Neighborhood Loans: Treadstone Mortgage Division

10/07/2026

Hey realtors, are tax write-offs costing you commission checks? 📉🚫
How many times has a solid buyer walked into your open house with a thriving business, only to hit a wall with traditional bank underwriting because their CPA wrote off their taxable income?
It happens every week across Kalamazoo and Portage—but those buyers can get funded.
Join us for our upcoming October Lunch & Learn: Decoding the Self-Employed Borrower to discover modern lending strategies that turn turned-down entrepreneurs into closed deals.
Here’s what we’ll cover:
• Bank Statement Loans: How underwriters turn 12–24 months of deposits into qualifying income—no tax returns required.
• The "Write-Back" Formula: Adding depreciation, mileage, and paper losses back onto standard returns to boost purchasing power.
• 1099 & Gig Economy Plays: Easy qualifying options for independent contractors and freelancers.
• Investor Speed with DSCR: Helping clients finance rentals based on cash flow rather than personal income or W-2s.
• Open House Playbook: The exact questions to ask on the spot to identify Non-QM opportunities.
📅 When: Tuesday, October 13th
⏰ Time: 12:00 PM – 1:30 PM
📍 Where: Neighborhood Loans – Treadstone Office
616 W. Centre Ave, Portage, MI 49024
🥪 Lunch is provided!
Seats are limited, so RSVP is required.
👉 Reserve your spot today: Register Here or send over a tricky scenario in advance to run the numbers!

Stop losing deals to write-offs. Join Jeremy Drobeck on October 13th to learn how Bank Statement, 1099, and DSCR loans get self-employed buyers approved fast.

09/10/2026

Hey realtors, the market is weird. Inventory is tight, but price growth has leveled out. Appraisers are leaning on outdated sales models or pulling comps from the wrong neighborhoods. That disconnect creates valuation gaps that kill perfectly good transactions.

Hope is not a strategy. You do not have to just sit back and cross your fingers.

Join us for our upcoming training: The LOW Appraisal Attack Plan: Pre-Empting and Fighting Low Valuations.

Stop letting low appraisals kill your deal. Learn how to build an appraiser packet, VA Tidewater, and win ROVs when appraisers won't budge

08/04/2026

Hey realtors, are you tired of waiting for the phone to ring? It is time to step up and create your own opportunity!

The real estate market has shifted. Sitting back and waiting for free leads to fall into your lap is a losing game. The agents who win in this market do not wait for permission. They do not wait for luck. They take control of their daily schedule and MAKE IT RAIN!

Join us on August 11th for an explosive Lunch and Learn that will completely change how you get clients.

Stop waiting for leads! Grab your spot at our August Lunch and Learn and discover the EXACT playbook to build your own deal pipeline today.

07/06/2026

Hey Realtors,
STOP LETTING INFLATION KILL YOUR PIPELINE

Your competitors are telling these buyers to wait and save for another two years. That is a losing game. By mastering these tools, you become the proactive partner who provides an immediate path to homeownership. This class is not a boring lecture. It is a quick, simple guide to get these buyers off the sidelines and into a home right now.
We will show you exactly how to get your clients into houses with zero down.
WHAT YOU WILL LEARN
• Beat High Costs: How to use down payment assistance (DPA) to help buyers who are hurt by inflation.
• Spot the Right Buyers: How to find people with good jobs who just need help with the upfront cash.
• Close Fast: How to set up these loans without delays or extra stress.

JULY 14th ♦ The DPA Playbook: Unlocking Zero Down & Down Payment Assistance This class is not a boring lecture. It is a quick, simple guide to get these buyers off the sidelines and into a home right now. We will show you exactly how to get your clients into houses with zero down. What […]

06/16/2026

Hey realtors, getting started in this business is brutal. Too many new agents wake up, sit at their desks, and stare at the wall. They don’t know who to call, what to say, or how to structure their morning. It is like an airplane flying without a flight plan—you are just burning fuel until you crash.

