Todd L Middleton, RICP, CFP Financial Adviser with Eagle Strategies LLC

09/16/2026

New York Life's latest Wealth Watch survey has the numbers behind that gap. 61% of Americans now have a plan, up from 58% last year. But confidence that those savings will last a lifetime dropped 21 points in the same span.
One factor that made a real difference? People working with a financial professional felt far more hopeful, prepared, and excited about retirement than those without one. Check out the full results here.

If you'd like to talk through what planning built around your specific goals could look like, just send me a message and we'll find a time to connect.

According to new research from New York Life's Wealth Watch survey, Americans seek financial stability and prioritize retirement confidence

09/15/2026

Your equipment, your inventory, your property are all reflected on your balance sheet.
But one thing might not be: you.
Yet the revenue you help generate, your client relationships, your business decisions—they all require you to run.
Most business owners have insured almost everything their business owns. Few have protected the asset they depend on.
I help business owners protect what matters most with the right disability coverage. Let's connect.

Read about what individual disability insurance is, and how this private coverage from NYL can offer personal income protection in the event of a disability.

09/12/2026

My Passion
25 years ago, our lives expanded as Josiah became our 3rd child — and he also came with a very special bonus: a 3rd copy of the 21st chromosome. 💙💛

My financial planning practice expanded to include a specialty in Special Needs Planning because I don’t just understand the unique planning needs of individuals with Intellectual and Developmental Differences (IDD) and their families; I live it personally.

Being connected with the Down Syndrome Association of Jacksonville (DSAJ) since its early days has impacted our family in countless ways. DSAJ provides invaluable support, resources, and community for families as they help their loved ones with Down syndrome live meaningful and fulfilling lives. 💙💛

And here we are — preparing for the 24th DSAJ Buddy Walk on the beach!! Who doesn’t love a good beach walk?! 🌊

Please support TEAM JAMMIN’ JOSIAH by clicking the blue Donate button, or come walk alongside Josiah on October 10th from 10:00 AM–1:00 PM. You can find Jammin’ Josiah on this page to join our team, donate, or even create your own fundraising page.

Every dollar makes a difference! 💙💛

25 years ago, our lives expanded as Josiah became our 3rd child — and he also came with a very special bonus: a 3rd copy of the 21st chromosome. 💙💛 My financial planning practice expanded to include a specialty in Special Needs Planning because I don’t just understand the unique planning n...

09/10/2026

Life insurance can create breathing room when a family is facing the unimaginable. For Racquel Pleasants, it provided a financial security blanket that helped her focus on her children and continue the life she and her husband had dreamed of.

Consider what financial flexibility would mean for your family.

09/08/2026

Your family may inherit your memories, values and traditions—but life insurance can help prevent them from inheriting the financial strain of unpaid obligations. Coverage may help with debt like outstanding medical bills, student loans, and even credit card debt.

Review the obligations your family would need help covering.

09/07/2026

This Labor Day, let’s take time to appreciate how the work we do every day builds a stronger community.

09/04/2026

Did you know that you're able to roll over excess 529 funds into a Roth IRA? Learn more about this strategy as you plan for your child’s education.
https://bit.ly/4xbkbOe

08/31/2026

You've worked hard to put a solid financial plan in place—savings, retirement, and protection for the people who depend on you. Many financial plans are built around the assumption that your income keeps coming in.

Individual Disability Insurance can help provide a portion of income if a qualifying disability affects your ability to work, so the plan you've built has a chance to stay on track.

If you've never taken a close look at your income protection, or if you're not sure how your workplace coverage may work, explore our white paper, The Cornerstone of Financial Security: Individual Disability Insurance, or connect with an agent to start the conversation.

Link to white paper: https://nyl.co/4i9uRsR

08/25/2026

The FIRE movement has evolved beyond early retirement. Learn how Coast FIRE, Barista FIRE and financial flexibility are reshaping retirement planning.

Early retirement isn't the only goal anymore. Here's how today's FIRE movement is shifting toward financial flexibility and making work optional.

08/18/2026

Whether you’re saving for college, buying a home, or planning for retirement, big financial decisions often come with big questions. That’s where I can help. With access to proprietary tools and insights backed by New York Life, you’ll get an extensive report to help you see your options clearly —maybe even in a new light. A better future starts with one conversation. Call me today for a free personalized report with no obligation.