Real Estate & Mortgage Talk With Alex Shik

Real Estate & Mortgage Talk With Alex Shik A standout feature at Optimum First Mortgage is the exclusive Lifetime Rate Protection Guarantee, which offers clients unmatched security post-closing.

πŸ”‘ Unlocking Your Dream Home with Experience & Integrity.
🏑 Close On-Time Guarantee!
⏱️ Instant Pre-Approvals
πŸ’Έ Competitive Rates
🚫 No Hidden Fees
πŸ”Ή 28 years of industry experience
πŸ“² (714) 470-6091
🏠 NMLS ID # 335813 | DRE # 01192601 🏠 Meet Alex, your premier Real Estate and Mortgage Banker at Optimum First Mortgage, now offering competitive interest rates and instant pre-approval. 🏠

With an impr

essive track record spanning over 28 years, Alex is your dependable advisor, expertly guiding clients through the complexities of mortgages and real estate transactions. At Optimum First Mortgage, Alex collaborates with a top-tier team known for their excellence in both broker and direct lending, ensuring you benefit from not only competitive rates but also a steadfast commitment to your satisfaction. Alex's reputation is further enhanced by stellar 5-star reviews across respected platforms like Zillow, Bankrate, and Trulia. With each transaction, he goes above and beyond, solidifying his role as a reliable partner in the real estate and mortgage sectors. Licensed across multiple states including California, Texas, Virginia, South Carolina, Idaho, Arizona, Pennsylvania, Washington, Oregon, and Oklahoma, Alex's extensive expertise is unparalleled. He is also a licensed Real Estate Agent, providing a comprehensive and professional service to those in need of real estate assistance. Whether you're a first-time homebuyer or exploring refinancing options, Alex and Optimum First Mortgage are ready to support you with expert advice and streamlined transactions. Start your homeownership journey today and take advantage of instant pre-approval by contacting Alex. Experience the Optimum First Mortgage difference firsthand. Certified & Regulated
NMLS ID: 335813
CA DRE: 01192601

πŸ“ž Contact Us
Cell (714) 470-6091
Office (714) 909-0140


Let's make your homeownership dreams a reality! 🏠

🏑 PRICE REDUCED IN ANAHEIM HILLS! 🏑Now offered at just $799,000!This beautifully upgraded condo in the highly desirable ...
08/04/2026

🏑 PRICE REDUCED IN ANAHEIM HILLS! 🏑

Now offered at just $799,000!

This beautifully upgraded condo in the highly desirable Summit Park community offers incredible value in one of Anaheim Hills’ most sought after neighborhoods.

πŸ“ 8313 E. Arrowhead Way
Anaheim Hills, CA 92808

✨ 3 Bedrooms
✨ 2.5 Bathrooms
✨ Approx. 1,250 Sq. Ft.
✨ Attached 2 Car Garage
✨ Low HOA of only $320/month
✨ Walking Distance to Ronald Reagan Park
✨ North Facing Bedrooms with Beautiful Hill & Sunset Views
✨ Community Pool, Spa, Gym & Clubhouse
✨ Excellent School District
✨ Not Located in a High Fire Hazard Zone

This move in ready home also features Pergo flooring, recessed LED lighting, a QuietCool whole house fan, epoxy refinished cabinetry with soft close hardware, a gas fireplace, private patio, upgraded garage with epoxy flooring, and all major appliances included.

Don’t miss this opportunity to own an upgraded home in the heart of Anaheim Hills at an exceptional new price!

πŸ“² Schedule your private showing today.

Alex Sarkeshik
πŸ“ž (714) 470-6091
πŸ“§ [email protected]

DRE #01192601 | NMLS #335813

07/13/2026

🏑 Here is what no one tells you about mortgage pre approvals…

❀️ Like this post and πŸ’Ύ save it for later. Share it with someone planning to buy a home.

A few things every buyer should know:

➑️ Some lenders charge application or processing fees, so always ask what costs are involved.

➑️ Multiple mortgage inquiries made within a short shopping window are typically treated as a single inquiry by the major credit scoring models, but applying repeatedly over a longer period can have a greater impact on your credit.

➑️ Your pre approval can change if your income, employment, debt, or credit changes before closing.

➑️ Most pre approvals expire after about 60 to 90 days and may need to be updated.