If you have been a licensed Realtor for less than 3 years, it is time to build a real system.

We are launching a brand-new, live Agent Bootcamp right here at our office.

This isn’t a generic webinar where you turn your camera off. This is an elite, high-accountability mastermind designed to take you from grinding for leads to locking in 3 contracts a month in the next 60 days.
https://www.1stclassmortgageservice.com/2026/05/28/want-3-contracts-a-month-the-8-week-live-bootcamp-for-new-agents-only/

Jeremy Drobeck is a mortgage lender based in Kalamazoo Michigan. He brings years of experience helping home buyers in Michigan and Ohio.

06/15/2026

WANT TO TALK TRUTH ABOUT HOMEOWNERSHIP? 🏠

I am incredibly honored to be speaking on a panel for Home Is Possible: A JUNETEENTH CONVERSATION this coming Friday, June 19!

We are diving deep into homeownership, expanding opportunities, and building real generational wealth in our communities. If you want to know what it really takes to win in today's market and build a lasting legacy, you need to be in the room.

Plus, Phatboy Paradise Catering is bringing the food. You already know the rule: Don't trust a skinny chef! 🍗🔥

WHEN: June 19 | 9:00 AM – 4:00 PM

WHERE: Arcus Center for Social Justice Leadership (Kalamazoo College)

WHAT TO DO: Scan the QR code in the image to RSVP right now!

Let's build together. See you there! 🙌

06/01/2026

Hey realtors, deals are notoriously fragile right now. In this market, a transaction can look rock-solid on a Tuesday and fall completely apart by Thursday.

When a deal dies at the eleventh hour, nobody wins. The buyers lose their dream home, the sellers lose precious market time, and you lose a hard-earned commission. But here is the good news: most deal-killers are completely preventable if you know what to look for early.

On June 9th, we are bringing together three industry operators to give you the exact playbook for protecting your pipeline and ensuring your clients make it to the closing table.

JUNE 9th | The “Deal Rescue” Panel: Avoiding Eleventh-Hour Disasters Deals are notoriously fragile right now. In this market, a transaction can look rock-solid on a Tuesday and fall completely apart by Thursday. When a deal dies at the eleventh hour, nobody wins. The buyers lose their dream home...

05/08/2026

Hey realtors, STOP THIS!!!!! Are you telling your sellers to “be careful” with VA offers?
If you are, you’re likely operating on OUTDATED INFO from 20 years ago. Today, that advice isn’t just wrong—it’s costing your sellers great offers and costing you commissions.
It’s time to stop the “VA Appraisal” ghost stories.

STOP FEARING THE VA LOAN. START WINNING MORE DEALS. Are you still telling your sellers to “be careful” with VA offers? If you are, you’re likely operating on OUTDATED INFO from 20 years ago. Today, that advice isn’t just wrong—it’s costing your sellers great offers and costing you commis...

04/07/2026

Hey realtors, Stop giving credit advice that could cost your clients the deal. Join us to learn what really impacts credit, avoid common pitfalls, and help more buyers get to closing with confidence. Please note the change in venue.

NOTE: NEW LOCATION BELOW Is Your Best Credit Advice Killing Your Deals? You want to be the hero for your clients. You tell them to pay off those old collections and close those dusty credit cards to “clean things up” before they apply for a mortgage. It sounds like a great plan, right? Wrong. In...

03/23/2026

I want to send a massive THANK YOU to every one of you who joined us for our Client Appreciation Night. Hosting our friends, family, and partners under the wings of those historic planes was easily the highlight of my year.

As a pilot, I spend a lot of time thinking about what it takes to get off the ground. Whether I am in the garage building my Kitfox aircraft or in the office helping you buy your first home, it all comes down to two things: TRUST and a solid TEAM.

Seeing our past clients, real estate partners, and my friends from EAA Chapter 221 all in one hangar was incredible. We did not just talk about mortgages; we rode simulators, explored the exhibits, and celebrated the community that keeps this business flying high.