Bayway Mortgage Group - The Carter Team

Bayway Mortgage Group - The Carter Team Chris Carter is an experienced Mortgage Broker / Military Lending Specialist whose been helping clients with mortgage financing for over 20 years.

Licensed in FL, AL, and TX NMLS #365658 / Company NMLS #1057456 With over 20 years of experience in the mortgage industry, Chris Carter has built a reputation as a trusted, knowledgeable, and service-driven Mortgage Broker and Originator. Based in Florida, Chris has helped hundreds of clients across the state achieve their homeownership and investment goals with tailored mortgage solutions and a c

ommitment to outstanding service. Chris began his career in 2004 and quickly distinguished himself as a top producer in the industry. His leadership roles as Branch Manager and Business Development Manager for a nationwide mortgage company helped him gain deep expertise in both residential and commercial property financing. His hands-on approach and attention to detail have consistently resulted in successful transactions and long-term client relationships. Whether you're a first-time homebuyer, refinancing an existing mortgage, or expanding your real estate investment portfolio, Chris works tirelessly to find the best financing options available—always educating and guiding clients through each step of the process. He collaborates closely with local realtors and industry partners to ensure smooth and efficient closings. Chris understands that every client has unique financial goals and credit profiles. That’s why he takes the time to understand each situation, offering value-added solutions and strategic advice to help clients secure the best possible rates and terms. His success stems from a customer-first mentality, expert knowledge of mortgage products, and a strong belief that “You will never reach your full potential until you help someone else reach their potential.”

Outside of work, Chris remains actively involved in charitable causes and real estate investment groups throughout Florida. He enjoys spending time at the beach, attending his local church, and cheering on the Florida State Seminoles.

Closing  #3 Today…Happy Closing Day, Rosario Family!Another Veteran family has officially received the keys to their new...
07/31/2026

Closing #3 Today…Happy Closing Day, Rosario Family!

Another Veteran family has officially received the keys to their new home, and I couldn't be more honored to have guided them through the homebuying process.

Congratulations on the purchase of your beautiful new home in Lynn Haven!

Helping our Veterans achieve the dream of homeownership is one of the most rewarding parts of what I do. Your service, sacrifice, and commitment to our country deserve our deepest gratitude. Thank you for allowing me and my team the opportunity to be part of this exciting milestone.

A special thank you to Jamie Salabarria Re/Max NorthStar, with simpliHŌM. It was a pleasure partnering with you on this transaction! I'm grateful that you and your buyers were referred by Liz Wright, Realtor, with Dalton Wade Real Estate Group, and I'm so glad we were able to get this file Clear to Close in just 7 days! Here's to the first of many successful closings together.

A huge thank you to Kelsey Little and the amazing team at South Oak Title Panama City for another smooth month-end closing. Your professionalism and dedication always make the process seamless, and it's a pleasure working with you.

And to Holly Carroll, thank you once again for your incredible work in securing our loan approval and getting this file Clear to Close in only 7 days! I truly appreciate everything you do.

Congratulations again, Rosario Family!

HAPPY FRIDAY and HAPPY CLOSING DAY to our MILITARY Family!   Congratulations Mr. and Mrs. Brickey on the purchase of you...
07/31/2026

HAPPY FRIDAY and HAPPY CLOSING DAY to our MILITARY Family!

Congratulations Mr. and Mrs. Brickey on the purchase of your new home in St. Augustine. It was such a pleasure to help guide you through the home-buying process and I’m excited for you as you begin this new chapter as you make the move from South Dakota to the SUNSHINE STATE! Thank you for trusting me and my team to help guide you through this process and we wish you many happy memories in your new home!

A special thank you to Amy & Andy Anderson, with Anderson Realty, Northeast Florida Real Estate, for referring this family over. It’s always an honor getting to work with you and helping make the dream of homeownership a realty!! We have been helping families become homeowners now for over nine years and your continued partnership is so much appreciated.

Thank you to my processor, Holly Carroll, for all your help in securing our loan approval and CLEAR TO CLOSE and getting everyone to the closing table today.

Congratulations again Mr. & Mrs. Brickey!

Today is a day worth celebrating! Congratulations to my first-time homebuyers, Mr. & Mrs. Hernandez, on officially closi...
07/31/2026

Today is a day worth celebrating!

Congratulations to my first-time homebuyers, Mr. & Mrs. Hernandez, on officially closing on your beautiful new home in Panama City Beach!

This journey was even more special because we were able to help them successfully navigate their For Sale By Owner (FSBO) transaction from contract to closing. Buying your first home is a huge milestone, and I'm honored to have helped make the process as smooth as possible. Wishing you years of happy memories, and new beginnings in your new home. Thank you for trusting me to be part of such an exciting chapter!

A very special thank you to Kelsey Little, with South Oak Title Panama City, and the for guiding our buyers through all of their title questions and making it possible to fit this closing in at month-end. We truly appreciate all you did to help make this happen and it is ALWAYS a pleasure working with you.

Holly Carroll, thank you, once again, for all your help in securing our loan approval and clear to close on this file. I appreciate all that you do and couldn’t do it without you.

Happy Closing Day to the Hernandez Family!

⭐️⭐️⭐️⭐️⭐️Every review means more than you know. I'm incredibly grateful for every client who trusts me to help guide th...
07/30/2026

⭐️⭐️⭐️⭐️⭐️

Every review means more than you know. I'm incredibly grateful for every client who trusts me to help guide them through one of the biggest financial decisions of their lives.

Thank you Mr. Moon for your kind words and taking the time to leave this review of me and my team. It was truly a pleasure helping guide you through the home, buying process!

