Assurance Claim Services

Assurance Claim Services Assurance Claim Services, LLC is an independent adjusting firm that exists to meet insurers’ needs

01/22/2026

Before you ever have a claim, there are questions you must ask your insurance agent.

I’m Carl Barnowski, public adjuster & owner of Assurance Claim Services, and I’m kicking off a video series breaking down the exact 5 questions that can save you thousands before disaster strikes.

Don’t wait until it’s too late—your policy matters more than you think.
👉 Follow along and protect yourself.
Florida License E095934

01/16/2026

Most homeowners have insurance, but very few actually understand what their policy covers.

The coverage you’re paying for depends on the fine print- exclusions, limits, endorsements that often go unread and bit explained until it’s too late.

Understanding your policy BEFORE a loss can be the difference between a smooth claim and a long stressful fight

My goal this year is simple: educate homeowners so they are better prepared and better protected.
Florida license E095934

Www.assuranceclaimservices.com

01/15/2026

Homeowners insurance doesn’t have to be confusing 👀 I’m breaking it down so there are no surprises when it matters most. Florida license E095934. Www.assurance claim services.com.

08/18/2025

Just received a heartfelt thank you card from a client — these reminders of why I do what I do mean everything 🙏

Busy week reviewing policies and inspecting properties, but that’s the job I love. 💪

Let’s go settle some claims! ⚖️🔥

– Carl Barnowski
Owner of Assurance Claim Services
Licensed Public Adjuster
FL License
Call or txt for help 561-352-5960

08/14/2025

🚨 Homeowners, this is a MUST-READ 🚨
I’m Carl Barnowski, licensed public adjuster & owner of Assurance Claim Services.

Last week, I walked into a home where the living room ceiling collapsed from a plumbing leak. The worst part? When their policy renewed in February, their insurance company removed ALL coverage for water damage — and they didn’t realize it until it was too late.

📄 Lesson: Always review your policy before renewal. One small change can cost you BIG when disaster strikes.
Florida license E095934
Www.assuranceclaimservices.com
Call or txt 561-352-5960

08/01/2025

Ceiling collapsed? 🚨💧 When a hidden plumbing leak turns your living room into a disaster zone, you call the expert! Carl Barnowski, licensed public adjuster and owner of Assurance Claim Services, is on-site making sure this homeowner gets every dollar they deserve. Florida license E095934
Call or txt 561-352-5960
Www.assuranceclaimservices.com

07/22/2025

🎥 On site at yet another refrigerator ice line break! 💧

Cabinets ruined, floors buckled — and yes, the damage runs throughout the property. 😤 Homeowners: don’t let your insurance company shortchange you on water damage claims.

I’m Carl Barnowski, licensed public adjuster and owner of Assurance Claim Services — here to make sure you get paid properly. 💼✅

Florida license E095934
Www.assuranceclaimservices.com
Call or txt for help: 561-352-5960

07/11/2025

🔥 The fire got contained fast… but now we’re swimming. 💦 More damage from the sprinklers and hoses than the actual fire and smoke!

Insurance doesn’t always make it easy — that’s where I come in.
Florida lic E095934
Call or txt for help 561-352-5960
Www.assurance claim services.com
🎥 Carl Barnowski
📍 Public Adjuster | Assurance Claim Services

06/26/2025

💧Drying or Cash Grab? ⚡️ Just inspected a 900 sq ft home with 31 pieces of drying equipment jammed inside! 🥵
This is how a simple claim turns into a money grab by mitigation companies.
👉 Homeowners, don’t get taken for a ride! Always ask questions or call me and I’ll ask them for you.
Florida License E095934
Call or txt 561-352-5960 questions and inspections are free.

06/24/2025

🌩️ Hail came through Lake Worth on May 5th, and it left its mark! 👀 As a Public Adjuster, I’m out here making sure every dent, crack, and damage is properly accounted for. Don’t let hail damage go unnoticed — it could cost you later! 🏠✅
Florida License E095934
Call or txt for help 561-352-5960

06/23/2025

👉 Initially, the insurance company only paid for 38 shingles. After 2.5 years of delays, they finally agreed the entire roof needs to be replaced — but now they’re trying to hide behind a ‘24‑month’ clause to avoid paying. At Assurance Claim Services, we hold carriers accountable for delays THEY create. Don’t let a technicality cost you a new roof. 💪 —Carl Barnowski, Owner/Public Adjuster
Florida License E095934
Call or txt for help 561-352-5960

06/14/2025

Shoutout to the mold crew for turning a perfectly fine wall into Swiss cheese 🧀👏 Now thanks to the continuous paint rule, insurance gets to pay for it too along with an extra room. It’s my job to report the facts to your insurance company, properly document and get you your 💰
Florida license E095934
Call or txt for help 561-352-5960
Www.assuranceclaimservices.com

Address

8461 Lake Worth Road
Lake Worth, FL

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