LPL Financial Located at Itasca Bank & Trust Co.

06/05/2026

Did you know that homeownership plays an important role in many retirement plans? 🏡

From mortgage timing to housing expenses in retirement, knowing how your home fits into your overall cash flow matters.

Mid-year is a great moment to review how housing costs, along with income sources like Social Security, fit into your long-term plan.

06/02/2026

Do you know the changes to Social Security and how they effect you?

In this video, our Practice Manager Joe Pedrigi shares insights into recent changes, such as the 2026 COLA adjustment.

Watch the full video or read our latest blog to learn more about how Social Secuity is just a piece of your retirement plan: https://www.itascabank.com/investment/blog/blog/2026/04/07/unlocking-your-social-security-potential--a-comprehensive-guide 👈

06/01/2026

Thinking about Social Security? You don’t know what you don’t know, until you do.

From spousal rules to timing strategies, small decisions can have a big impact on your retirement income.

Take a moment to explore these lesser-known tips. You (and maybe a friend) could benefit.

Social Security isn't simple. Learn the key claiming strategies—spousal, survivor, disability, and more—to maximize your benefits and avoid costly mistakes.

05/29/2026

Planning for education costs can feel overwhelming, but having a strategy in place can help bring clarity and confidence. 🎓

Whether you’re planning for a child, grandchild, or future educational goals, thoughtful funding approaches can make a meaningful difference over time.

We’re always happy to help you think through your options. Check out our education funding services here: https://www.itascabank.com/investment/education-funding-strategies 📚✏️

05/27/2026

It’s May, and graduate season is here. 🎓 As students finalize fall plans, new federal loan caps are reshaping how graduate school gets financed.

Most programs are now limited to $20,500 per year in federal loans, meaning many students, especially in high-cost fields like physician assistant programs, will need private loans to cover the gap.

📅 Reminder: National College Planning Day is May 29, just two days from now, a timely moment for families and students to take a closer look at how to fund education beyond undergrad.

With new limits on federal lending, many students will need private loans and some could be shut out. Here's what to know if this affects you.

05/26/2026

Travel costs are up, but that doesn’t mean your experience has to go down.

A few smart strategies can help you stretch your budget and still enjoy the trip you’ve been looking forward to. It’s not about cutting back—it’s about planning wisely. ✈️

Where’s your next getaway?

Travel is getting more expensive, but smart planning can save you hundreds. Discover six expert-backed ways to cut vacation costs without cutting the fun.

05/25/2026

Today we pause to remember and honor those who gave their lives in service to our country. 🇺🇸🤍

05/22/2026

Some retirees receive six‑figure Social Security benefits. Now, a proposal would cap them to help extend the program’s future, largely affecting the highest earners while leaving most retirees untouched.

Click below to read more 👇

A proposal to cap Social Security benefits at $100,000 annually for couples could save the depleting program billions of dollars. There are varying cap options that offer different levels of savings and benefit impacts, like indexing the cap to inflation or maintaining the $100,000 cap for 30 years.

05/18/2026

When you claim Social Security is an important decision, and the right timing looks different for everyone.

Factors like your goals, health, income needs, and overall retirement plan all play a role. Taking time to understand your options can help you make a more informed choice.

Learn how Social Security fits into a broader strategy here: https://www.itascabank.com/investment/blog/blog/2026/05/01/social-security-alone-falls-short--heres-how-to-strengthen-your-retirement-plan🔗

05/14/2026

Did you know Social Security benefits have increased over time, but inflation has grown even faster?

That’s why understanding how Social Security fits into your overall retirement income plan matters. Looking at the full picture can help you plan more confidently and manage cash flow more effectively in retirement.

To learn more, read our latest blog: https://www.itascabank.com/investment/blog/blog/2026/05/01/social-security-alone-falls-short--heres-how-to-strengthen-your-retirement-plan🔗