Bayway Mortgage Group - The Carter Team

Bayway Mortgage Group - The Carter Team Chris Carter is an experienced Mortgage Broker / Military Lending Specialist whose been helping clients with mortgage financing for over 20 years.

Licensed in FL, AL, and TX NMLS #365658 / Company NMLS #1057456 With over 20 years of experience in the mortgage industry, Chris Carter has built a reputation as a trusted, knowledgeable, and service-driven Mortgage Broker and Originator. Based in Florida, Chris has helped hundreds of clients across the state achieve their homeownership and investment goals with tailored mortgage solutions and a c

ommitment to outstanding service. Chris began his career in 2004 and quickly distinguished himself as a top producer in the industry. His leadership roles as Branch Manager and Business Development Manager for a nationwide mortgage company helped him gain deep expertise in both residential and commercial property financing. His hands-on approach and attention to detail have consistently resulted in successful transactions and long-term client relationships. Whether you're a first-time homebuyer, refinancing an existing mortgage, or expanding your real estate investment portfolio, Chris works tirelessly to find the best financing options available—always educating and guiding clients through each step of the process. He collaborates closely with local realtors and industry partners to ensure smooth and efficient closings. Chris understands that every client has unique financial goals and credit profiles. That’s why he takes the time to understand each situation, offering value-added solutions and strategic advice to help clients secure the best possible rates and terms. His success stems from a customer-first mentality, expert knowledge of mortgage products, and a strong belief that “You will never reach your full potential until you help someone else reach their potential.”

Outside of work, Chris remains actively involved in charitable causes and real estate investment groups throughout Florida. He enjoys spending time at the beach, attending his local church, and cheering on the Florida State Seminoles.

HAPPY CLOSING DAY! 🏡 CONGRATULATIONS to our first time home buyers, Mr. & Mrs. Brown, on the purchase of your new home i...
06/02/2026

HAPPY CLOSING DAY! 🏡

CONGRATULATIONS to our first time home buyers, Mr. & Mrs. Brown, on the purchase of your new home in Panama City. Thank you for the opportunity to help guide you through the homebuying process. It was a pleasure working with you, and I’m so grateful for the trust you placed in me and my team.

THANK YOU Emily Harris and Holly Mallory, with Counts Real Estate Group on 30A, for your continued partnership and referring this family over. It’s always great getting to work you both. I appreciate you!

Carol Brust Grissett, thank you, to you and your team at 850 Title, LLC, for all your help getting this loan closed for everyone! We love it when everyone gets to close early!!

A huge shoutout to my rockstar processor, Stacy Smith Farris. Thank you for all your help in securing a 12 DAY CLEAR TO CLOSE and getting everyone to the closing table today!! I couldn’t do it without you.

Happy Mother’s Day from Bayway Mortgage Group - The Carter TeamToday, we celebrate the heart of every home — Mom.Whether...
05/10/2026

Happy Mother’s Day from Bayway Mortgage Group - The Carter Team

Today, we celebrate the heart of every home — Mom.

Whether you’re a Mom building a future for your family or a Realtor helping families find the perfect place to call home, your impact is felt in every room, every memory, and every milestone.

At Bayway Mortgage Group - The Carter Team, we believe a house becomes a home because of the love, strength, and warmth Moms bring to it.

Wishing all you incredible Moms a day filled with joy, love, and appreciation.

Happy Mother’s Day!

⭐️FREE 1-0 TEMP RATE BUYDOWN⭐️We’re offering a FREE Temporary Rate Buy Down by 1% the FIRST YEAR for qualified home buye...
05/07/2026

⭐️FREE 1-0 TEMP RATE BUYDOWN⭐️

We’re offering a FREE Temporary Rate Buy Down by 1% the FIRST YEAR for qualified home buyers! 🎉

That means a LOWER MONTHLY PAYMENT the first year in your new home!

Contact me today for more information and let’s get you pre-approved!!

Bayway Mortgage Group - The Carter Team

Grateful to be part of such an incredible group of professionals! Excited for what’s in store. Bayway Mortgage Group - T...
04/22/2026

Grateful to be part of such an incredible group of professionals! Excited for what’s in store.

Bayway Mortgage Group - The Carter Team

🌟LATE POST🌟

Big welcome to Chris Carter with Bayway Mortgage Group joining the Emerald Coast Real Producers community 👏

Chris brings over 20 years of experience in the mortgage world, and it shows. He’s built his business on consistency, strong relationships, and actually taking the time to educate his clients—not just close deals.

From residential to commercial lending, he’s known for finding smart solutions, keeping things smooth, and showing up for both his clients and referral partners at a high level.

