, the analysis is more specific. The appraiser looks at the structure's condition, function, and contribution to market value.

http://dlvr.it/TW67J4

10/29/2026

🏡 Mortgage rates dropped after you got pre-approved. Now what?

Are you stuck with the original rate, or could you benefit from a lower one?

The answer might surprise you!

This week's Ask Coleen explains what every homebuyer should know about pre-approval and interest rates.

👉 Get the full story: https://coleentebockhorst.com/unlock-homeownership-1/f/ask-coleen-what-if-mortgage-rates-drop-after-pre-approval

Understanding pre-approval, rate locks, and your options when mortgage interest rates change.

10/28/2026

Why an Easement on the Property Could Raise Questions During Mortgage Approval: You may love a home's layout, yard, and neighborhood without realizing that someone else has a legal right to use part of the property. That right may be an easement. Easements are common, and many cause no problems at all. Still, buyers should understand what an easement allows, where it is located, and whether it affects the property's value or access before moving forward with a mortgage.

http://dlvr.it/TW5Q89

10/27/2026

Can a Home-Based Business Affect Your Mortgage Approval?: A home office, a small workshop, or a room used to meet clients may seem like a normal part of modern homeownership. But when you apply for a mortgage, the way a property is used can matter just as much as how it looks. A home-based business does not automatically prevent financing. The questions usually involve whether the property remains primarily residential, whether its use is permitted, and whether the lender can comfortably evaluate it as a home.

http://dlvr.it/TW4dZc

10/26/2026

What’s Ahead For Mortgage Rates This Week – October 26th, 2026: The Consumer Sentiment report was the largest release in an otherwise light week. The report showed that sentiment has improved over the last couple of months. However, this improvement comes against the backdrop of consumer sentiment having dropped more than 30 points since January and remaining at relatively low levels throughout the year.

http://dlvr.it/TW3vxL

10/23/2026

🏡 Is the Twin Cities housing market shifting?

More homes. More time. More options.

What does that mean for buyers and sellers?

👉 Swipe to find out, then get the full story in my blog!

🔗 Link in Post

10/23/2026

How Leased Solar Panels Can Affect Your Mortgage Approval: Solar panels can make a home attractive to buyers who want to manage electricity costs. But the panels on a roof are not always owned by the seller. When a solar system is leased or covered by another third-party agreement, buyers may need to review additional paperwork before their mortgage can be finalized.

http://dlvr.it/TW2CdK

10/22/2026

Thinking about buying or selling a home? 🏡

The Twin Cities housing market is changing, and September's numbers tell an interesting story.

🎥 Watch my latest Ask Coleen Market Update!

👉 Read the full article: https://coleentebockhorst.com/unlock-homeownership-1/f/twin-cities-housing-market-update-september-2026

💬 Do you think the housing market is becoming more balanced?

10/22/2026

🏡 More homes. More time. More options.

Is the Twin Cities housing market finally giving buyers a little more breathing room?

September's numbers reveal some interesting changes, but what do they mean if you're thinking about buying or selling?

That's what we're exploring in this month's Ask Coleen Housing Market Update!

👉 Read the full article:https://coleentebockhorst.com/unlock-homeownership-1/f/twin-cities-housing-market-update-september-2026

💬 Have you noticed homes staying on the market longer in your neighborhood?

More Homes, More Time, and New Opportunities for Buyers