Omar Khayyam - Mortgage Loan Officer/ Consumers Credit Union

09/07/2026

08/27/2026

"What if rates drop next year?"

It's one of the most common questions I hear.

But what if home prices rise while you're waiting?

A lower interest rate doesn't always mean a lower monthly payment if the house costs significantly more.

The buyers winning today aren't trying to perfectly time the market.

They're creating a strategy that works now and staying flexible for tomorrow.

📩 Send me RATE and I'll help you compare the cost of buying today versus waiting.

08/21/2026

📉 Waiting for rates to drop? 📈 Waiting for prices to drop?

You may not get both.

When rates fall, more buyers enter the market, which can create more competition and keep home prices strong.

Instead of trying to predict the market, focus on what you can control: ✅ Payment ✅ Closing costs ✅ Long-term affordability

The best time to buy is when the home fits your life and the payment fits your budget.

🏡 Marry the home. Date the rate.

08/14/2026

📈 Home sales are up. 🏡 Buyers are back. ⏰ And many are realizing that waiting for rates to fall isn't the winning strategy they thought it was.

The market is moving. The buyers who act move with it.

Thinking about buying? Let's talk through your options and build a game plan. 📩

08/11/2026

You can scroll Zillow all day… but until you know your numbers, you’re just guessing. 👀

You may be closer to homeownership than you realize.

If buying a home in Michigan is even somewhere on your radar, send me “NUMBERS” in a DM.

No pressure. No commitment. Just a conversation about what the numbers could look like for you.

08/07/2026

Private employers added 44,000 jobs in July, according to ADP, well below expectations of about 70,000. Hiring rose across businesses of all sizes, though ADP described job growth as “choppy” across industries.

08/06/2026

💰 $47 BILLION.

That's how much home equity Americans tapped in just the first quarter of the year.

A home isn't just where you live. It's an asset that can create financial flexibility for years to come.

✅ Build equity
✅ Create future options
✅ Grow long-term wealth

The question isn't just "Can I afford to buy?"

It's also: "How long do I want to wait to start building equity?"

📩 Let's talk about your options.

08/04/2026

"So what do you make?"

✅ Confidence for first-time buyers. ✅ Stronger offers. ✅ Smoother closings. ✅ Less stress. ✅ More celebrations.

Helping people buy homes is what I do. Making them feel supported through the process is why I do it.

08/01/2026

As the school year kicks off, I know life gets busy—new routines, homework and plenty of excitement. Whether you’re settling into a new home or dreaming of one, I’m here to help make the transition smooth.

Looking for a mortgage that fits your family’s needs? Let’s talk!
✅ Personalized guidance
✅ Competitive rates
✅ Support every step of the way

Ready to start your journey? Send me a message!

Here’s to a successful school year for you and your family! ✏️

07/30/2026

🚨 A 29-year-old tax law could be one reason there aren't enough homes for sale.
When homeowners face a bigger tax bill for selling, many choose not to move at all.
Less inventory = more competition.
More competition = higher prices.
The housing shortage isn't just about construction. It's also about outdated policy.
Watch the video to see why this matters for buyers and sellers alike.