John Schindel-Home Loans-NMLS# 2059364

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John Schindel-Home Loans-NMLS# 2059364 I'm committed to providing an excellent client experience and look forward to helping you with all your home buying needs. Rocket Mortgage, LLC | NMLS #3030

Loan Officer - NMLS #2059364

Bay Equity LLC / NMLS ID #76988 | Equal Housing Opportunity | This is not a commitment to lend or extend credit. Information and/or data are subject to change without notice. Equal Housing Lender. Bay Equity LLC, 770 Tamalpais Drive, Suite 207, Corte Madera, CA 94925

Licensed under Oregon Mortgage Lender License #4845; Licensed under Oregon Mortgage Servicer License -20

CA LO state license -DFPI2059364, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4150077 For Bay Equity’s privacy policy, https://bayeq.us/privacy

Washington Consumer Loan License -76988; NMLS ID #76988, click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988

AZ LO state license #1035042, Arizona Mortgage Banker License #0910340

MLO NMLS #2059364 | Bay Equity Home Loans | NMLS ID # 76988| Equal Housing Opportunity | Licensed by the Department of Consumer Credit

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

🏡✨ Two quick reminders as we head into the weekend!First — if you're thinking about buying a home, don't go at it alone....
24/10/2026

🏡✨ Two quick reminders as we head into the weekend!

First — if you're thinking about buying a home, don't go at it alone. The internet is a great starting point, but having a trusted team of professionals by your side makes ALL the difference. I'd love to help you build that team and walk you through the financing process step by step.

Second — I'm NOT a 9-to-5 lender! 🙌 Your schedule doesn't always fit into traditional business hours, and that's okay. I'm available when YOU are — mornings, evenings, weekends, you name it.

📞 Call me 📱 Text me 📧 Email me

I'm just a call or a click away. Don't hesitate to reach out — let's chat about your home buying goals!

Have a wonderful weekend, everyone! 🎉

16/10/2026
🏘️ Helping create good neighbors. 💛THIS is why I love what I do. Homeownership is about so much more than keys and closi...
16/10/2026

🏘️ Helping create good neighbors. 💛

THIS is why I love what I do. Homeownership is about so much more than keys and closing papers — it's about this. Friends gathering on the front porch. Neighbors who look out for each other. A community that feels like family.

There's nothing better than knowing that when I help someone find their home, I'm helping them find their people, too. The block parties, the Saturday morning chats, the kids playing in the yard together — that's the real magic of homeownership. ✨

If you've been dreaming about finding your place in a community like this, let's talk. Your front porch moments are waiting. 🏡⬇️

03/10/2026
🚨 Stop saving in silence — there's help out there.Down payment assistance programs could cover your down payment, closin...
02/10/2026

🚨 Stop saving in silence — there's help out there.

Down payment assistance programs could cover your down payment, closing costs, or even offer grants you may never have to pay back.

You don't have to figure it out alone. I'll help you: ✅ Find the right program ✅ Navigate eligibility ✅ Understand your options

Comment "READY" or message me — let's make homeownership happen. 🏠

🍂 Fall is officially here! As we kick off our first fall weekend, why not tackle a few quick home maintenance tasks whil...
26/09/2026

🍂 Fall is officially here! As we kick off our first fall weekend, why not tackle a few quick home maintenance tasks while you're at it? A little effort now can save you big headaches when winter rolls around. Check out these simple tips to keep your home cozy and ready for the season! 🏡🔥

Enjoy your weekend, everyone! 🎉

Big update you should know about 👇The conforming loan limit just went up to $845,000.In simple terms? More people can qu...
18/09/2026

Big update you should know about 👇

The conforming loan limit just went up to $845,000.

In simple terms? More people can qualify for better loan options — and that might include you.

Send me a message and let's see what's possible.

🏡 Buying your first home? Let's make it simple!The journey to homeownership doesn't have to be overwhelming. I put toget...
04/09/2026

🏡 Buying your first home? Let's make it simple!

The journey to homeownership doesn't have to be overwhelming. I put together this handy to-do list to help you navigate the process from start to finish — from getting your finances in order, to gathering your paperwork, to budgeting for closing day and beyond.

Here are a few quick tips to get started:
✅ Start saving consistently — even small deposits add up
✅ Use an online mortgage calculator to understand your budget
✅ Get a Verified Approval so sellers know you mean business

Ready to check off item #2 on the list? I'm here to walk you through your loan options and help you find the right fit. Drop a comment, send me a message, or give me a call — let's get you home! 🔑

🏡 Should you act now… or wait? Here's the truth — there's never a wrong time to start the conversation.Whether you're a ...
18/08/2026

🏡 Should you act now… or wait? Here's the truth — there's never a wrong time to start the conversation.

Whether you're a first-time buyer dipping your toes in, a homeowner ready for a change, or eyeing your first investment property — I'm here as your no-pressure resource.

Here's what a chat with me looks like:

🔹 Completely free & confidential 🔹 No obligation to move forward 🔹 No upfront credit pull 🔹 Meet your way — phone, video, or in person 🔹 Your personal info stays locked down & secure

Buying next month or in three years? Doesn't matter. Let's build your roadmap to homeownership together — on YOUR timeline.

The only step you need to take today? Reach out. 📞

Drop a 🏠 in the comments or send me a message — let's talk!

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