Jim Allen at Guaranteed Rate NMLS ID: 657309

Jim Allen at Guaranteed Rate NMLS ID: 657309 Producing Branch Manager/VP of Mortgage Lending NMLS # 657309 at Rate NMLS # 2611
75-5722 Kuakini Hwy Suite 205
Kailua Kona, HI 96740
nmlsconsumeraccess.org

09/08/2026

With Forward Commitments and DSCR, you can lock in pricing for your investor buyers and let their rental income do the qualifying. It's a faster path from contract to close, and a real edge over builders who can't offer it.

Ready to protect your pipeline? Let's connect.
https://myoc.io/axHpNTcsoRk/FIjBY



NMLS # 657309

09/07/2026

The small moments at home are often the ones we remember for a lifetime. However you’re enjoying Labor Day, I hope it’s filled with loved ones, laughter and great food.

How’re you celebrating today?
https://myoc.io/axHpNTcsoRk



NMLS # 657309

09/03/2026

Before you start browsing for homes, one of the smartest things you can do is scope out your mortgage options. Knowing what types of loans you qualify for will help you target your search and negotiate with sellers. That’s where pre-qualification and pre-approval come in. While pre-qualification doesn’t include a deep dive into your financial history, pre-approval does, giving you a more accurate view of your options.

Let’s break down the differences together.
https://myoc.io/axHpNTcsoRk/qHrMW



NMLS # 657309

09/02/2026

Want to learn more about conventional mortgages and how they could work for you? Reach out to discuss your unique situation and the options you may qualify for.

https://myoc.io/axHpNTcsoRk/KXoFz

NMLS # 657309

09/02/2026

Taking the step from renter to homeowner can be a big one, but when you add it all up, being a homeowner makes a lot of sense. Looking for tools to help navigate your homebuying journey? Find everything you need on the Rate App.

https://myoc.io/axHpNTcsoRk/X7HnS

NMLS # 657309

09/01/2026

When it comes to finding a home, every generation looks for something different. Which group do you align with? Take the quiz to find out which generation’s house hunting style matches yours. You might be surprised!

Comment your results below.
https://myoc.io/axHpNTcsoRk/xgQhV



NMLS # 657309

08/31/2026

When your tax return doesn’t capture your full financial picture, it’s time to use your assets. Bank accounts, retirement accounts, investment portfolios, stocks, crypto and bonds could offer you loan amounts up to $5M, without a W-2.

I could qualify you for a mortgage using the wealth you’ve been building. Get in touch today and find out which doors your finances could open.
https://myoc.io/axHpNTcsoRk/EnlYy



NMLS # 657309

08/27/2026

Do you know everything your monthly payment covers? Most people are surprised it's more than just principal and interest. Taxes and insurance are in there too, and that's the part most people miss.

If you've got questions about what makes up your payment, reach out to me today, I'm happy to walk you through it.
https://myoc.io/axHpNTcsoRk/EebWR



NMLS # 657309

08/25/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why. Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.
https://myoc.io/axHpNTcsoRk/CGzpn



NMLS # 657309

08/24/2026

A home is not just where you live. It is where you gather the people who matter and make the nights worth remembering. When the space is yours, every plan gets a little easier to say yes to.

Let me know in the comments which event would come first on your calendar. And when you're ready to start your homeownership journey, I'd be happy to help you explore your options.
https://myoc.io/axHpNTcsoRk/RbfLJ



NMLS # 657309

Address

75-5722 Kuakini Highway Suite 205
Kailua-Kona, HI
96740

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

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