Evelyn Freitas - VP of Mortgage Lending at Guaranteed Rate

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/08/2022

It's the July 2022 edition of YOU magazine! This month we look at boosting your credit scores, how to battle inflation by owning your home, what NOT to carry in your wallet, and many more great tips. Check it out!

YOU Magazine - July 2022

02/12/2021

Happy Valentines Day weekend to you and yours!

02/10/2021

Happiness is spelled with an "I" not a "Y"...

The Art of Happiness

02/08/2021

It's a great time to realize your dream of home ownership! Check out this step by step guide to help visualize the process.

How Purchase Loans Are Made, Step-by-Step

02/03/2021

As we head into tax season, here are a few considerations...

Write-Offs to Remember

02/01/2021

With most meetings being conducted virtually in today's business environment, it is more important than ever to pay close attention to constructive communication with coworkers, clients, and business partners!

Regardless of where it comes from, constructive criticism can be hard to handle.

01/29/2021

The Fed had their first meeting of 2021 this week. If you want to know the three takeaways from their meeting, read on! Otherwise, have a great weekend!

Bottom line: The Fed continues to support the housing industry by purchasing bonds, until they get what they want: higher inflation. If you or someone you know would like to talk about the incredible opportunity, please contact me.

01/29/2021

Dustin Poirier believed he could beat Conor McGregor, and he did. At Guaranteed Rate, one of our core values is self-belief - whatever you want to do, whether it's becoming a UFC champion, the CEO of your business, or the owner of your first home - if you believe, you will. How can I help you achieve the things you believe in for yourself?

From building a better life for himself, to getting a shot at regaining his UFC title, Dustin Poirier accomplishes the goals he sets because he believes each...

01/27/2021

Check out this month's YOU Magazine! 2021 mortgage outlook, the hottest apps from last year, home improvement tips, and much more..!

YOU Magazine - January 2021

01/25/2021

This issue of MMG Monthly tackles what to look for when relocating to a new neighborhood, what may be coming in the mortgage industry, and great easy to DIY home improvement tips. Keep Reading!

What's in store for the U.S. economy, debt continues to keep buyers out of the market, window screen repairs, and more.