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Jacksonville Mortgage - Leo Namiot

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Jacksonville, FL
Jacksonville Mortgage - Leo Namiot

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Jacksonville Home Mortgage Lender. - Purchase or Refinance Get A Rate Quote Now www.LeoLends.com Simpler Home Loan

NMLS #89769
Whether this is your first home, your next home, or you’re thinking about refinancing your mortgage, our mortgage team is ready to assist you through the mortgage process with A Simpler Home Loan

11/02/2026

Did you know your home equity could help unlock new financial possibilities? 🏡 Whether you want to tackle home updates, consolidate debt, or cover major life expenses, your available equity can give you added flexibility. The right choice simply depends on your unique goals and current financial picture.

Send me a message today to explore what options might work for you!

For informational purposes only. Not a commitment to lend.

Leo Namiot | NMLS #89769
Loan Factory | NMLS #320841

10/31/2026

There’s nothing quite like celebrating Halloween in a place you love. 🎃

From carving pumpkins to welcoming trick-or-treaters, some of the sweetest memories happen right at home. Wishing you and your family a fun, safe, and happy Halloween from all of us at Loan Factory! 👻

Thinking about making a move before the next holiday season? Send us a message today!

Leo Namiot | NMLS #89769
Loan Factory | NMLS #320841

10/30/2026

Just because you're pre-approved for a maximum amount doesn't mean it fits your actual budget! 🏡 Property taxes, HOA dues, insurance, and maintenance all impact what you'll feel comfortable spending each month.

Planning to buy? Message me and let's review the numbers together before you start shopping.

For informational purposes only. Not a commitment to lend.

Leo Namiot | NMLS #89769
Loan Factory | NMLS #320841

10/29/2026

Looking to grow your real estate portfolio without relying heavily on personal income documentation? 🏠

DSCR financing focuses on whether the property rental income can support its debt obligations, allowing you to qualify based on cash flow rather than personal tax returns.

Ready to see if this option fits your next investment? Send me a message with DSCR to explore your options!

For informational purposes only. Not a commitment to lend.

Leo Namiot | NMLS #89769
Loan Factory | NMLS #320841

10/28/2026

Thinking about buying a home and wondering if family can help with your down payment? 🏡 Gift funds can be a great option for eligible buyers, but specific rules apply depending on the loan program, donor, and transaction. Send me a message or drop a comment below to see how gift funds might work for your situation!

For informational purposes only. Gift-fund requirements vary by loan program, lender, donor, property, and transaction. Not a commitment to lend.

Leo Namiot | NMLS #89769
Loan Factory | NMLS #320841

10/27/2026

Looking for more financial flexibility for your upcoming plans or home projects? 🏡

With our streamlined HELOC options, eligible homeowners can complete a simple online application and access credit lines tailored to their individual goals.

Send me a message today to explore what options may be available for you! 📲

For informational purposes only. Not a commitment to lend.

Leo Namiot | NMLS #89769
Loan Factory | NMLS #320841

10/26/2026

Thinking about buying a home this fall? 🍂

Housing conditions shift throughout the year, and autumn can bring fresh opportunities to your local market. Before you make a move, let’s explore your financing options together so you can shop with confidence.

Send me a message today to get started!

Market conditions vary by location. For informational purposes only.

Leo Namiot | NMLS #89769
Loan Factory | NMLS #320841

10/23/2026

Mortgage Myth Busted: Getting pre-approved does NOT mean you are locked into using that lender! 💡

A pre-approval gives you a clear picture of your buying power, but you can still compare different loan options before making your final decision.

👉 Get informed before you make your next move—reach out to us today!

Pre-approval is subject to verification, underwriting guidelines, and lender requirements. Not a commitment to lend.

Leo Namiot | NMLS #89769
Loan Factory | NMLS #320841

10/22/2026

Attention real estate investors! Did you know your property's cash flow could help you qualify for your next purchase? 🏢

DSCR loans focus on rental income and property debt obligations rather than traditional personal income qualifications. Because program requirements vary, finding the right loan structure depends entirely on your specific scenario and goals.

👉 Send us a message today to explore your DSCR loan options!

Programs subject to guidelines. Not all borrowers will qualify.

Leo Namiot | NMLS #89769
Loan Factory | NMLS #320841

10/21/2026

Buying a home is an exciting milestone, but navigating the mortgage process is much easier when you have a clear roadmap.

Here are the main steps to expect:
✅ Get pre-approved
🏡 Start house hunting
📄 Move through underwriting
🔑 Prepare for closing day

Ready to start your homebuying journey with confidence? Send me a message today to get started!

Leo Namiot | NMLS #89769
Loan Factory | NMLS #320841

Address

Jacksonville, FL
32256

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 5pm
Sunday	9am - 5pm

Telephone

+19047121500

Website

http://www.LeoLends.com/, http://www.GoToMLO.com/

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