What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Charter Pacific Lending Corp. Babak Moghaddam NMLS #278061

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Charter Pacific Lending Corp. Babak Moghaddam NMLS #278061

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Babak Moghaddam: DRE License #00966614, NMLS # 278061
Company NMLS: #320841
http://loanfactory.com/babakMoghaddam

Powered by Loan Factory
Babak Moghaddam: DRE License #00966614, NMLS # 278061
Company NMLS: #320841
http://loanfactory.com/babakMoghaddam

https://www.loanfactory.com/babakmoghaddam/privacy

https://www.loanfactory.com/babakmoghaddam/state-licenses

11/02/2026

Did you know your home equity could open up new financial possibilities? 🏡

Whether you're looking to make home improvements, consolidate debt, or cover major expenses, tapping into your equity might be a smart path forward. The right strategy depends on your unique goals and financial situation.

Send me a message today to explore what options may be available for you! 📩

For informational purposes only. Not a commitment to lend.

Babak Moghaddam | NMLS #278061 | DRE #00966614
Loan Factory | NMLS #320841 | DRE #01771313

10/31/2026

From carving pumpkins in the kitchen to sharing sweet treats with neighbors, the most special Halloween memories are made right at home. 🎃

Wishing you and your family a safe, fun, and memorable day! What is your favorite Halloween tradition at home? Drop it in the comments below! 🍬

Happy Halloween from your friends at Loan Factory!

Babak Moghaddam | NMLS #278061 | DRE #00966614
Loan Factory | NMLS #320841 | DRE #01771313

10/30/2026

Just because you qualify for a certain loan amount doesn't mean it fits your comfort zone! 🏡

Your pre-approval shows your maximum limit, but everyday realities like property taxes, insurance, HOA fees, and savings goals determine your actual monthly budget.

Planning to buy? Send me a message today and let's review the real numbers together before you start house hunting!

For informational purposes only. Not a commitment to lend.

Babak Moghaddam | NMLS #278061 | DRE #00966614
Loan Factory | NMLS #320841 | DRE #01771313

10/29/2026

Ready to expand your real estate portfolio without relying heavily on traditional personal income documentation? 🏠 DSCR financing focuses primarily on whether a property’s rental income can support its debt obligations, offering a powerful option for savvy investors.

Looking at your next rental property? Send me a message with the word DSCR and let’s explore your options today!

For informational purposes only. Not a commitment to lend.

Babak Moghaddam | NMLS #278061 | DRE #00966614
Loan Factory | NMLS #320841 | DRE #01771313

10/28/2026

Can family help cover your down payment? 🏡 Gift funds can be a fantastic option for eligible homebuyers, but specific rules apply regarding who can donate and how the funds must be documented.

Have questions about how this works? Drop a comment below or send me a message to see what options may apply to your situation!

For informational purposes only. Gift-fund requirements vary by loan program, lender, donor, property, and transaction. Not a commitment to lend.

Babak Moghaddam | NMLS #278061 | DRE #00966614
Loan Factory | NMLS #320841 | DRE #01771313

10/27/2026

Looking for extra financial flexibility for upcoming plans? 🏠 Accessing your home equity with a streamlined HELOC might be the key.

With an easy online application and flexible options based on your individual qualifications, tapping into your equity has never been simpler.

Message me today to explore what HELOC options are available for you!

For informational purposes only. Not a commitment to lend.

Babak Moghaddam | NMLS #278061 | DRE #00966614
Loan Factory | NMLS #320841 | DRE #01771313

10/26/2026

Thinking about buying a home this fall? 🍂 Housing conditions shift throughout the year, making local market insight essential for buyers. Send me a direct message today to explore your financing options before you make your move! 🏡

Market conditions vary by location. For informational purposes only.

Babak Moghaddam | NMLS #278061 | DRE #00966614
Loan Factory | NMLS #320841 | DRE #01771313

10/26/2026

We officially have a funded loan today, and I couldn't be more excited! 🎉

Seeing another wonderful family cross the finish line is easily the best part of my week. 🏠 Everyone worked so hard to get all the details aligned, and today all that effort paid off. 🎯

Huge congratulations to the new homeowners — go celebrate this amazing moment! 🎊

Babak Moghaddam | NMLS #278061 | DRE #00966614
Loan Factory | NMLS #320841 | DRE #01771313

10/23/2026

MYTH: Getting pre-approved locks you into using that specific lender. 🏡

TRUTH: A pre-approval simply helps you understand your buying power. You still have the freedom to compare your loan options before making a final decision!

👉 Get informed before you make your next move. Reach out today to get started!

Pre-approval is subject to verification, underwriting guidelines, and lender requirements. Not a commitment to lend.

Babak Moghaddam | NMLS #278061 | DRE #00966614
Loan Factory | NMLS #320841 | DRE #01771313

10/22/2026

Are you looking to expand your real estate portfolio? 📈 With a DSCR loan, your property’s rental income can help you qualify without relying on traditional personal income verification.

Since requirements vary, finding the right setup depends on your unique property and financial scenario.

Message us today to explore your DSCR loan options!

Programs subject to guidelines. Not all borrowers will qualify.

Babak Moghaddam | NMLS #278061 | DRE #00966614
Loan Factory | NMLS #320841 | DRE #01771313

Address

9891 Irvine Center Drive, Ste 190
Irvine, CA
92618

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.chartpac.com/, http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/320841, https://www.loanfactory.c

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