What are the opening hours?

Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm

Forward Lending

Home
United States
Irvine, CA
Forward Lending

Providing Speed and Quality of Service, Moving our Brokers Forward. Forward Lending is dedicated to providing Speed, Quality and Service.

Our combination of wholesale loan products and wholesale loan rates in the industry surpass the competition. We understand our clients need loan programs that give you the competitive edge with your customers. With a variety of different home loan products and programs to choose from including unique, Non-QM loan portfolio products, there’s no other place to look than FORWARD.

06/17/2026

Start your engines and get ready to take the lead in today's market. Join us for an exclusive webinar covering the latest innovations in Non-QM lending and the program enhancements designed to help you gain speed, navigate complex borrower scenarios, and leave the competition in the rearview mirror. Discover flexible solutions and proven strategies that can help you become the driver's choice for endless Non-QM opportunities.

Today, June 17th @ 11am PST
Register now to reserve your spot for you or your team!
https://hubs.ly/Q04lF0KX0

Intended for use by real estate and lending professionals only and not for distribution to consumers.

06/16/2026

Our high-performing Fast Track HELOC is designed to help your clients accelerate towards their financial goals by tapping into their home equity. It'll give them flexible and convenient access to funds.

KEY HIGHLIGHTS:
Primary Residence
• Max Loan Amount $750,000
• Max 85% LTV
• Min 600 FICO
• 2-4 units allowed to 75%
• No appraisals required (AVM only)
• Business Bank Statements allowed (680 min FICO)

Note: The following states are not eligible: DE, KY, NJ, NY, VT, WV

Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify.

06/15/2026

June Specials Are Here ☀️
Up to 50 BPS Price Improvement!

🏁 Special 1: Non-QM 25 BPS Price Improvement
• Includes Closed-End Seconds & DSCR 5-8 Units
🏁 Special 2: Government Price Improvement*
• 50 BPS on FHA & VA (FICO 620+ Non-Select,
⠀includes DPA)
• 25 BPS on FHA & VA Select (Standard & High Balance)
• http://12.5 BPS on Alt Agency

*Excludes Manual Underwrites on standard FHA/VA.

Closed-End Seconds Specials: eligible only in conjunction with Forward Lending first liens. See our Closed-End Seconds matrix for details. Loans originated in US Territories and the following states are ineligible: MI NJ, NY, TN, TX, WV. Restrictions apply. Contact your account Executive for details. Important to note that a Closed-End Second Mortgage may typically have a higher interest rate than the first lien mortgage.

June Special Offers valid for loans locked between 6/1/2026 and 6/30/2026. All offers are subject to change without prior notice. Rate and price improvements are applicable only to qualifying loan programs and borrowers, and not all applicants will qualify. Specials cannot be combined with any other offer or price exception unless explicitly stated. Terms, restrictions, and conditions apply. This is not a commitment to lend.

Loans may qualify for additional price improvement with Select Specials as indicated on our Prime and Non-QM Rate sheets.

Forward Lending is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration, Veterans Administration, or the Federal Government.

Intended for use by real estate and lending professionals only and not for distribution to consumers.

06/12/2026

Start your engines and get ready to take the lead in today's market. Join us for an exclusive webinar covering the latest innovations in Non-QM lending and the program enhancements designed to help you gain speed, navigate complex borrower scenarios, and leave the competition in the rearview mirror. Discover flexible solutions and proven strategies that can help you become the driver's choice for endless Non-QM opportunities.

Wednesday, June 17th @ 11am PST
Register today to reserve your spot for you or your team!
https://hubs.ly/Q04ldNpT0

Intended for use by real estate and lending professionals only and not for distribution to consumers.

06/11/2026

FHA Fast 100+ Supreme is a 5% DPA Program that may help you qualify more borrowers and expand your market reach.

• 101.5% CLTV FHA Loan
• 2nd lien with an interest rate 2% greater than 1st lien
• Borrower’s minimum contribution of $0
• 10yr Full Amortized Loan
• No cash back to buyer from DPA proceeds
• 620 Min FICO

https://hubs.ly/Q04l0hCx0

Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify.

06/10/2026

Expand your pipeline with Non-QM Buydowns (available on TRID loans only) all while giving your clients more purchasing power! https://hubs.ly/Q04kMJf30 Non-QM Buydowns give borrowers a reprieve from higher rates during the first two years of their loan.

• 30 year fixed rate only, available on TRID loans only
• Allowed on primary residences, investment & second homes
• Seller/builder paid only
• 2-1 Buydown option
• Available on Full Doc and Alt Doc Income Types
• Not available on DSCR Loans
• Buydown pricing options available

Intended for use by real estate and lending professionals only and not for distribution to consumers. This program does not reduce the Note Rate of the Loan. Underwriting terms and conditions apply and not all applicants will qualify.

06/09/2026

Expand your pipeline with our Alt Agency Loans, providing flexible solutions for second homes and investment properties 🏠. Stand out from the crowd and give your clients the options they need to succeed! 🏁
https://hubs.ly/Q04kFr6f0

Program Highlights:
• Substantial LLPA Price Improvement!
• Must have AUS Findings DU Approve/Eligible or LP/Accept.
• Full Doc.
• LTV 90% LTV on Second Home, 85% on Investment.
• Conventional Loan Limits.
• 1-4 Units.

Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify.

06/05/2026

We've expanded our Work Verification of Employment (WVOE) program. Designed for K1 earners who own less than 25% of their business and ay not qualify for a Bank Statement loan.
https://hubs.ly/Q04kd0M30

WVOE Expansion Highlights:
• Available for 2nd homes
• Investment properties allowed
• Reduced documentation
• Ideal for high-earning professionals that are not fully self-employed

Some examples of professionals this may benefit:
• Attorneys
• Engineers
• Architects
• Accountants
• Financial Experts
• Medical Professionals

Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify.

06/04/2026

DSCR Closed-End Seconds are here! Don’t miss out on this opportunity to boost your pipeline to success! https://hubs.ly/Q04k0Cdq0

Program Highlights:
• Up to 75% CLTV Purchase/Rate/Term and Cash-Out
• DSCR ≥ 1.0
• 30yr, 20yr, 10yr Fixed Terms Available
• No Reserves Required
• Loan Amount up to $350,000 – 75% Max LTV
• Loan Amount up to $500,000 – 65% Max LTV
• Min 660 FICO Score

Contact your AE Today!

Intended for use by real estate and lending professionals only and not for distribution to consumers. Terms above are for those that qualify.

Address

19000 MacArthur Boulevard, Suite 300
Irvine, CA
92612

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

https://www.forwardlendingmtg.com/

Alerts

Be the first to know and let us send you an email when Forward Lending posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Want your business to be the top-listed Finance Company in Irvine?