Brittany Lopez - Mortgage Loan Originator - NMLS 2112032

09/04/2026

09/04/2026

Here's a real world example using a 4-plex at 2114 Meppen Dr in Idaho Falls:
📍 4 units, 3 bed/1 bath each
💰 Purchase price: $669,000
🏦 20% down, 30-year fixed DSCR loan
📊 Estimated rent of $5,400/month across all four units puts this deal at a DSCR ratio of roughly 1.17 to 1.22

With a DSCR loan, the property's rental income qualifies the loan, not your W2 or tax returns. That's a game changer for self-employed investors and anyone looking to scale a rental portfolio.

Curious what a DSCR loan could do for your next purchase? Send me a message or give me a call, I'd love to run the numbers with you.

📞 208-339-8116
✉️ [email protected]

09/04/2026

09/01/2026

New month. New goals. New opportunities.

Whether buying a home is happening this month, this year, or it’s simply something you’re starting to think about — you don’t have to have it all figured out before you start.

Sometimes the first step is just a conversation. 🤎

Here’s to fresh starts, small wins, and opening new doors this September. 🔑

08/31/2026

“Hey Brittany… I have a weird one.” 👀

Honestly, I wish I got this call more often.

The complicated files. The unusual income. The borrower who doesn’t fit perfectly inside the box. The scenario you’re not even sure is possible.

Before you tell them no — call me. 📲

I love digging into the weird ones and finding out what we CAN do.

Realtors, send me your weird ones. 🏡

08/27/2026

08/26/2026

Buying a home feels a whole lot less intimidating when you actually know what to expect. 🏡

Appraisal vs. home inspection: they’re NOT the same thing, and knowing the difference can save you a lot of confusion during the homebuying process.

This is one of the reasons I love working with agents who take the time to educate their buyers before they ever start looking at homes. A good buyer consultation helps you understand the process, know what’s coming next, and feel confident when it’s time to make an offer.

Your Realtor guides you through the home.
Your lender guides you through the financing.
And together, we help make sure you’re not figuring it all out as you go. 🤍

This is just ONE of the homebuying fears we’re breaking down in this series.

👇 What part of buying a home makes you the most nervous? Tell us below — we might cover it next!

08/25/2026

You don’t have to be ready to buy a house to start the conversation. 🏡🤍

Maybe you’re scrolling Zillow thinking…
“I probably don’t qualify.”
“I don’t have enough saved.”
“My credit isn’t perfect.”
“I have no idea where to even start.”

That’s okay. You don’t need to have it all figured out before talking to me.

Sometimes the first step isn’t getting pre-approved — it’s simply figuring out where you are today and creating a plan to get where you want to be.

No pressure. No judgment. Just a conversation and a game plan.

📩 DM me “PLAN” and let’s figure out your next step.

08/13/2026

I LOVE getting to spend time with this chick!!! 🤣🥰

08/10/2026