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Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm

Forward Lending

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United States
Irvine, CA
Forward Lending

Providing Speed and Quality of Service, Moving our Brokers Forward. Forward Lending is dedicated to providing Speed, Quality and Service.

Our combination of wholesale loan products and wholesale loan rates in the industry surpass the competition. We understand our clients need loan programs that give you the competitive edge with your customers. With a variety of different home loan products and programs to choose from including unique, Non-QM loan portfolio products, there’s no other place to look than FORWARD.

09/03/2026

Get the Winning Edge with Our DSCR 5-8 Unit Residential Program! 🏁
https://hubs.ly/Q04wt1xf0

Program Highlights:
· Up to 75% LTV- Purchase and Rate/Term
· 65% LTV Cash-Out (Up to $1mm in hand)
· Only One Experienced Investor Required
· Loan Amounts to $3 million
· I/O Payment Used to Qualify
· DSCR 1.0
· Min 680 FICO Score

Contact Your AE Today!

Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify. Text or images may be AI generated.

09/02/2026

Ready to leave tradeline requirements in the dust? 💨 Our No Minimum Tradeline program helps borrowers hit the gas on their homeownership goals — without the usual credit line roadblocks 🚦

Program Highlights:
• Contact your AE if you have any questions.
• Main wage earner has three reported credit scores.
• DSCR loans – all borrowers must have three reported credit scores.
• Minimum 600 mid score required – Alt/Full Doc loans.
• Minimum 620 mid score required – DSCR loans.
• Not applicable on our ITIN program.
• “Thin” tradelines- Authorized user or self-reported tradelines cannot be considered and must meet Forward Lending’s minimum tradeline requirements.

Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify. Text or images may be AI generated.

08/31/2026

Our high-performing Fast Track HELOC is designed to help your clients accelerate towards their financial goals by tapping into their home equity. It'll give them flexible and convenient access to funds.

KEY HIGHLIGHTS:
Primary Residence
• Max Loan Amount $750,000
• Max 85% LTV
• Min 600 FICO
• 2-4 units allowed to 75%
• No appraisals required (AVM only)
• Business Bank Statements allowed (680 min FICO)

Note: The following states are not eligible: DE, KY, NJ, NY, VT, WV

Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify. Text or images may be AI generated.

08/28/2026

☀️ In observance of the Labor Day holiday weekend, the following schedule is in effect:

Friday, September 4th
- We are open during normal business hours.
- We will be accepting Locks, Prime and Non-QM.

Monday, September 7th
- Forward Lending and the Lock Desk will be closed in observance of Labor Day.
- No rate sheet will be published.

Forward Lending and the Lock Desk will re-open Tuesday, September 8th for normal business hours.

Intended for use by real estate and lending professionals only and not for distribution to consumers. Text or images may be AI generated.

08/27/2026

FHA Fast 100+ Supreme is a 5% DPA Program that may help you qualify more borrowers and expand your market reach.

• 101.5% CLTV FHA Loan
• 2nd lien with an interest rate 2% greater than 1st lien
• Borrower’s minimum contribution of $0
• 10yr Full Amortized Loan
• No cash back to buyer from DPA proceeds
• 620 Min FICO

https://hubs.ly/Q04vtd9m0

Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify. Text or images may be AI generated.

08/26/2026

Expand your pipeline with Non-QM Buydowns (available on TRID loans only) all while giving your clients more purchasing power! https://hubs.ly/Q04vjJ-Y0 Non-QM Buydowns give borrowers a reprieve from higher rates during the first two years of their loan.

• 30 year fixed rate only, available on TRID loans only
• Allowed on primary residences, investment & second homes
• Seller/builder paid only
• 2-1 Buydown option
• Available on Full Doc and Alt Doc Income Types
• Not available on DSCR Loans
• Buydown pricing options available

Intended for use by real estate and lending professionals only and not for distribution to consumers. This program does not reduce the Note Rate of the Loan. Underwriting terms and conditions apply and not all applicants will qualify.

08/25/2026

Tap Into Equity 💰 No Waiting Required! Forward Lending’s No-Seasoning Cash-Out Refi Program allows your clients to refi immediately after purchase. Perfect for investors and homeowners looking to unlock equity fast and keep deals moving.

Program Highlights:
• Applies to Non-QM programs only
• Max LTV 80%
• Refi Immediately After Purchase — No Waiting Period
• Use Lessor of Appraised Value or Purchase Price + Documented Improvements
• Primary or Investment Properties
• Title in LLC or Corp OK (business purpose only)
• Borrower must be the original purchaser of subject property

Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify.

08/24/2026

It's time to kick the End-of-Month Rally into high gear with 12.5 BPS in price improvement on Conventional Loans*, including Alt Agency and ARMs. Finish August strong and put your next deal in the fast lane!

Special Offer:
- 12.5 BPS price improvement on Conv Loans, including Alt Agency & ARMs
*Excludes Jumbo, FHA, VA, USDA, and CalHFA programs.

Contact your AE to learn more and get started!
https://hubs.ly/Q04tXV450

Offers valid for loans locked between 8/24/2026 and 8/31/2026. All offers are subject to change without prior notice. Rate and price improvements are applicable only to qualifying loan programs and borrowers, and not all applicants will qualify. Specials cannot be combined with any other offer or price exception unless explicitly stated. Terms, restrictions, and conditions apply. This is not a commitment to lend.

Forward Lending is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration, Veterans Administration, or the Federal Government.

Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify. Text or images may be AI generated.

08/21/2026

12 & 3 Month Bank Statement Programs to reach more clients. Learn more: https://hubs.ly/Q04tPwVZ0

• Use 100% of deposits on Personal Statements
• Use up to 85% of deposits on Biz Statements
• Min FICO 600

Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify. Text or images may be AI generated.

08/20/2026

Expand your pipeline with our Alt Agency Loans, providing flexible solutions for second homes and investment properties 🏠. Stand out from the crowd and give your clients the options they need to succeed! 🏁
https://hubs.ly/Q04tFbzD0

Program Highlights:
• Substantial LLPA Price Improvement!
• Must have AUS Findings DU Approve/Eligible or LP/Accept.
• Full Doc.
• LTV 90% LTV on Second Home, 85% on Investment.
• Conventional Loan Limits.
• 1-4 Units.

Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify.

Address

19000 MacArthur Boulevard, Suite 300
Irvine, CA
92612

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

https://www.forwardlendingmtg.com/

Alerts

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