Forward Lending

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Forward Lending Providing Speed and Quality of Service, Moving our Brokers Forward. Forward Lending is dedicated to providing Speed, Quality and Service.

Our combination of wholesale loan products and wholesale loan rates in the industry surpass the competition. We understand our clients need loan programs that give you the competitive edge with your customers. With a variety of different home loan products and programs to choose from including unique, Non-QM loan portfolio products, there’s no other place to look than FORWARD.

Give your borrowers the security of a longer term with a lower payment! https://hubs.ly/Q04Bmtvl0• 40 Year Fully Amortiz...
10/16/2026

Give your borrowers the security of a longer term with a lower payment! https://hubs.ly/Q04Bmtvl0

• 40 Year Fully Amortized Loan (480 months)
• No balloon attached on fixed term loan
• Purchase, Refi and Cashout Available


Intended for use by real estate and lending professionals only and not for distribution to consumers. Terms above are for those that qualify.

10/15/2026

🚨 UAD 3.6 IS HERE — ARE YOU READY? 🚨

The appraisal process is entering a new digital era, and Forward Lending is ready for the transition! 🏁

Here’s what brokers need to know:

➜ One Dynamic Report: UAD 3.6 replaces the traditional appraisal forms with one dynamic report.
➜ More Structured Data: A more standardized approach creates a consistent appraisal experience.
➜ Integrated Photos & Commentary: Photos and commentary are incorporated throughout the report.
➜ New Digital Delivery: Appraisal reports will be delivered in a new digital format.

🗓️ THE TRANSITION TIMELINE
➜ October 15 – December 31, 2026: Forward Lending will accept both UAD 2.6 and UAD 3.6 appraisals for Conventional, FHA, and Non-QM loans.
➜ Starting January 1, 2027: Forward Lending will fully transition to UAD 3.6 for Conventional and Non-QM loans.

The appraisal report is changing, but the way value is developed isn’t.

Now is the time to get familiar with UAD 3.6 and prepare for what’s ahead.


Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify. Text or images may be AI generated.

10/14/2026

Core DSCR from Forward Lending gives you the flexibility to help investor clients access equity with cash-out financing up to 80% LTV.

DSCR Highlights:
➤ Minimum 720 FICO
➤ Minimum loan amount: $100K
➤ DSCR > 1.20 SFR, condos and 2-4 units
➤ 1x30x12 housing history acceptable
➤ Inexperienced investors OK with 0x30x12

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Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify. Text or images may be AI generated.

Ready to shift your DSCR game into high gear? In this webinar, we’ll take you around the track and show you what really ...
10/13/2026

Ready to shift your DSCR game into high gear? In this webinar, we’ll take you around the track and show you what really drives an investment property deal. From evaluating rental income and debt coverage to navigating common roadblocks, you’ll learn how to recognize the right opportunities and help your investor borrowers accelerate toward the closing line.

Register now to reserve your spot for you, or your team!

Thursday, October 15th @ 11am PST

Register now to reserve your spot for you or your team!
https://hubs.ly/Q04zZylF0


Intended for use by real estate and lending professionals only and not for distribution to consumers.

Expand your pipeline with Non-QM Buydowns (available on TRID loans only) all while giving your clients more purchasing p...
10/12/2026

Expand your pipeline with Non-QM Buydowns (available on TRID loans only) all while giving your clients more purchasing power! https://hubs.ly/Q04zSgFg0 Non-QM Buydowns give borrowers a reprieve from higher rates during the first two years of their loan.

• 30 year fixed rate only, available on TRID loans only
• Allowed on primary residences, investment & second homes
• Seller/builder paid only
• 2-1 Buydown option
• Available on Full Doc and Alt Doc Income Types
• Not available on DSCR Loans
• Buydown pricing options available


Intended for use by real estate and lending professionals only and not for distribution to consumers. This program does not reduce the Note Rate of the Loan. Underwriting terms and conditions apply and not all applicants will qualify.

Please note our company schedule for Columbus Day. Monday, October 12th➤ Forward Lending and the Lock Desk are open for ...
10/09/2026

Please note our company schedule for Columbus Day.

Monday, October 12th
➤ Forward Lending and the Lock Desk are open for normal business hours.
➤ The Lock Desk is open for extensions/change requests to Prime/Non-QM Loans.
➤ Non-QM locks will be accepted.
➤ Prime Locks will not be accepted, and a prime rate sheet will not be distributed.


Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify. Text or images may be AI generated.

October Specials Are Here 🎃 Start Your Fall Momentum🏁 Up to 50 BPS Price Improvement on Non-QM*➤25 BPS Price Improvement...
10/07/2026

October Specials Are Here 🎃 Start Your Fall Momentum

🏁 Up to 50 BPS Price Improvement on Non-QM*
➤25 BPS Price Improvement on 30 year ARM
➤50 BPS Price Improvement on 40 year Fixed Rate
➤ 25 BPS Price Improvement on all 3 year + Prepayment Penalties

*Non-QM Specials may not be combined with each other

October Special Offers valid for loans locked between 10/1/2026 and 10/31/2026. All offers are subject to change without prior notice. Rate and price improvements are applicable only to qualifying loan programs and borrowers, and not all applicants will qualify. Specials cannot be combined with each other and any other offer or price exception unless explicitly stated. Terms, restrictions, and conditions apply. This is not a commitment to lend.


Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify. Text or images may be AI generated.

Tap Into Equity 💰 No Waiting Required! Forward Lending’s No-Seasoning Cash-Out Refi Program allows your clients to refi ...
10/06/2026

Tap Into Equity 💰 No Waiting Required! Forward Lending’s No-Seasoning Cash-Out Refi Program allows your clients to refi immediately after purchase. Perfect for investors and homeowners looking to unlock equity fast and keep deals moving.

Program Highlights:
• Applies to Non-QM programs only
• Max LTV 80%
• Refi Immediately After Purchase — No Waiting Period
• Use Lessor of Appraised Value or Purchase Price + Documented Improvements
• Primary or Investment Properties
• Title in LLC or Corp OK (business purpose only)
• Borrower must be the original purchaser of subject property


Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify.

12 & 3 Month Bank Statement Programs to reach more clients. Learn more: https://hubs.ly/Q04z6Bqv0• Use 100% of deposits ...
10/05/2026

12 & 3 Month Bank Statement Programs to reach more clients. Learn more: https://hubs.ly/Q04z6Bqv0

• Use 100% of deposits on Personal Statements
• Use up to 85% of deposits on Biz Statements
• Min FICO 600


Intended for use by real estate and lending professionals only and not for distribution to consumers. Underwriting terms and conditions apply and not all applicants will qualify. Text or images may be AI generated.

Address

19000 MacArthur Boulevard, Suite 300
Irvine, CA
92612

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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