KD Team with Alameda Mortgage

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KD Team with Alameda Mortgage Bay Area moms & mortgage pros 🏡
Trusted partners guiding families, couples & women to homeownership—clearly, confidently & with heart. Equal Housing Lender

4.5 star review received on Experience.com for KD Team by Timothy D - strong  communication
10/15/2026

4.5 star review received on Experience.com for KD Team by Timothy D - strong communication

Click to see all 483 reviews of KD Team | Alameda Mortgage Corp, Loan Officer | NMLS #1471655

5.0 star review received on Experience.com for KD Team by Christopher S - Kaelen was amazing from start to finish. From ...
10/14/2026

5.0 star review received on Experience.com for KD Team by Christopher S - Kaelen was amazing from start to finish. From the moment that we connected, I never felt pressured into choosing her and her team as our lender. This was really important to us because other lenders we had met with had been too aggressive to gain our business. We really liked how authentic Kaelen was and how she continued to provide non-stop support throughout our entire process from offer to close. She really was our cheerleader through everything and really helped us as things came down to the wire with our closing date. Whenever we had choices to make, Kaelen clearly outlined all of our options and supported our decisions without pressuring us one way or another. She always provided her expert opinion to help guide us. One really funny thing is that whenever I received a phone call from her, I actually tried to pick up the phone! Sometimes when things get messy or busy, I feel like I want to avoid connecting over the phone, but I always felt comfortable connecting with Kaelen and didn't hesitate to take her calls to go over the things we needed to review. I think that speaks volumes to how approachable she is.

Click to see all 482 reviews of KD Team | Alameda Mortgage Corp, Loan Officer | NMLS #1471655

I still can’t believe I get to be part of such a big moment for families, so swipe through to hear my story and why I do...
10/12/2026

I still can’t believe I get to be part of such a big moment for families, so swipe through to hear my story and why I do what I do. 🤎

**THE MORTGAGE MARKET FINALLY CAUGHT A BREAK! 😂📉**After weeks of higher rates and volatility, we're finally seeing a lit...
10/09/2026

**THE MORTGAGE MARKET FINALLY CAUGHT A BREAK! 😂📉**

After weeks of higher rates and volatility, we're finally seeing a little relief!

Does this mean rates are dropping? **Not quite… but things are getting interesting! 👀**

While buyers wait for lower rates, today's market may offer something just as valuable: **less competition, more negotiating power, and potential seller credits.**

🏡 **You may not love today's rate, but you might love the deal you can negotiate!**

👇 Read our latest market update to see where the opportunities could be! Link In The Comments

5.0 star review received on Experience.com for KD Team by Sonia C G - Everyone  was  very  friendly and  patient.  Every...
10/04/2026

5.0 star review received on Experience.com for KD Team by Sonia C G - Everyone was very friendly and patient. Every step was explained in detail which made me feel confident about the process even though it was my first time buying a home.

Click to see all 478 reviews of KD Team | Alameda Mortgage Corp, Loan Officer | NMLS #1471655

10/02/2026

The difference? $64/month.

Waiting for rates to drop can make sense BUT you won’t be the only one waiting.

When rates come down, prices go up, competition rises (everyone suddenly is back to buying), and you have less room to negotiate - bye bye seller credits.

The math isn’t always as scary as the headlines make it seem. It’s important to work from the real numbers that apply to your specific scenario and then weigh your options.

That’s why we’re here! Let’s run your numbers 🏡

5.0 star review received on Experience.com for KD Team by David P - very responsive and  easy  to  communicate  with.
09/29/2026

5.0 star review received on Experience.com for KD Team by David P - very responsive and easy to communicate with.

Click to see all 476 reviews of KD Team | Alameda Mortgage Corp, Loan Officer | NMLS #1471655

5.0 star review received on Experience.com for KD Team by Tony S - KD Team is professional and great to work with. They ...
09/27/2026

5.0 star review received on Experience.com for KD Team by Tony S - KD Team is professional and great to work with. They communicate with you every step of the way so you are informed and up to date on the status of the loan. I would highly recommend working with the KD Team.

Click to see all 476 reviews of KD Team | Alameda Mortgage Corp, Loan Officer | NMLS #1471655

A rare opportunity just minutes from downtown Sonoma Square!This unique property features a main home PLUS a spacious AD...
09/26/2026

A rare opportunity just minutes from downtown Sonoma Square!

This unique property features a main home PLUS a spacious ADU, offering incredible flexibility whether you're looking for:

✨ A Sonoma retreat for family and friends
✨ The perfect place to spend your summers in w**e country
✨ Multi-generational living
✨ Short- or long-term rental potential
✨ An investment opportunity in an incredible location

Walk to the heart of Sonoma and enjoy everything the Square has to offer, while having the space and versatility that are so hard to find.

Link to listing in comments!

Kaelen Cavalli + Andrew Karleskind + Mara Jane Karleskind + Anna Kathleen

First things first…If you know a mortgage lender, maybe give them a hug this week. 😂Check on them. Send coffee. Maybe av...
09/25/2026

First things first…

If you know a mortgage lender, maybe give them a hug this week. 😂

Check on them. Send coffee. Maybe avoid asking, “So… what are rates doing?” for at least five minutes.

It’s been a rough couple of weeks in the mortgage market.

Rates have moved higher quickly, Treasury yields have jumped, oil prices remain elevated, and the market has been trying to digest a lot at once.

But before buyers see another scary rate headline and decide to put their home search on hold, there’s something important to understand:

A difficult rate market doesn’t automatically mean a bad buying opportunity.
In fact, when higher rates push other buyers to the sidelines, the conversation can shift from “How low can I get my rate?” to “How much leverage do I have on the house?”

Let’s break down what’s happening without the Wall Street jargon | FULL ARTICLE LINK IN THE COMMENTS

Address

1212 Broadway Plaza Suite 2100
Walnut Creek, CA
94596

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