Omar Khayyam - Mortgage Loan Officer/ Consumers Credit Union

06/12/2026

Home prices dipped year-over-year… for the first time since 2012.
But let’s be clear—this isn’t a crash.
It’s a reset.
The market ran up 47%… now it’s catching its breath.
✅ Sellers priced right = selling
❌ Sellers stuck in the past = sitting
And buyers who understand this shift? They’re winning.
Real credits. Real concessions. Real leverage.
Know your numbers. Move smart.

06/08/2026

When you buy a home, you're buying more than just a place to live. Investing in real estate turns your monthly housing cost into ownership, where each payment builds equity and strengthens your financial position over time through payoff and potential appreciation. For buyers, it’s a shift from paying rent to building long-term wealth with every payment. Questions about how to get started? Reach out and I can help you build a plan that fits your goals.

06/04/2026

Investor buyers are finally stepping back… 👀
And that changes everything for regular buyers.
Less cash competition.
More negotiating power.
Real opportunities opening up.
If you’ve been sitting on the sidelines—this might be your window. 🏡

06/02/2026

Before closing day, small money mistakes can turn into big delays. Watch out for things like new credit inquiries, large purchases, changing jobs, or moving money around without documentation. Remember to stay steady, keep things consistent, and reach out if you're unsure about anything that could impact your approval.

05/28/2026

Mortgage applications just jumped 11%—highest since 2022. 📈
That’s not random… it’s a signal.
• Inventory is opening up
• Sellers are negotiating
• Builders are cutting prices
Buyers aren’t waiting anymore—they’re moving.
⚠️ Here’s the reality: when apps spike, lenders get BUSY.
Timelines stretch.
The buyers acting now? Ahead.
The ones waiting? Behind.
✅ Get pre-approved
✅ Update your numbers
✅ Move smart

05/25/2026

05/21/2026

I’m seeing two types of buyers right now: people frozen in the headlights of an uncertain market and people quietly getting positioned for opportunities. That’s where I come in. Backed by Consumers’ wide range of mortgage options, I can tailor a plan that both fits your personal situation and that takes into account the overall home-buying landscape. If you want to understand what’s possible, give me a call, and let’s drive past the uncertainties.

05/18/2026

Home builder confidence edged higher in May, rising three points to 37. While the index remains below the growth benchmark of 50, current sales, future sales expectations, and buyer traffic all showed modest improvement.

05/14/2026

🚨 Nearly 1 in 4 homes just had a price cut.
And many sellers didn’t stop at one.
Multiple price cuts = motivation.
Motivation = concessions.
Closing costs. Repairs. Rate buydowns.
The deals are there — if you know how to spot them.
The real question isn’t if opportunities exist…
It’s whether you’re ready to act when they do. 🏡💥

05/13/2026

Buying your first home is exciting - but it can also be intimidating! These steps will help you feel more prepared, so you can enjoy this major milestone. If you have any questions about this process, reach out any time. I’m happy to help!