Michael J. Todd - Sr. Mortgage Advisor with Preferred Rate

Michael J. Todd - Sr. Mortgage Advisor with Preferred Rate NMLS #210911 | Preferred Rate (NMLS # 1850) | Licensed in IL | Equal Housing Opportunity

The ultimate fall showdown: Pumpkin Spice or Apple Cider? Which team are you on?
09/04/2025

The ultimate fall showdown: Pumpkin Spice or Apple Cider? Which team are you on?

🏡 August Home Maintenance Checklist! ✅A little upkeep goes a long way when it comes to protecting your investment. This ...
08/08/2025

🏡 August Home Maintenance Checklist! ✅

A little upkeep goes a long way when it comes to protecting your investment. This month, remember to:

🔍 Inspect your basement or crawl space for moisture
🛠️ Mend and seal cracks in walkways & driveways
🚨 Test CO2 & smoke detectors—and replace those batteries!

Staying on top of these tasks keeps your home in tip-top shape year-round!

Your kids are grown—what’s next for you? Whether it’s a condo with zero maintenance or life on the open road, there’s a ...
08/07/2025

Your kids are grown—what’s next for you? Whether it’s a condo with zero maintenance or life on the open road, there’s a perfect next chapter waiting. What does your dream home look like now?

Thinking about buying your next home before selling your current one? 🏡 Preferred Rate's Bridge to Buy program might be ...
08/01/2025

Thinking about buying your next home before selling your current one? 🏡
Preferred Rate's Bridge to Buy program might be the perfect fit!

âś… Increase your buying power by removing your current mortgage from DTI (with proof of intent to sell)
⚠️ You'll need to meet lender requirements — but I’ll walk you through every step.

Let’s talk about how we can make your move smooth and strategic!
📲 DM me to learn more.

Take the stress out of moving with a smart, flexible solution:✔️ Buy first, sell later – no home sale contingency ✔️ Acc...
07/25/2025

Take the stress out of moving with a smart, flexible solution:

✔️ Buy first, sell later – no home sale contingency
✔️ Access up to 70% CLTV with low or no-interest bridge loan
✔️ Make stronger, more competitive offers
✔️ Enjoy a smoother move and more peace of mind

⚠️ Limited availability – upfront approval required

Ready to make your move? Let’s talk about how Bridge to Buy can work for you.

Need to buy before you sell? A bridge loan lets you tap into the equity of your current home to fund your next one, befo...
07/18/2025

Need to buy before you sell? A bridge loan lets you tap into the equity of your current home to fund your next one, before it’s on the market.

With quick access to funds and no need to wait to sell, it could be the right Bridge to Buy for you. Let’s talk about whether this short-term option fits your strategy.

Thinking of buying your next home before selling your current one? 🏡My Bridge to Buy program using a HELOC could be the ...
07/16/2025

Thinking of buying your next home before selling your current one? 🏡

My Bridge to Buy program using a HELOC could be the perfect solution:
🔹 Access your home equity (great if you're keeping it as a rental!)
🔹 Only pay interest on what you actually use
🔹 Lower rates + reusable funds = more flexibility

Heads up: it’s important to qualify before listing your home — let’s chat about how it could work for you!

Aloha is more than a word—it’s a mindset.It’s about how we connect, how we lead, and how we meet life with grace and int...
07/14/2025

Aloha is more than a word—it’s a mindset.It’s about how we connect, how we lead, and how we meet life with grace and intelligence. Let’s carry that spirit into every moment today.

07/04/2025

Fireworks, freedom, and finding the perfect place to call home — that’s what the 4th is all about! 🏡💥

Whether you're dreaming of backyard BBQs or front porch fireworks, I’m here to help you get there.

Wishing you a fun, safe, and star-spangled Independence Day! 🎇

06/27/2025

Struggling with high-interest credit card debt or personal loans?

If you’ve built up equity in your home, you may be able to consolidate that debt into one lower monthly payment—and potentially save thousands in interest over time.

Through a cash-out refinance, home equity line of credit (HELOC), or home equity loan, you can access your equity at much lower rates than credit cards offer.

DM us to explore which option makes the most sense for you.

06/20/2025

Hello, Summer!

The longest day of the year is here—more sunshine, more memories, and more reasons to love where you live.

Here’s to warm nights and bright beginnings in a place you call home.

Juneteenth is a celebration of freedom, culture, and community.We honor the past and continue working toward a future wh...
06/19/2025

Juneteenth is a celebration of freedom, culture, and community.

We honor the past and continue working toward a future where every person has a place to call home and the opportunity to thrive.

Address

1801 S. Meyers Road , Suite 500, Oakbrook Terrace
Villa Park, IL
60181

Telephone

+16304232676

Website

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