Brian Kimball at Waterstone Mortgage

Brian Kimball at Waterstone Mortgage From coast to coast -- lighting your way home. Because I lend nationwide, I can assist wherever your real estate or life journey takes you. License #4131185.

With over 15 years of experience as a loan officer, I’ve built a completely referral-based business and have helped over 1,000 families navigate the home financing process. Whether you’re buying your first home or your dream home, my team and I are here to make the mortgage experience smooth and stress-free. I specialize in helping military families and veterans, move-up buyers, and clients relocating across the country. I can assist with VA loans, FHA loans, Conventional loans and niche loan solutions to meet out-of-the-box and unique financing needs. My career has been built on relationships grounded in trust. I’m known for clear communication, a streamlined loan process, and thoughtfully structuring each mortgage to meet my clients’ unique financial goals. I’m a proud husband to my college sweetheart and a father to three amazing kids. We live on a small family farm, where I spend much of my free time working outdoors. I also enjoy cars, traveling, golf and shooting. My family and I are involved in our local church and love being part of our community. Faith, family, and service are the foundation of everything I do—both in life and in business. My mission is simple: to make the mortgage process efficient, low-stress, and aligned with your financial future. It would be an honor to guide you through your next home loan—and to become your lender for life. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.

Think a down payment is what's standing between you and homeownership? The reality is, there are so many down payment as...
09/09/2026

Think a down payment is what's standing between you and homeownership?

The reality is, there are so many down payment assistance programs available, but many people never realize they're eligible because they don't know where to look.

Here’s an easy place to start. ⬇️ Just answer a few quick questions, and this tool will show you programs that match your situation.

If buying a home is on your radar — even if it's a "maybe someday" — it's definitely worth checking out.

Start your search for down payment assistance here: https://bit.ly/4f1Qw40

Happy Labor Day! 🇺🇸 Whether you're spending today relaxing with loved ones, firing up the grill, or simply enjoying the ...
09/07/2026

Happy Labor Day! 🇺🇸 Whether you're spending today relaxing with loved ones, firing up the grill, or simply enjoying the comfort of home, have a safe and relaxing Labor Day!

Would qualifying based on your property's income instead of your personal income change your investing strategy?Watersto...
09/03/2026

Would qualifying based on your property's income instead of your personal income change your investing strategy?

Waterstone Mortgage’s Cashflow Pro for Investors focuses primarily on whether the property generates enough rental income to cover the mortgage — not your W-2 or tax returns.

For the right investor, that can open doors to growing a portfolio without the same hurdles as traditional financing.

Curious if it's a fit for your investment goals? Start here: https://bit.ly/4qGzGMm

Summer may not be over just yet, but are you...☀️ Team Summeror🍂 Team Fall?Would you rather spend the afternoon by the p...
08/31/2026

Summer may not be over just yet, but are you...

☀️ Team Summer
or
🍂 Team Fall?

Would you rather spend the afternoon by the pool or curled up under a blanket with a warm drink?

Tell us which season feels more like home in the comments! 👇

5.0 star review received on Experience.com for Brian Kimball by Kevin W O - Why?    Brian  you  have  assembled  the  su...
08/28/2026

5.0 star review received on Experience.com for Brian Kimball by Kevin W O - Why? Brian you have assembled the super bowl of a team. Expedient, friendly, helpful, professional, patient, concise , personable, focused and outstanding team ive ever experience. Im impressed by every team member . Thank you for everything .

Read more: https://experience.com/reviews/brian-kimball-405577/c758ccc9-e144-4f6d-8a9a-ced0ac080b7f?V=1787925458&utm_source=facebook&utm_medium=autopost&utm_content=13468495

A temporary buydown is a mortgage loan option in which the seller or lender reduces the interest rate for the first 1-3 ...
08/27/2026

A temporary buydown is a mortgage loan option in which the seller or lender reduces the interest rate for the first 1-3 years of the homebuyer’s loan.

What does this mean for homebuyers?

✅ Buying a house is expensive — you can use this financing option to ease into your mortgage.
✅ Temporary buydowns are especially great for those who don’t want to wait for interest rates to drop to buy a house but would like to take advantage of some savings upfront.
✅ Seller won’t go for it? Consider Smart Start, our LENDER-PAID buydown option.

Learn more: https://bit.ly/45hRPWS

Myth Monday: You need 20% down to buy a home.Many buyers qualify with far less than 20% down — and some loan programs ev...
08/24/2026

Myth Monday: You need 20% down to buy a home.

Many buyers qualify with far less than 20% down — and some loan programs even offer 0% down for those who are eligible.

The required down payment depends on the loan program and your individual situation. 🙌

Don't let this common misconception keep you from exploring your options. You may be closer to homeownership than you think.

Let’s make your move together. Send a message to get started!

Many homebuyers in today’s market are asking: “Is now a bad time to buy a house?” Instead of waiting for rates to drop, ...
08/21/2026

Many homebuyers in today’s market are asking: “Is now a bad time to buy a house?”

Instead of waiting for rates to drop, here's something to consider:

You can buy the home that's right for you now — and if rates improve down the road, refinancing may be an option.

Buying now could allow you to…
🏡 Start building equity sooner
📍 Stop waiting on the sidelines
🔑 Secure the home you want today

Every situation is unique, so it's important to understand your options before making a decision.

Let's talk through what makes the most sense for your goals.

Think student loan debt means homeownership has to wait? Think again.Student loans don't automatically prevent you from ...
08/19/2026

Think student loan debt means homeownership has to wait? Think again.

Student loans don't automatically prevent you from buying a home. Your overall financial picture — including income, credit, assets, and debt — is what matters.

If buying a home is one of your goals, don't assume your student loans have taken it off the table. You may have more options than you realize.

Learn more about how student loan debt can impact the mortgage process: https://bit.ly/4bGpGwe

5.0 star review received on Experience.com for Brian Kimball by Hayden E - As a first-time home buyer, my  fiancé and  I...
08/19/2026

5.0 star review received on Experience.com for Brian Kimball by Hayden E - As a first-time home buyer, my fiancé and I couldn’t have asked for a better experience. Brian and his team made entire process as stress-free and easy to understand as possible. They took the time to explain everything clearly and walked me through multiple loan options to help me find the one that was the best fit for my situation.
Communication was excellent throughout the entire process, and everything felt very streamlined and organized. I always knew what was happening and what I needed to do next. What really stood out, though, was the personal touch. I never felt like just another customer—they genuinely cared about helping me get into my first home.
I highly recommend them to anyone looking to buy a home, especially first-time buyers. 5 stars all around!

Read more: https://experience.com/reviews/brian-kimball-405577/54c4f06e-f8d5-4eb9-aa14-f5a0ac91a9f1?V=1787161330&utm_source=facebook&utm_medium=autopost&utm_content=13441326

Address

200 Prosperity Place
Knoxville, TN
37932

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18653433994

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