➑️ You are never locked into one lender just because you received a pre approval. You can still compare your options before choosing the loan that is right for you.

The best part?

A strong pre approval gives you confidence πŸ’ͺ, strengthens your offer 🏑, helps you shop within your budget πŸ’°, and can make the entire home buying process smoother.

Thinking about buying this year?

Message me PRE APPROVED πŸ“© and let’s build a plan that fits your goals.

Alex Sarkeshik at Optimum First Mortgage

βœ… 28+ years of experience
βœ… Same day pre approvals
βœ… Fast closings in 21 days or less
βœ… Thousands of 5 star reviews
βœ… Licensed in CA, OR, WA, FL, TX, AZ, VA, SC, ID, PA, OK, CO, and TN

NMLS 335813 | CA DRE 01192601

Self employed? Your tax returns do not always tell the whole story.If your tax deductions are making it harder to qualif...
07/02/2026

Self employed? Your tax returns do not always tell the whole story.

If your tax deductions are making it harder to qualify for a mortgage, you may have more options than you think. πŸ’ΌπŸ‘

At Optimum First Mortgage, we offer Bank Statement and P&L Only loan programs designed specifically for self employed borrowers and business owners.

βœ… Qualify using 12 months of bank statements or a Profit & Loss statement
βœ… No traditional tax return income analysis required for eligible borrowers
βœ… Fast approvals and closings in 21 days or less
βœ… Personalized solutions for your unique financial situation

Do not assume you cannot qualify because your tax returns show lower income.

Message me SELF EMPLOYED πŸ“© and let’s explore the loan options that fit your business and your goals.

Alex Sarkeshik at Optimum First Mortgage

βœ… 28+ years of experience
βœ… Same day pre approvals
βœ… Fast closings in 21 days or less
βœ… Thousands of 5 star reviews
βœ… Licensed in CA, OR, WA, FL, TX, AZ, VA, SC, ID, PA, OK, CO, and TN

NMLS 335813 | CA DRE 01192601

Self employed and having trouble qualifying with tax returns?You may be able to qualify using your business bank stateme...
06/24/2026

Self employed and having trouble qualifying with tax returns?

You may be able to qualify using your business bank statements or a Profit &Loss statement instead.

🏑 Purchase, refinance, cash out, or investment property
πŸ“„ 12 months bank statements accepted
πŸ“Š P&L option available for qualified borrowers
⚑ Same day pre approvals available

With 28+ years of experience, licensed in 13 states, thousands of 5 star reviews, and closings in 21 days or less, Alex has helped countless self employed borrowers achieve their homeownership goals.

Let’s see what options may be available for you.

πŸ“ž Call or Text: 714-470-6091
πŸ’» AlexShik.com

06/12/2026

There is no bigger compliment than a Realtor trusting me with their client 🀝🏑

Because once they send that buyer my way, I know exactly what is at stake.

The numbers πŸ“Š
The timeline ⏰
The communication πŸ“±
The confidence πŸ’ͺ
The trust 🀍

I will tell you this…

I am going to make you proud πŸ˜‰

Same day pre approvals βœ…
Fast closings in 21 days or less βœ…
Clear communication every step of the way βœ…

My goal is simple.
Take great care of your clients so you never have to wonder what is happening with the loan.

Alex Sarkeshik at Optimum First Mortgage

βœ… 28+ years of experience
βœ… Same day pre approvals
βœ… Fast closings in 21 days or less
βœ… Thousands of 5 star reviews
βœ… Licensed in CA, OR, WA, FL, TX, AZ, VA, SC, ID, PA, OK, CO, and TN

NMLS 335813 | CA DRE 01192601

06/11/2026

Listen, I get it 🀍

Everybody wants a better rate πŸ“‰

But waiting for the perfect rate can start feeling like waiting for your group chat to pick a restaurant πŸ˜…

A lot of talk.
No decision.

And somehow, everything gets more expensive.

The truth is, the rate matters.

But so does the price 🏑, the payment πŸ’°, the competition πŸ‘€, and how ready you are when the right home pops up.

So before you sit on the sidelines for another six months, let’s at least run the numbers πŸ“Š

Worst case?

You stay informed.

Best case?

You realize you were more ready than you thought ✨

DM me RATE πŸ“© and I’ll help you see what buying could actually look like right now.

