Cynthia Skilton, Financial Professional with 19th Hole Wealth Strategies

Cynthia Skilton, Financial Professional with 19th Hole Wealth Strategies Financial Services Professional offering products and services through NYLIFE Securities LLC I am not licensed in all jurisdictions. CA ins lic #4261580.

I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. I am an Agent licensed to sell insurance through New York Life Insurance Comp

any and may be licensed with various other independent unaffiliated insurance companies. Additionally, I am a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), a Licensed Insurance Agency and a New York Life Company. New York Life Insurance Company
1954 Greenspring Dr. Suite 700 Timonium, MD. 21093
Phone: 410-938-8274

Neither 19th Hole Wealth Strategies nor New York Life Insurance Company, or its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions.

19th Hole Wealth Strategies is not owned or operated by New York Life Insurance Company or its affiliates. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success. Registered branch address:
210 Staysail Dr.
Joppa, MD 21085

Wondering how to shield your hard-earned money from rising prices? Discover the best asset classes, strategies, and infl...
08/27/2026

Wondering how to shield your hard-earned money from rising prices? Discover the best asset classes, strategies, and inflation hedges to help build your wealth over the long term.

Wondering how to shield your hard-earned money from rising prices? Discover the best asset classes, strategies, and inflation hedges to grow your wealth over the long term.

Some may sound like myths, but these unique tax write-offs can be approved under strict IRS medical guidelines — provide...
08/24/2026

Some may sound like myths, but these unique tax write-offs can be approved under strict IRS medical guidelines — provided you have the right paperwork.

As long-term care costs continue to rise, families may need to consider how care could affect savings, income, and suppo...
08/20/2026

As long-term care costs continue to rise, families may need to consider how care could affect savings, income, and support from loved ones. Starting the conversation early can make planning feel more manageable.
https://bit.ly/4ggY1Uc

Some retirement expenses are difficult to predict, particularly when long-term care needs arise. This article examines h...
08/18/2026

Some retirement expenses are difficult to predict, particularly when long-term care needs arise. This article examines how significant care-related costs can affect retirement spending and the longevity of a retirement portfolio.
https://bit.ly/4igZvQM

Come out and play with BON! Meet some new friends and grow your business. Join me at the 19th Hole!
08/18/2026

Come out and play with BON! Meet some new friends and grow your business. Join me at the 19th Hole!

No one can predict exactly what long-term care needs may look like later in life. This article examines how the likeliho...
08/06/2026

No one can predict exactly what long-term care needs may look like later in life. This article examines how the likelihood, duration, and level of an extended care need can vary, and what those differences may mean for individuals and their families.
https://bit.ly/3ScJPUa

Estate tax and inheritance tax are both often referred to as "death taxes," but they aren’t the same when it comes down ...
08/05/2026

Estate tax and inheritance tax are both often referred to as "death taxes," but they aren’t the same when it comes down to who pays.

07/04/2026

If you are Generation X, you likely worried about your aging parents. Perhaps you or a friend spent multiple hours with or spent thousands of
dollars on home health care? You’ve seen how hard it is for you folks. With a little planning, your LTC strategy doesn’t have to be!

The younger you are, the more options you have available. Don’t find yourself be at the mercy of your family, spending down all the money you have, or at the mercy of the state.

Have questions? Let’s talk!

Dating dealbreakers abound when it comes to finances, finds a new NerdWallet survey.
02/27/2026

Dating dealbreakers abound when it comes to finances, finds a new NerdWallet survey.

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Joppa, MD
21085

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