Andre Gibson - Loan Officer - Loan Factory

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Andre Gibson - Loan Officer - Loan Factory

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Loan Officer - NMLS # 1838565

10/31/2026

Halloween feels extra special when it is spent at home! 🎃

From carving pumpkins to passing out treats, the sweetest memories always happen right under your own roof. Wishing you and your family a safe, fun, and memorable Halloween from all of us at Loan Factory!

What is your favorite Halloween tradition at home? Tell us in the comments below!

Andre Gibson | NMLS #1838565
Loan Factory | NMLS #320841

10/30/2026

Just because you're pre-approved for a certain amount doesn't mean it fits your comfortable monthly budget. 🏡

Your maximum qualification doesn't take into account property taxes, HOA fees, home maintenance, or your personal savings goals.

Planning to buy soon? Send me a message today and let's review your numbers before you start shopping! 📩

For informational purposes only. Not a commitment to lend.

Andre Gibson | NMLS #1838565
Loan Factory | NMLS #320841

10/29/2026

Real estate investors, ready to grow your portfolio beyond traditional personal income requirements? 🏠

DSCR financing focuses on whether a property’s qualifying rental income can support its debt obligations, meaning less reliance on tax returns and personal paystubs.

Planning your next rental property purchase? Send me a message with DSCR and let’s explore your options!

For informational purposes only. Not a commitment to lend.

Andre Gibson | NMLS #1838565
Loan Factory | NMLS #320841

10/28/2026

Can family help with your down payment? 🏡 Gift funds can be a huge help for eligible homebuyers, but the rules depend on your specific loan program and transaction. Everything from who provides the gift to how it must be documented matters!

Drop A, B, C, or D in the comments with your guess, or send me a direct message to see what applies to your situation.

For informational purposes only. Gift-fund requirements vary by loan program, lender, donor, property, and transaction. Not a commitment to lend.

Andre Gibson | NMLS #1838565
Loan Factory | NMLS #320841

10/27/2026

Looking to tap into your home equity for upcoming expenses or new opportunities? 🏠✨

With our streamlined HELOC program, eligible homeowners get access to an easy online application, flexible rate options, and personalized credit lines.

Send me a direct message today to explore what options are available for you!

For informational purposes only. Not a commitment to lend.

Andre Gibson | NMLS #1838565
Loan Factory | NMLS #320841

10/26/2026

Thinking about buying a home this fall? 🍂

Housing conditions shift throughout the year, so understanding your local market is key before you make a move. Send me a message today to explore your financing options and set yourself up for success!

Market conditions vary by location. For informational purposes only.

Andre Gibson | NMLS #1838565
Loan Factory | NMLS #320841

10/23/2026

Debunking a common mortgage myth: Getting pre-approved does NOT lock you in with a specific lender! 💡

A pre-approval helps you understand your buying power, but you can still compare loan options before making your final decision.

Send us a message today to get informed before your next move!

Pre-approval is subject to verification, underwriting guidelines, and lender requirements. Not a commitment to lend.

Andre Gibson | NMLS #1838565
Loan Factory | NMLS #320841

10/22/2026

Looking to grow your real estate portfolio without relying on personal tax returns? 🏢

With a DSCR loan, qualification focuses on your investment property’s rental income and cash flow rather than your personal income. Because every property scenario is unique, the right structure depends entirely on your specific strategy and goals.

👉 Send us a message today to explore your DSCR loan options!

Programs subject to guidelines. Not all borrowers will qualify.

Andre Gibson | NMLS #1838565
Loan Factory | NMLS #320841

10/21/2026

Buying a home doesn't have to feel overwhelming when you have a clear roadmap. From getting pre-approved and house hunting to underwriting and final closing, knowing what comes next gives you total peace of mind. 🏡

Every loan journey is unique, but having expert guidance ensures a smooth process from start to finish. Ready to take the first step? Message me today to get started!

Andre Gibson | NMLS #1838565
Loan Factory | NMLS #320841

10/20/2026

Thinking about buying a home soon? 🏡 Before you start house hunting, it helps to get a clear picture of your financing options.

Understanding what you qualify for allows you to shop with a defined budget and total confidence.

Let's discuss your homeownership goals and explore the right loan options for your situation. Send me a message today to get started!

Andre Gibson | NMLS #1838565
Loan Factory | NMLS #320841

Address

Jacksonville, FL

Telephone

+19046732092

Website

https://www.loanfactory.com/mortgage-expert/andre-gibson-1838565

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