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Premier Home Funding NMLS# 539156

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United States
Lake Mary, FL
Premier Home Funding NMLS# 539156

Company NMLS #539156

NMLS #260544

Empowering families to be debt-free through sound guidance and expert service to own their dream home.

11/12/2025

Market timing. Buy when inventory is high for negotiation power on dream amenities.
Track trends with Zillow or Realtor.com.

Market watch? Ask me anything!

11/10/2025

Bridge loans for seamless moves. If selling your current home, a bridge loan covers the new purchase down payment and closing. This is great for competitive markets. Considering a bridge? Comment or DM!

11/08/2025

I had a dream last night where every time I took out a dollar from my wallet, it would fill up again with 100’s.

I went straight to a chocolate store and bought their entire stock.

11/07/2025

Closing costs? You’ve gotta be kidding me…

So you've been paying your mortgage for years and years, and finally the end is in sight.

Then BOOM! It hits you – you’re reminded that you need to pay closing costs as you finish up your loan.

What a bummer.

Here’s what may be taken into account when the closing costs are being decided:

-A survey fee paid to verify property boundaries
-A flood certification fee to ensure the property is not in a flood zone
-The title search fee to check the history of the property, ensuring there are no legal claims on it
-Title company costs associated with closing the loan
-Recording and transfer costs—a fee paid for recording the purchase of your home
-Loan preparation fees, being a percentage of the overall loan amount
-Escrow accounts, including private mortgage insurance (PMI), homeowner’s insurance, and property taxes

A lot goes into buying a house, so make sure you do your research and prepare yourself – with enough planning, you too can own the home of your dreams!

11/05/2025

Calculate affordability. Use online calculators to factor in higher property taxes and maintenance for luxury features. Aim for under 25% of income on housing. Budget questions? Let's crunch numbers – DM me!

11/03/2025

Inflation giving you the blues?

We’re happy to help if you’re struggling to make those mortgage payments.

But we’d be even happier if you never needed to come to us in the first place – so here’s a tip you can use to save money on your mortgage:

Even though a 15 year mortgage will have a much lower interest rate than a 30 year mortgage, you are tasked with making monthly payments that are considerably more expensive – and that may be too much to handle.

So why not take out a 30 year mortgage, but pay it off quicker?

The great thing about this is, you can make payments as if it is a 15 year loan, but without the added stress and responsibility of the higher minimum payment.

That way if you ever find yourself in trouble, you’ll have a much easier time making those minimum payments.

Just watch out that your mortgage doesn’t include a prepayment penalty – that would put a serious damper on your plans.

Even though we would miss your company, we’d be happy to know that you are succeeding in building the life of your dreams, without any worry of losing your home.

After all, we are here to help :)

11/01/2025

Incoming – a hot mortgage tip to save you big in the long run!

Try making payments every two weeks instead of once per month.

So a normal 30-year loan will come with 360 payments – 12 per year. But check this out:

If you take your monthly payment, divide it in half, and pay that amount bi-weekly, you will end up making the equivalent of one extra monthly payment each year, while saving big on interest over the long run!

For example, a 30-year, $200,000 mortgage at 4% will translate to about $11,460 a year. With a biweekly payment schedule, you’ll be paying $12,400 per year. Yes, it's a bit more. But here's why it's a good idea…

Over the lifetime of the loan, you would save $23,000 in interest – holy mortgage, Batman!

I can think of a couple things I would do with an extra $23,000…

So give it a shot!

10/31/2025

The year 2020 saw the most first-time home buyers in the history of the US.

Real estate reality or mortgage mumbo-jumbo?

10/29/2025

Way back in the 1930’s, if you didn’t have enough money to buy a house outright, there wasn’t much you could do in the way of obtaining property.

So the insurance companies of the time had a brilliant idea:

Give people the chance to own a house by means of a loan, but with a catch – if you failed to make your payments, they would have the right to take your property! The banks, ever opportunistic as they are, thought this was a great idea. And thus, the great American mortgage was born!

We don’t think it’s so nice that they’d take your house when times get tough, which is why we are proud to offer mortgage assistance to those who are in need of a little helping hand :)

Call us today at 407-616-3433 and we’ll be happy to get you the assistance you need, with great rates and a smile on our face!

10/27/2025

Mortgage pre-qualification and mortgage pre-approval are not the same!

When it comes to the former, the applicant provides information to the lender, such as income, employment, existing debts, etc.

This information is enough, in most cases, to pre-qualify the applicant for a mortgage.

However, this information is not yet VERIFIED, which means the applicant is not yet approved, and information may arise to disqualify the applicant.

To avoid this, go after pre-approval – that is, have your information verified first.

Let us know if you have any questions or need any assistance – we are always here to help :)

10/25/2025

We find great fulfillment and satisfaction knowing that we are giving the people of our community the opportunity to move forward with their lives without the worry of losing their homes.

The sincerest thanks for your business and for your trust!

YOU

10/24/2025

We offer mortgage assistance for people from all walks of life.

It doesn’t matter where you came from, or where you're going – all that matters is that we can help you get over the hill and through to the other side.

Other lenders may try to include hidden fees, prepayment penalties, or other tricky features that just don't seem honest.

But if you give us a call or shoot us a message, we’ll be happy to get you the assistance you need, in full transparency, and with no strings attached.

Because everybody needs a helping hand from time to time, and we want to see you succeed in building your best life :)

Address

7025 CR 46A Suite 1071, #106
Lake Mary, FL
32746

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+14076163433

Website

http://www.phfhome.com/

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