This is exactly the kind of partner we love to align with—professional, reliable, and relationship-driven.

Excited to have you in the room, Chris. Let’s build 🤝

March was on 🔥! The team closed over 26M in total loan production averaging 14.6 days from application to final loan com...
04/18/2026

March was on 🔥! The team closed over 26M in total loan production averaging 14.6 days from application to final loan commitment. These top producers made miracles happen. Way to go helping your home owners and referral partners.

#1 Jamie 4.9M
#2 Christopher 4.4M
#3 Milton 3.1M
#4 Ronnie 2.1M
#5 Linda 2M

HAPPY CLOSING DAY! 🏡 CONGRATULATIONS to our first time home buyer, Mr. Hackney, on the purchase of your new home in Pens...
04/18/2026

HAPPY CLOSING DAY! 🏡

CONGRATULATIONS to our first time home buyer, Mr. Hackney, on the purchase of your new home in Pensacola. Thank you for the opportunity to help guide you through the homebuying process. It was a pleasure working with you, and I’m so grateful for the trust you placed in me and my team.

Wishing you countless happy memories in your new home!

THANK YOU Josh Keith, with Levin Rinke Realty, for your continued partnership. It’s always great getting to work with you and your clients and I truly appreciate you and look forward to many more closings together!

A huge shoutout to my rockstar processor, Stacy Smith Farris. Thank you for all your help in securing a 9 DAY CLEAR TO CLOSE and getting everyone to the closing table today!! I couldn’t do it without you.

Shopping for a home mortgage can be a daunting task, especially for first-time homebuyers who may not be familiar with a...
04/16/2026

Shopping for a home mortgage can be a daunting task, especially for first-time homebuyers who may not be familiar with all the ins and outs of the loan process.

That’s where me and my team come in. We’ll take the time to understand your needs and match you with the right home loan from our network of trusted lenders, while guiding you every step of the way to make the process smooth and stress-free.

WHEN IT COMES TO BUYING A HOME…

04/08/2026

🏡✨ OPEN HOUSE – Don’t Miss This Opportunity! ✨🏡

Join us on April 9th from 5–7 PM to tour this beautifully designed home — now offered at a new price!

4701 Maegans Ridge Rd
Panama City, FL 32404

If you’re actively searching, this is one you need to see in person. With multiple living areas ideal for multi-generational living, a functional layout, and energy-efficient features including paid-off solar panels, this home stands out in today’s market.

💥 Value like this is hard to find — there isn’t a better priced comparable home in the area.

🎉 BONUS:
Sponsored by Chris Carter with Bayway Mortgage Group - The Carter Team— attend and register to win a $100 gift card! 💳

💰By working with the team at BAYWAY MORTGAGE GROUP - THE CARTER TEAM, you will receive the following:

• An Appraisal Credit Up To $600 AND Preferred Lender Is Waiving ALL Lender Fees On This Home (Total Savings $1495)
• Fast Service - Our Average CLEAR TO CLOSE Is 14 DAYS
• Consistent Communication And Support

This is your chance to secure a home that checks all the boxes — We'd love to see you there!

Check out these Open Houses this weekend from the THINK Real Estate TEAM!! If you need to be pre-approved and want to p...
02/20/2026

Check out these Open Houses this weekend from the THINK Real Estate TEAM!! If you need to be pre-approved and want to partner with Chris Carter and our team at Bayway Mortgage Group - The Carter Team, we are covering your appraisal fee (up to $600) and waiving our lender fees this weekend on these homes!

Reach out today to be pre-approved!
Chris Carter, NMLS 365658
904.403.4030 - Cell
[email protected]

🎉 We’re excited for tomorrow’s OPEN HOUSE & PET SUPPLY DRIVE! 🐾Come tour this beautiful home and bring a donation to hel...
01/31/2026

🎉 We’re excited for tomorrow’s OPEN HOUSE & PET SUPPLY DRIVE! 🐾

Come tour this beautiful home and bring a donation to help support the Saint Augustine Humane Society. Every item makes a difference for pets in need, and you get to check out an amazing property while you’re at it! Hope to see you there!

Date: Saturday, January 31st
Time: 12:00 - 3:00 PM
Location: 494 Marquesa Cir.
St. Johns, FL 32259

AND

Date: Saturday, January 31st
Time: 12:00 - 3:00 PM
Location: 315 Montserrat Dr.
Saint Augustine, FL 32092

Address

8833 Perimeter Park Boulevard/Suite 402
Jacksonville, FL
32216

Telephone

+19044034030

Website

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