Assurance Claim Services

08/25/2026

Homeowners — this is worth your time.

Most people don’t spend much time thinking about their homeowners insurance policy until the day they actually need it. Unfortunately, that’s often when they discover that what they thought they purchased and what their policy actually provides can be two very different things.

This video offers an interesting look behind the curtain at how claims may be evaluated and managed.

My advice has always been simple: understand your coverage before you have a claim. Know your limits, exclusions, deductibles, water damage coverage, roof provisions, matching limitations and the other endorsements that can dramatically affect what happens after a loss.

And when a claim does happen, remember that you have the right to understand the process, ask questions and make sure your damages are properly documented.

An educated homeowner is a better-protected homeowner.

— Assurance Claim Services, Inc.

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08/24/2026

The rumors are true… I’m gonna be a poppy! Little girl on the way to my daughter and her husband.

01/22/2026

Before you ever have a claim, there are questions you must ask your insurance agent.

I’m Carl Barnowski, public adjuster & owner of Assurance Claim Services, and I’m kicking off a video series breaking down the exact 5 questions that can save you thousands before disaster strikes.

Don’t wait until it’s too late—your policy matters more than you think.
👉 Follow along and protect yourself.
Florida License E095934

01/16/2026

Most homeowners have insurance, but very few actually understand what their policy covers.

The coverage you’re paying for depends on the fine print- exclusions, limits, endorsements that often go unread and bit explained until it’s too late.

Understanding your policy BEFORE a loss can be the difference between a smooth claim and a long stressful fight

My goal this year is simple: educate homeowners so they are better prepared and better protected.
Florida license E095934

Www.assuranceclaimservices.com

01/15/2026

Homeowners insurance doesn’t have to be confusing 👀 I’m breaking it down so there are no surprises when it matters most. Florida license E095934. Www.assurance claim services.com.

08/18/2025

Just received a heartfelt thank you card from a client — these reminders of why I do what I do mean everything 🙏

Busy week reviewing policies and inspecting properties, but that’s the job I love. 💪

Let’s go settle some claims! ⚖️🔥

– Carl Barnowski
Owner of Assurance Claim Services
Licensed Public Adjuster
FL License
Call or txt for help 561-352-5960

08/14/2025

🚨 Homeowners, this is a MUST-READ 🚨
I’m Carl Barnowski, licensed public adjuster & owner of Assurance Claim Services.

Last week, I walked into a home where the living room ceiling collapsed from a plumbing leak. The worst part? When their policy renewed in February, their insurance company removed ALL coverage for water damage — and they didn’t realize it until it was too late.

📄 Lesson: Always review your policy before renewal. One small change can cost you BIG when disaster strikes.
Florida license E095934
Www.assuranceclaimservices.com
Call or txt 561-352-5960

08/01/2025

Ceiling collapsed? 🚨💧 When a hidden plumbing leak turns your living room into a disaster zone, you call the expert! Carl Barnowski, licensed public adjuster and owner of Assurance Claim Services, is on-site making sure this homeowner gets every dollar they deserve. Florida license E095934
Call or txt 561-352-5960
Www.assuranceclaimservices.com

07/22/2025

🎥 On site at yet another refrigerator ice line break! 💧

Cabinets ruined, floors buckled — and yes, the damage runs throughout the property. 😤 Homeowners: don’t let your insurance company shortchange you on water damage claims.

I’m Carl Barnowski, licensed public adjuster and owner of Assurance Claim Services — here to make sure you get paid properly. 💼✅

Florida license E095934
Www.assuranceclaimservices.com
Call or txt for help: 561-352-5960

07/11/2025

🔥 The fire got contained fast… but now we’re swimming. 💦 More damage from the sprinklers and hoses than the actual fire and smoke!

Insurance doesn’t always make it easy — that’s where I come in.
Florida lic E095934
Call or txt for help 561-352-5960
Www.assurance claim services.com
🎥 Carl Barnowski
📍 Public Adjuster | Assurance Claim Services