Teresa Ramos, License Agent with New York Life

12/31/2025

While whole life insurance is best known for offering lifetime protection and cash value growth,
New York Life has paid dividends to participating eligible policy owners since 1854. What’s more, our 2026 dividend will be the largest ever declared by our company.

Reach out to me today, and let’s talk about the power of dividends.

New York Life announces that the company will pay an estimated $2.78 billion in dividends to eligible participating policy owners in 2026 — the largest dividend payout in New York Life’s 180-year history and its 172nd consecutive annual dividend.

12/30/2025

As the year winds down, it’s the perfect time to reflect on your financial goals, review your progress, and set a strong foundation for the year ahead. Whether it’s budgeting, retirement planning, or investment strategy—an end-of-year check-in can make all the difference.
Let’s make sure you’re on track.
Reach out to me and I can help.

05/05/2025

Happy Mother's Day to all the new moms cherishing precious moments, the experienced moms who guide with wisdom and patience, and the grandmothers whose love spans generations. Thank you for all that you do!

02/15/2025

From CDs to annuities, there are a lot of ways to save for retirement. The key is choosing the right strategy. I can help make sure you're saving the right way for the goals you want to achieve. Reach out, and let's make sure your retirement is picture-perfect.

02/15/2025

Planning for caregiving costs is essential. As demand grows, integrating caregiving into your financial strategy is crucial. I can help create a strategy that fits your family’s needs. For more information or to schedule a call, please get in touch.

02/11/2025

This serves as a great reminder to insure what matters most—with life insurance.

02/10/2025

By getting life insurance, you can tell your loved ones, “I love you” and mean it.

12/28/2024

Why are so many of my clients even happier today? Because New York Life just announced that 2025 will be the 171st consecutive year that we've paid dividends to eligible participating whole life policy owners. And this one is the largest declared dividend in our company's history. Let's talk about what that could mean for you.

New York Life, America’s largest mutual life insurer, has declared a dividend of $2.5 billion payable to eligible participating policy owners in 2025, the highest payout in its nearly 180-year history.

12/26/2024

From canceled flights to broken toys, we can all agree the holiday season would be less stressful if it came with guarantees. That's why when it comes to protecting the things that matter most—like your family, future, or financial well-being—guarantees matter. Learn how our guarantee-backed solution can make your family more secure this season, and all the seasons to come.

11/28/2024

This , we're thankful for the opportunity to protect the ones you cherish most. Wishing you a safe and joyful holiday filled with gratitude, love, and peace of mind.

03/19/2024

It's that time of year again for two things—spring cleaning and taxes. While I can't help you organize your closets, I can help make your tax season more of a breeze. Ditch the last-minute scramble and embrace a stress-free filing journey with these practical tips.

We can help you create a temporary, long-term, or permanent life insurance solution that meets your needs and your budget

03/10/2024

We all know just one little hour can change how you feel about your day. Imagine what a simple phone call can change? This , instead of losing an hour of sleep, reach out and I'll help you bring brighter days to your financial future.