Alex Sarkeshik at Optimum First Mortgage

βœ… 28+ years of experience
βœ… Same day pre approvals
βœ… Fast closings in 21 days or less
βœ… Thousands of 5 star reviews
βœ… Licensed in CA, OR, WA, FL, TX, AZ, VA, SC, ID, PA, OK, CO, and TN

NMLS 335813 | CA DRE 01192601

06/10/2026

Before you decide what you can afford, separate the approval number from the comfort number 🏑

A pre approval can tell you what may be possible.

A full payment conversation helps you understand what actually makes sense in real life.

Here is what I would want you to look at before you start house hunting:

1️⃣ Principal and interest
This is the mortgage payment most buyers think about first.

2️⃣ Property taxes
Taxes can make two homes with the same price feel very different month to month.

3️⃣ Homeowners insurance
Insurance depends on the home, the location, and the coverage you need.

4️⃣ HOA fees
If the home has an HOA, that cost needs to be part of your real monthly budget.

5️⃣ Utilities
Electric, gas, water, internet, and regular household costs still matter after closing.

6️⃣ Maintenance and repairs
Homeownership feels better when you are not surprised by every future expense.

This is why I do not want buyers only asking, β€œCan I afford this?”

The better question is:

β€œWhat will this home actually cost me every month, and will that payment still feel comfortable after I move in?” 🀍

Save this for later πŸ“Œ
Send it to someone who needs to see it πŸ“©

If we have not met yet, I am Alex Sarkeshik at Optimum First Mortgage.

βœ… 28+ years of experience
βœ… Same day pre approvals
βœ… Fast closings in 21 days or less
βœ… Thousands of 5 star reviews
βœ… Licensed in CA, OR, WA, FL, TX, AZ, VA, SC, ID, PA, OK, CO, and TN

NMLS 335813 | CA DRE 01192601

06/10/2026

A lot of buyers think applying online is the easy route πŸ’»

And sometimes it is… until the system asks a question you are not sure how to answer πŸ€”, your numbers do not fit neatly in a box πŸ“Š, or you choose an option without realizing how it affects your payment πŸ’°

A mortgage application is not just paperwork.
It is a strategy conversation.

The right guidance can help you understand what you qualify for 🏑, what your payment may look like, and which loan path actually fits your life.

Message me APPLY πŸ“© if you want someone to walk through the numbers with you before you click submit.

If we have not met yet, I am Alex Sarkeshik at Optimum First Mortgage.

βœ… 28+ years of experience
βœ… Same day pre approvals
βœ… Fast closings in 21 days or less
βœ… Thousands of 5 star reviews
βœ… Licensed in CA, OR, WA, FL, TX, AZ, VA, SC, ID, PA, OK, CO, and TN

NMLS 335813 | CA DRE 01192601

06/06/2026
πŸŒ… Just Listed in Anaheim Hills!Welcome to Summit Park living at its finest. This beautifully upgraded smart home offers ...
06/06/2026

πŸŒ… Just Listed in Anaheim Hills!

Welcome to Summit Park living at its finest. This beautifully upgraded smart home offers stunning views of Ronald Reagan Park, lush greenbelts, Anaheim Hills, and breathtaking sunset views.

Featuring smart home technology with dual touchscreen control panels, a premium Samsung appliance package, QuietCool whole house fan, Bluetooth controlled lighting, custom built ins, upgraded finishes throughout, and an attached two car garage with epoxy flooring, storage solutions, and a new garage door installed in 2025.

One of the best parts? Ronald Reagan Park is just a short stroll away. Enjoy walking trails, playgrounds, sports fields, community events, and summer concerts practically in your backyard.

βœ” 3 Bedrooms
βœ” 2.5 Bathrooms
βœ” Smart Home Features
βœ” Samsung Appliance Package Included
βœ” Washer, Dryer & Refrigerator Included
βœ” Resort Style Community Amenities
βœ” Anaheim Hills Views & Sunset Views
βœ” Not Located in a High Fire Hazard Area

This is more than a home. It’s a lifestyle.

πŸ“ 8313 E. Arrowhead Way
Anaheim Hills, CA

For private tours, or additional information, contact Alex Sarkeshik.

πŸ“± 714-470-6091
πŸ“§ [email protected]
🌐 alexshik.com

Alex Sarkeshik
CA DRE #01192601

Address

7755 Center Avenue, 9th Floor
Huntington Beach, CA
92647

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