Kurtis Lay - CrossCountry Mortgage

Kurtis Lay - CrossCountry Mortgage Originating Branch Manager
Personal NMLS ID1525442 / Company NMLS ID3029
Branch NMLS ID2284110
Equal Housing Opportunity

Signing your closing day docs is the most exciting moment of the mortgage process — but it doesn’t happen without a Nota...
09/08/2026

Signing your closing day docs is the most exciting moment of the mortgage process — but it doesn’t happen without a Notary Signing Agent. Get to know them: http://spr.ly/6186B1CnPY

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortga...
09/04/2026

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortgage-free by age 65 and paying a mortgage later in life. See how it adds up in our article: http://spr.ly/6181BG6Zzz

An assumable loan allows a qualified buyer to take over a seller's existing mortgage, including rate and terms. Eligible...
09/03/2026

An assumable loan allows a qualified buyer to take over a seller's existing mortgage, including rate and terms. Eligible FHA, VA and USDA loans may offer unique advantages for buyers exploring their financing options. Learn how they work: http://spr.ly/6182B1CnPg

Thank you, Angel, for the kind words and for trusting us to help you achieve such a major milestone! 🏡🔑You’re absolutely...
09/01/2026

Thank you, Angel, for the kind words and for trusting us to help you achieve such a major milestone! 🏡🔑

You’re absolutely right, I genuinely care about getting the job done right. Providing clear communication, transparency, and understanding throughout the process gives my clients the comfort and peace of mind they deserve, and that’s something I’ll always prioritize.

Congratulations again, Angel!

It was truly a pleasure helping you and your family get to the finish line. 🙌

Happy Monday and happy end of August! ☀️🏡Closing out the month with another JUST CLOSED! 🔑🎉 Congratulations to the happy...
08/31/2026

Happy Monday and happy end of August! ☀️🏡

Closing out the month with another JUST CLOSED! 🔑🎉 Congratulations to the happy new homeowners on their new home in Kissimmee!

This one was a smooth transaction from start to finish, and a great example of what strong teamwork can accomplish. It was truly a pleasure working with everyone involved to get our buyers to the closing table.

Cheers to new beginnings and a great start to the week! 🥂🏠

First-time homebuyers, this one is worth knowing about! 🏡🔑Eligible buyers may qualify for LLPA waivers, helping make con...
08/24/2026

First-time homebuyers, this one is worth knowing about! 🏡🔑

Eligible buyers may qualify for LLPA waivers, helping make conventional financing more affordable and homeownership a little more within reach.

Wondering if you qualify? Let’s take a look at your options!

Investors, this one is worth knowing about! 🏡✨Looking to grow your real estate portfolio without tying up as much cash? ...
08/11/2026

Investors, this one is worth knowing about! 🏡✨

Looking to grow your real estate portfolio without tying up as much cash? 💰📈

The CCM Signature Agency Investor High LTV program gives eligible real estate investors the opportunity to purchase with as little as 10% down while keeping more capital available for the next opportunity. 🔑

✨ Program Highlights:

⭐ Up to 90% LTV on eligible 1-unit investment properties
⭐ Up to 85% LTV on 2 to 4-unit properties
⭐ No mortgage insurance required
⭐ 15 and 30-year fixed-rate options
⭐ Loan amounts up to $2 million, subject to applicable conforming loan limits
⭐ Available for investment property purchases

Less money tied up in one property can mean more flexibility to keep building your portfolio. 🏡📈

📲 Have an investor client or looking to invest yourself? Reach out to The Kurtis Lay Team to see if this program could be a fit.

Program eligibility, loan limits, and guidelines apply. Equal Housing Opportunity. NMLS 3029.

Two roles. One goal. 🏡Buying a home takes more than one person. It takes a team.While Kurtis is helping clients build th...
08/04/2026

Two roles. One goal. 🏡

Buying a home takes more than one person. It takes a team.

While Kurtis is helping clients build the right financing strategy, Casie is behind the scenes making sure every detail stays on track. From coordinating paperwork to keeping everyone informed, she’s a huge part of what makes our process so seamless.

A big shout out to Casie for all of your hard work and dedication. Your commitment to our clients and our team doesn’t go unnoticed. We appreciate you more than you know! 💙

At the end of the day, our goal is simple:
Make the mortgage process feel clear, organized, and as stress free as possible.

🏡 Another incredible few weeks of helping families achieve homeownership! 🎉Every closing represents a unique story. Some...
07/28/2026

🏡 Another incredible few weeks of helping families achieve homeownership! 🎉

Every closing represents a unique story. Some clients find the perfect home quickly, while others spend months preparing, searching, and overcoming obstacles. No matter what the journey looks like, we’re committed to being there every step of the way.

Congratulations to each of these homeowners on reaching such an exciting milestone! Thank you for trusting The Kurtis Lay Team to guide you through one of life’s biggest decisions. ❤️

A huge shoutout to our entire team for the countless phone calls, late nights, problem solving, and dedication behind every successful closing. These moments don’t happen by accident. They happen because of a team that genuinely cares about the people we serve. 🤝

Here’s to celebrating these wins, staying focused, and helping even more families achieve their homeownership goals. Let’s keep going! 🏡✨

07/21/2026

If you’re heading to the 150th Daytona Beach Community Celebration, make sure to swing by the Realty ONE Group Evolve & CrossCountry Mortgage booth! We’ll have games, prizes, bubbles, a summer photo booth, and we’d love to say hello. 🌴☀️📸

Come hang out, meet the team, and enjoy a great day celebrating our community. See you Sunday! 💙🏡

Address

1540 International Parkway, Suite 2000, Office 202 And 204
Lake Mary, FL
32746

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