First Colony Mortgage, Idaho Falls Branch

06/21/2020

Happy Father's Day to all the rad dads out there!

05/25/2020

Happy Memorial Day! Thank you to all who have served.

05/20/2020

Simply put, a debt ratio is a comparison of your housing expenses and your monthly debt obligations versus how much you earn. This percentage is just as important as your credit score when applying for a mortgage! The recommended debt-to-income ratio will vary across loan programs. Talk to your FCM loan officer for more info!

05/13/2020

Who are Fannie Mae & Freddie Mac? They are programs with an important job: to provide liquidity, stability and affordability to the mortgage market. They provide liquidity (ready access to funds on reasonable terms) to the thousands of banks, savings and loans, and mortgage companies that make loans to finance housing.

05/12/2020

Summer is quickly approaching and a lot of us have extra time at home right now. Why not use this time to get some spring cleaning done? Here are a few ideas and tips to make spring cleaning your home seem manageable and even fun!

05/07/2020

Enter First Colony's Mother's Day Giveaway by nominating a mom you love!

GIVEAWAY: This Mother's Day weekend, we want to give back to an amazing mom with a spa day package! To enter, share this post and tag a mom you love in the comments below. Winner will be randomly drawn tomorrow at 3:00 PM.

04/28/2020

Are you a Millennial looking to buy a home? You're not alone! Check out today's blog post for some tips written just for you: http://firstcolonymortgage.com/millennials-tips-for-homebuying/

04/22/2020

Loan Principal is the initial size of a loan. When you make monthly payments on a loan, the amount of your payment goes first to cover accrued interest charges, and the remainder is applied to your principal.

04/12/2020

Happy Easter!

03/31/2020

Here are some helpful tips to keep your home loan on track!

03/25/2020

A Closing Disclosure is a document that provides final details about the mortgage loan you have selected. It includes the loan terms, your projected monthly payments, and how much you will pay in fees and other costs to get your mortgage.

03/24/2020

Autism Awareness Day is April 2! Enter our coloring contest for a chance to get $100 and give $100! All winners will receive a $100 Amazon Gift Card and First Colony will also donate $100 to the Autism organization or school program of their choice.

Autism affects 1 in 59 children worldwide. We want to help bring awareness for Autism and help provide early intervention and resources to children and families affected. Enter our coloring contest and “Light It Up Blue” in the month of April!

Download the coloring page here: firstcolonyautism.com