The First Coast Team - Guild Mortgage

10/30/2026

🏡 What if you could buy a home with just 1% down? Yes, really!

One of the biggest misconceptions about buying a home is that you need a huge down payment to get started. But that may not be the case.

With Guild Mortgage's 1% Down Payment Advantage program, eligible homebuyers can contribute just 1% toward their down payment, and Guild may provide an additional 2% in down payment assistance.

That means homeownership could be closer than you think. 🔑

💬 Curious if you qualify? Send me a message! I'd love to walk you through your options and help you take that first step toward owning a home.

10/30/2026

4.8 star review received on Experience.com for Julie Grandy by Marva K - Professional and informative throughout the process

Click to see all 553 reviews of Guild Mortgage - Julie Grandy, Loan Officer | NMLS # 179973

10/29/2026

5.0 star review received on Experience.com for Julie Grandy by Amir S - Julie was great. She went above and beyond!

Click to see all 553 reviews of Guild Mortgage - Julie Grandy, Loan Officer | NMLS # 179973

10/26/2026

Just a girl trying to tell you about her hiking snack… and apparently that's harder than it sounds. 😂🥾

I promise I’m much better at explaining mortgages than I am at explaining snacks. 🤣

At least the views were worth it! ⛰️

10/25/2026

5.0 star review received on Experience.com for Julie Grandy by Marvin B - Julie is truly amazing! She made what seemed impossible become possible. Making my condo eligible for a warrantable loan was a challenging process, but she worked incredibly hard, remained dedicated, and went above and beyond to help make it happen.
As a first-time homeowner, I had so many worries and uncertainties, but Julie’s determination, professionalism, and commitment made a tremendous difference. She never gave up on finding a way to make things work, and I am truly grateful for all her efforts.
She is more than just a loan officer—she is someone who genuinely cares about her clients and is willing to go the extra mile to help them achieve their dreams. I honestly couldn’t be more thankful to have worked with her.

Click to see all 550 reviews of Guild Mortgage - Julie Grandy, Loan Officer | NMLS # 179973

10/24/2026

5.0 star review received on Experience.com for Julie Grandy by Michele R - This was a long condo approval situation that required a couple financing and closing extensions. Julie was very good at communicating the issues so I could keep my seller updated regarding the reasons for the delay. that was very helpful. She did get the buyer approved.

Click to see all 550 reviews of Guild Mortgage - Julie Grandy, Loan Officer | NMLS # 179973

10/21/2026

5.0 star review received on Experience.com for Julie Grandy by Marco B - Great Sevice

10/21/2026

5.0 star review received on Experience.com for Julie Grandy by Katherine M - As a Realtor, having a dependable loan officer in my corner is essential for a smooth transaction. Working with Julie, Rhonda and team has been absolute gold! From clear pre-approvals to keeping everyone updated every step of the way, they consistently deliver exceptional service. My clients feel informed and comfortable throughout the entire process, and we routinely close on time without surprises at the finish line. I highly recommend Julie and Rhonda to any homebuyer or agent looking for top-tier professionalism and ex*****on!

Click to see all 548 reviews of Guild Mortgage - Julie Grandy, Loan Officer | NMLS # 179973

10/20/2026

The best partnerships are built on trust, communication, and a shared commitment to our clients! 🏡💙

As loan officers, there's nothing more rewarding than knowing our Realtor partners feel confident having us in their corner.

Katherine, thank you for your kind words and for trusting our team with your clients! We truly value our partnership and appreciate every opportunity to work together to make the homebuying experience as smooth and stress-free as possible.

To our fellow Realtors, we know how important it is to have a dependable lending team who communicates, follows through, and treats your clients like their own. That's exactly what we strive to deliver with every transaction!

Here's to more happy homeowners and successful closings together! 🔑

10/19/2026

Your home equity could give you more flexibility than you realize. 🏡

A Home Equity Line of Credit (HELOC) can give you access to funds when you need them, without replacing your current first mortgage.

Whether you're planning home renovations, looking to consolidate debt, preparing for an unexpected expense, or simply want access to available funds, a HELOC may be worth exploring.

Every homeowner’s situation is different. Reach out and let’s see if using your home equity makes sense for your goals. (904) 866-7050 | (904) 535-6934