Premier Lending Alliance

08/07/2026

🏠 What is PMI?

PMI (Private Mortgage Insurance) is a type of insurance that protects the lender if you stop making payments on your loan. It’s typically required when your down payment is less than 20% of the home’s purchase price.

If PMI is required when purchasing your home, you can ask your lender about removing PMI from your loan once you’ve built up enough equity.

Have questions about your specific situation? Our mortgage team is here to help!
https://premierlendingalliance.com/contact-us/

08/04/2026

🎉 We’re honored to be nominated for Best Mortgage Lending Company in the Best of Story County Awards!

If we’ve helped you on your homebuying journey, we’d love your support with a vote.

To vote go to the Finance section, scroll down to Mortgage Lending Company, and click the green vote button next to Premier Lending Alliance. You can vote once a day, and voting is open until August 17.

Vote here:

Check it out now!

08/03/2026

Just moved (or about to)? Don’t forget to update your address with these important places!

✅ Your financial institution
✅ Voter registration
✅ Your insurance company

Remembering to update your address can save you a headache in the future!

07/30/2026

We are proud to offer VA loans for our service members, veterans, and their families.

Backed by the Department of Veterans Affairs (VA), this type of loan allows service members, veterans, and eligible surviving spouses to buy a home with little to no money down. VA loans also allow for a cash-out refinance up to 100% financing. If you or a loved one has served, we’d be honored to help you find your dream home.

Contact us to learn more: https://premierlendingalliance.zipforhome.com/CompanySite/Index

07/27/2026

Renting offers flexibility, but buying a home offers something renting can’t: the opportunity to build equity and invest in your future.

Now is a great time to explore what homeownership could look like for you. Whether you’re just starting to consider your options or ready to take the next step, our mortgage loan officers are here to walk you through the process and help you understand what’s possible.

Reach out today: https://premierlendingalliance.zipforhome.com/CompanySite/Index

07/24/2026

🏡 Mortgage Myth vs. Fact.

Myth: You need a perfect to purchase a home.
Fact: There are loan options for a range of credit scores.

Your credit is just one part of the picture. Lenders also look at your income, job history, and down payment. Don’t let your credit score hold you back from applying. Let’s talk about what is possible for you!
https://premierlendingalliance.zipforhome.com/CompanySite/Index

07/22/2026

🚩 House hunting? Don’t ignore these red flags.

Be on the lookout for water stains on ceilings or walls, cracks in the foundation, a musty smell or visible mold, and fresh paint in a small area. These issues can signal possible costly repairs and affect the home’s value.

Always get a professional inspection before you buy. Being cautious can save you money and headaches in the future.

07/20/2026

🚨 Don’t let this rate pass you by!

For a limited time, you could lock in a rate up to 1.5% below current market rates* through the Mortgage Rate Relief Program.

In partnership with Federal Home Loan Bank of Des Moines.
For purchase transactions only
Income restrictions apply

This opportunity won’t last long. If buying a home is in your plans, now’s the time to secure an amazing rate. Contact us today to learn more and see if you qualify!
https://premierlendingalliance.com/contact-us/

*Additional eligibility guidelines apply. Mortgage Rate Relief Loan Program available for qualifying borrowers through partnership with FHLB Des Moines. Rate effective as of 7/6/2026. All loans are subject to approval. Rates, terms, and conditions are subject to change without notice and may vary based on qualifications, including creditworthiness, loan-to-value ratio, and collateral conditions. Appraisal fees may apply. See credit union for full details.

07/17/2026

🏡 What’s the difference between a co-signer and a co-borrower?

A co-borrower is on the loan and the title, sharing full ownership and responsibility for the home. A co-signer guarantees the loan and shares responsibility for repayment, but typically isn’t on the title and doesn’t have ownership rights. Choosing the right one depends on your goals for the home.

07/15/2026

💚 Join us in celebrating Mindy’s anniversary with Premier Lending Alliance! Her passion for helping individuals achieve the dream of homeownership makes her an invaluable part of what we do every day.