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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Bo Johnson - Mortgage Specialist; NMLS - 1662057

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United States
Lake Oswego, OR
Bo Johnson - Mortgage Specialist; NMLS - 1662057

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Directors Mortgage NMLS 3240, Equal Opportunity Lender

10/30/2026

Happy Halloween! Have a fun, safe, and spooky weekend. 👻🎃

10/09/2026

Discount points allow you to pay more upfront in exchange for a lower interest rate.

For some homebuyers, the potential long-term savings can make sense. For others, keeping that cash available for a down payment, home improvements, or other priorities may be the better choice.

It depends on your goals, how long you plan to keep the mortgage, and the overall cost of the loan.

Not sure which option makes sense for you? I can help you compare the costs and explore your options.

09/25/2026

You don't always need perfect credit to buy a home.

Different loan programs have different credit requirements, and there are other important factors for loan. qualification, such as:
✔️ Income
✔️ Debt
✔️ Employment history
✔️ Down payment
✔️ Your overall financial picture

The good news? You may have more options than you think.

*Directors Mortgage is not a credit repair or credit counseling company.

09/24/2026

🏡 What goes into determining a home's appraised value?

Recent comparable sales, size and features, condition, improvements, and other factors can all play a role in determining a property's market value.

Understanding what can influence an appraisal can help buyers and homeowners make more informed decisions.

Thinking about buying, refinancing, or curious about your home's value? Let's talk!

09/20/2026

With certain loan options, eligible IRA assets may be used to help qualify for a mortgage without requiring you to take actual distributions from your account.🏡

That could mean more flexibility for homebuyers with limited current income who have built up retirement savings.

💡 Have an IRA and wondering if it could help with your home-buying goals? Let's talk about your options.

09/18/2026

As you pay down your mortgage and your home value changes, you may build equity that could support your financial goals.

Depending on your situation, options may include a cash-out refinance or other home equity financing, which could potentially be used for things like debt consolidation, home improvements, or other expenses.

Have questions about your options? Give me a call!

09/15/2026

The first month in a new home comes with plenty of excitement - and a few things to check off your list! ✅🏡

Taking some time to get familiar with your home's systems, shutoffs, and upkeep can help you feel more prepared for homeownership.

🔑 Getting ready to buy a home? Let's talk through your financing options and take the next step toward homeownership.

08/26/2026

Address

4550 SW Kruse Way, Suite 275
Lake Oswego, OR
97035

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+15039396702

Website

http://directorsmortgage.com/bo-johnson/, http://www.nmlsconsumeraccess.org/

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