Tina Habhegger SWBC Mortgage Corp

06/11/2026

There’s nothing like the feeling of unlocking your front door for the first time! ? Happy to all the proud homeowners out there!🏠

06/05/2026

With Turnkey®️ Social, applying may be simpler than ever! With step-by-step guidance every step of the way, you can apply with confidence. Contact us today to get started! "

06/04/2026

Summer homebuying season is here!
This market can move fast…are you prepared?
A strong strategy starts with:
- Mortgage pre-approval
- Understanding your budget
- Having the right team on your side
Visit swbcmortgage.com/find-a-pro to get prepared today!

05/25/2026

Today, we pause, remember, and give thanks to the heroes who sacrificed for our freedom. Your service will never be forgotten.

05/14/2026

Here we go with the acronyms again! What is AMI and why does it matter (especially if you're worried about affordability)? 🕵️‍♂️🏡

AMI stands for Area Median Income. Here’s the simple version:

- Every city or region has its own AMI
- It’s based on local income levels, not national averages
- It helps determine eligibility for certain home loan programs and affordability options

So when you see programs tied to something like 100% or 120% AMI, it’s just a way of saying: “How does your income compare to the typical household in your area?”

If you’re curious where you stand or what programs you might qualify for, we’re here to help you translate the numbers into real-life possibilities.

05/13/2026

Does buying your first home feel out of reach? 🏡

With our first-time homebuyer options, you may qualify with income up to 120% of Area Median Income (AMI) (up to 100% AMI in most areas). That means more flexibility, more opportunity, and more ways to make homeownership happen.

- 30-year fixed-rate options
- Higher limits up to 120% AMI may be available in high-cost areas
- Rate buydowns available to help lower monthly payments

All it takes is one first-time homebuyer on the loan to get started.

Your path to homeownership might be closer than you think.

📲 Reach out today to see what’s possible.

05/12/2026

Turn a house into your dream home! Read more about renovation financing:

🔗 https://swbc.me/RenovationGuide

Buying a move-in-ready home isn’t the only path to homeownership. With a renovation loan, you can purchase or refinance a property and roll the cost of improvements into one convenient loan. That means you can consider homes that need a little TLC and transform them into your dream home, without j...

05/08/2026

Student loan debt doesn’t mean you have to put your homeownership goals on hold!

The key is understanding how lenders calculate your payments and how your debt fits into your overall financial picture. With the right strategy, buying a home may be more within reach than you think.

Check out our blog to learn more and reach out to take the next step toward homeownership! swbc.me/student-loan-debt

Student loan debt does not automatically stop you from buying a home. Lenders look at how your loans affect your monthly budget and your ability to repay a mortgage. By knowing how lenders count student loans, how the debt-to-income (DTI) ratio works, and which mortgage loan options fit your situati...