CONGRATULATIONS to the Abner Family on the purchase of your beautiful new home in St. Augustine!It was truly a pleasure ...
07/29/2026

CONGRATULATIONS to the Abner Family on the purchase of your beautiful new home in St. Augustine!

It was truly a pleasure guiding you through the home-buying process. Thank you for trusting me and my team to be part of such an exciting milestone. We are so grateful for the opportunity to help make your dream of homeownership a reality and wish you nothing but happiness in your new home!

A huge THANK YOU to Teresa Eaton, Realtor - Herron Real Estate, with Herron Real Estate, for referring this wonderful family to me and my team. I truly appreciate your continued trust and the opportunity to work together to get another family to the closing table!

A special thank you to the team at Action Title Services for all of your hard work behind the scenes. Your dedication and teamwork help make every closing a success.

And of course, a big shoutout to my processor, Kelly DiMaria!! An 11-DAY Clear to Close is an incredible accomplishment!! You, along with our rockstar processing team, continue to make what seems impossible look easy!

Congratulations again, Mr. & Mrs. Abner... WELCOME HOME!

Congratulations to our Military Clients, Mr. & Mrs. Alley, on the purchase of your beautiful new home in Panama City Bea...
07/29/2026

Congratulations to our Military Clients, Mr. & Mrs. Alley, on the purchase of your beautiful new home in Panama City Beach!

Making the move all the way from Hawaii to Florida is a major transition, and I'm truly honored that you trusted me and my team to guide you through every step of the homebuying process.

A huge thank you to Sydney Dunckley, with BeMajor Gulf Coast Realty, for referring this wonderful family to me. They were an absolute pleasure to work with, and I'm excited that we were able to achieve a 15-day Clear to Close! Looking forward to many more closings together!

Thank you as well to Amberlyn Nabih Horton, and the incredible team at South Oak Title 30A for all your hard work in making today's closing a success. It's always a pleasure working with such an amazing team.

And a HUGE shoutout to my amazing processor, Holly Carroll! Thank you for everything you did to help us secure loan approval and achieve a clear to close in just 15 days. Your dedication and hard work never go unnoticed, and I truly couldn't do it without you.

Wishing you many years of happiness, wonderful memories, and new adventures in your Florida home. Welcome to the Sunshine State!

CONGRATULATIONS Mr. and Mrs. Ward on your new home in Panama City. Thank you for allowing me the opportunity to guide yo...
07/29/2026

CONGRATULATIONS Mr. and Mrs. Ward on your new home in Panama City. Thank you for allowing me the opportunity to guide you through the homebuying process as you relocate back to the area. It was truly a pleasure working with you, and I’m so grateful for the trust you placed in me and my team. Wishing you countless memories in your new home!

A huge THANK YOU to Zack Sanchez, with
THINK Real Estate for referring this client my way and trusting me to help get everyone to the closing table ahead of schedule! I truly appreciate your continued trust and partnership, and I’m grateful for the entire team at THINK Real Estate. Here’s to another successful closing and many more to come!

Thank you Christin Carmack-Bramblette, Escrow Agent at South Oak Title 30A, for another smooth transaction. THANK YOU for helping make today possible for everyone! It is ALWAYS a great getting to partner with you and your team.

Shoutout to my rockstar processor, Stacy Smith Farris, for securing our loan approval and a 9 DAY CLEAR TO CLOSE. Your dedication and quick turnaround made this early closing possible. I couldn’t do it without you.

Go check out this OPEN HOUSE today and see Savannah Mettille, Realtor, mrp and Stephanie Aldea, Realtor, with Empire Rea...
07/12/2026

Go check out this OPEN HOUSE today and see Savannah Mettille, Realtor, mrp and Stephanie Aldea, Realtor, with Empire Real Estate of Florida. If you need to be pre-approved, reach out to Chris Carter and find out how you can receive an appraisal credit (up to $600) and your lender fees waived!!

📍7312 Port Place, Southport

🏠 TODAY ONLY!

Come check out this beautiful Southport home TODAY from 3:00 PM – 6:00 PM!

Whether you’re ready to buy now or just browsing, we’d love to meet you and show you everything this home has to offer.

📍7312 Port Place, Southport, FL
⏰ 3:00 PM – 6:00 PM

Stop by and say hello!

Go check out these OPEN HOUSES today by the team at THINK Real Estate!! If you need to be pre-approved, reach out to Chr...
07/12/2026

Go check out these OPEN HOUSES today by the team at THINK Real Estate!! If you need to be pre-approved, reach out to Chris Carter and find out how you can receive an appraisal credit (up to $600) and your lender fees waived!!

It's been a busy week, but I couldn't wrap it up without CONGRATULATING one more amazing client on their closing!CONGRAT...
07/11/2026

It's been a busy week, but I couldn't wrap it up without CONGRATULATING one more amazing client on their closing!

CONGRATULATIONS Mr. & Mrs. “M” on your new home and your exciting move from Minnesota to beautiful St. James City, a truly unique island community tucked away off Florida's Gulf Coast. Wishing you many years of happiness as you begin this new chapter!

This closing was definitely one for the books. We completed a fully virtual closing, with the documents being signed and notarized with an online notary from the Delta Sky Club lounge in Atlanta while they were in transit to their new home in Florida. Talk about closing from anywhere!

A huge thank you to my incredible processor, Stacy Smith Farris, for going above and beyond to make it all happen. Your hard work ensured we received our final loan approval and Clear to Close, making this seamless experience possible.

No matter where life takes you, we're here to help make homeownership happen.

Congratulations again, and welcome to Florida! 🏡✈️🌴

Address

8833 Perimeter Park Boulevard/Suite 402
Jacksonville, FL
32216

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