Deanne Taylor Peak Residential Lending nmls 92342

08/25/2026

Summer Isn’t Over And Neither Is Your Window in the Portland Area Housing Market

Summer is winding down — but the Portland area housing market isn't slowing with it. As of the final week of August 2026, Altos Research, Zillow, Redfin, and Realtor.com are all telling the same story: a seller's market with strong buyer demand, homes selling at or above list price, and a price floor forming across Washington County and the broader Portland metro. Here's what the data means for buyers and sellers right now and why this window won't stay open much longer....

https://deannetaylor.com/portland-area-housing-market-end-of-august-2026/

Expert mortgage guidance from Deanne Taylor, serving first-time buyers, veterans, and complex income borrowers.

08/12/2026

The Washington County Real Estate Market This August — What Buyers and Sellers Need to Know Right Now

The numbers are in for Washington County Oregon this August — and they're telling a story both buyers and sellers need to hear. Homes are selling at 100% of list price, the market is confirmed seller's territory, and a brief window of price moderation is pointing toward recovery. Whether you're ready to buy, sell, or both — the opportunity in front of you right now is real. Here's what the data says and what it means for you....

Washington County homes are selling at 100% of list price this August. Here's what buyers and sellers need to know about the market right now.

06/16/2026

The type of debt. The monthly payment. How it sits relative to your income. Those details tell a very different story than just the total number. I have seen files that looked complicated on the surface and were completely workable once we looked at the full picture. I have also seen the reverse. The only way to know which situation you are in is to actually look at it with someone who knows what they are looking at. Let\'s connect - we will walk through your specific situation honestly and tell you exactly where you stand.

06/15/2026

That is not negotiable for me. I have sat across from too many people who went through the process with someone else and came out the other side not fully understanding what they signed. The rate they are in. The terms they agreed to. The line items on the closing disclosure that nobody walked them through. That is not a them problem. That is a broker problem. My job is not to move your file through the process as efficiently as possible. My job is to make sure you understand every single part of it. The rate. The terms. The conditions. The document that feels like it was written in a different language. All of it. Because you are not just signing paperwork. You are making one of the biggest financial decisions of your life. You deserve to do that with full information.

06/10/2026

Rates are high. I know. Everyone at every dinner party for the last two years knows. They were also high in 1987. Higher than today, actually. People bought houses anyway. I have watched people sit on the sidelines for months waiting for the perfect moment. We finally sit down, look at their specific situation, and talk through what their options could potentially look like. Sometimes the conversation changes things. Sometimes the timing is not right. Either way they leave knowing where they actually stand. Not financial advice. Just what I have observed doing this role. If you have been waiting — DM me the word READY. We will walk through your specific situation and what you may qualify for. No pressure. Just clarity.

06/08/2026

Think about everything you learned in school. Mortgages weren\'t on the syllabus. So most first-time buyers walk into this process knowing they want a house and not much about DTI, loan estimates, escrow, or why their rate changes between application and lock. That\'s normal. My job is to translate. What each document means, what each number is doing, and what your options look like at every step. You\'re not behind for not knowing this already. Almost nobody does. Bring me the basic questions. Those are the good ones.

06/04/2026

What Buying a Home Can Do That Renting Never Will

Every rent check you write is building your landlord's future — not yours. Homeownership does something renting never can: it builds real, lasting wealth through equity, appreciation, tax advantages, and stability that compounds over time. If you've been telling yourself homeownership is out of reach, this blog is your wake-up call. You may be far closer than you think....

What Buying a Home Can Do That Renting Never Will | Expert mortgage guidance from Deanne Taylor, serving first-time buyers, veterans, and complex income borrowers.

05/26/2026

These 5 specific documents usually cause most closing delays — and many buyers don’t realize they’re needed until the last minute. The smoother closings usually aren’t luck. They’re preparation. Common items that can slow things down: Recent pay stubs Bank statements (all pages) W-2s / tax returns if needed Clear ID documentation Explanations for large deposits or account activity when requested Every loan scenario is different, but delays often happen when paperwork is incomplete, outdated, or hard to track down late in the process. The buyers who close with less stress usually start organizing early. DM me CHECKLIST if you’d like a simple list of what to have ready before you start shopping.