Matthew Graves- Financial Advisor

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Matthew Graves- Financial Advisor Financial planners create personalized strategies for clients' financial goals and future security.
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My name is Matthew Graves, Financial Advisor, and I help individuals and business owners bring clarity and confidence to their financial lives. Prior to financial planning, I dedicated 20 years to the fire service. I committed my career to safeguarding the wellbeing of the communities I served. This experience has fueled my conviction to extend my commitment to helping people beyond the firehouse. �

Most people know what they want financially—but not always how to get there efficiently. My firm specializes in comprehensive financial planning designed to help you grow, protect, and transfer your wealth, while thoughtfully leveraging tax-advantaged strategies along the way. �

For business owners especially, personal and business finances are inseparable. Decisions you make today can have a lasting impact on your income, taxes, exit strategy, and family legacy. That’s why we take an integrated, long-term approach—one that evolves with your business and prioritizes what matters most to you at each stage. �

I offer complimentary consultations to explore your goals, identify potential gaps or opportunities, and determine whether my firm can be a valuable resource for you, your family, and your business. Through financial planning and education, I aim to empower individuals to achieve financial security and peace of mind, ensuring they are prepared for their financial future. If you’re looking for guidance, a second opinion, or simply want to make sure you’re on the right track, I’d love to connect.


� matthewrgraves.nm.com
� (410) 527-3826

Let’s start a conversation—your future self will thank you. �

I am incredibly honored to have been selected as one of just 50 early-career advisors from across the country to attend ...
11/10/2026

I am incredibly honored to have been selected as one of just 50 early-career advisors from across the country to attend the 292nd Fastrack Academy through Northwestern Mutual. NM continues to demonstrate day in and day out their mission to always do what is best for their clients. Established immediately following World War II, Fastrack has evolved into one of Northwestern Mutuals most prestigious and impactful leadership development programs. Being chosen to participate is a privilege that I do not take lightly.

As I reflect on this opportunity, I am reminded that none of us achieve success alone. Nearly 15 years ago, Benjamin Ross ChFC®, RICP®, CLU® of Ross Wealth Management, welcomed me as a client and later encouraged me to consider a career as an advisor. That simple recommendation changed the trajectory of my life. Ben introduced me to David Ziegler and Amber Clontz ChFC®, CLF®, who saw in me the same potential he did. Through personal and professional challenges, they stood beside me, helping me recognize not only what I could become as an advisor, but what I could become as a person. I am also grateful to my Managing Partner, Scott Iodice CFP®, CLU®, whose time invested in me & recommendation made this opportunity possible.

One of the most impactful parts of Fastrack was meeting 49 advisors from across the country who share the same passion: making a meaningful difference in the lives of the people they serve. Hearing their stories, learning about the adversity they overcame, and seeing their commitment to their clients was truly inspiring. It reinforced why I chose this profession in the first place. Molly Leto and the rest of the Fastrack team did an amazing job coordinating this expieriance.

To my clients: thank you for trusting me, believing in my vision, and allowing me the opportunity to walk alongside you in some of life's most important decisions. Your trust is something I never take for granted, and I am committed to continuing to grow so I can serve you even better.

And to my wife, Jackie Gold Graves, and our children: you are my foundation. Through every challenge, long day, early morning, and late night, your patience, love, and unwavering support has carried me forward. None of this would be possible without you. I am excited for what lies ahead, grateful for the people who helped me get here, and motivated to finish 2026 strong while building momentum into 2027.

06/10/2026

Business Owners and Professionals in the Towson-Hunt Valley Corridor, we are looking for you! Close out the year with a strong referral network!

30/09/2026

🔥 BUSINESS OWNERS: ARE YOU READY TO GROW? 🔥

The Towson-Hunt Valley Corridor BNI Chapter has immediate openings for:

🔨 Trades Professionals | Flooring | HVAC | Plumbing | Electrician
🩺 Health & Wellness Providers | Massage | Chiropractor | Gyms
🏦 Business Bankers | Personal/Commercial Lending
🎪 Event Service Professionals | Caterer | Limo Service | Planner
🏠 Non-Profit Organization (One- FREE 1 Year membership available

Don't market alone. Join a powerful network of professionals dedicated to passing referrals, creating opportunities, and helping each other succeed.

👉 One seat per profession 👉 Quality business relationships 👉 Consistent referral opportunities 👉 Proven networking system

Join a dynamic group focused on helping you grow your NETWORK and your NET WORTH!

📲 Contact us today (301) 343-1567 to reserve your spot.

https://www.linkedin.com/posts/todd-m-jones-1b05363_in-recent-days-both-fitch-ratings-and-s-share-7471199525236465664-Bf...
13/06/2026

https://www.linkedin.com/posts/todd-m-jones-1b05363_in-recent-days-both-fitch-ratings-and-s-share-7471199525236465664-Bff3/?utm_source=social_share_send&utm_medium=ios_app&rcm=ACoAAFkrfwAByzLM5XJL0kJMT-6X0kd7mo1IVQY&utm_campaign=copy_link

In recent days, both Fitch Ratings and S&P Global affirmed Northwestern Mutual’s financial strength – once again awarding the highest ratings available to any U.S. life insurer. In an increasingly uncertain environment, maintaining industry-leading financial strength and returning industry-leadi...

🚗 Driving with a hole in your gas tank?You already know how that ends… fast.💸 The same applies to your money.If where (a...
05/06/2026

🚗 Driving with a hole in your gas tank?

You already know how that ends… fast.

💸 The same applies to your money.

If where (and how) your money is positioned isn’t working efficiently, you could be losing ground without even realizing it.

The good news? It doesn’t always take a major overhaul. Sometimes, just a quick conversation about your specific situation can make a huge difference in your future outcome.

So here’s the real question:
Is there any reason not to take a few minutes to find out? 🤔

🚗 Driving with a hole in your gas tank? You already know how that ends… fast. 💸 The same applies to your money. If where (and how) your money is positioned isn’t working efficiently, you could be losing ground without even realizing it. The good news? It doesn’t always take a major overh...

18/05/2026

Leaving your job? Don’t leave your retirement account on autopilot.

Many people end up with old employer retirement accounts and may not realize the opportunities they have through active retirement management.

A properly managed IRA strategy can help you:
✅ Take advantage of Roth conversion opportunities during lower-income years.
✅ Reduce or potentially avoid future Required Minimum Distributions (RMDs).
✅ Keep your portfolio aligned through automatic rebalancing.
✅ Create an investment strategy tailored to your goals instead of a one-size-fits-all employer plan.

Your retirement savings may be one of your largest assets — it deserves more than “set it and forget it.” 💰

If you’ve recently changed jobs, retired, or are planning your next move, now is a great time to review your options.

Message me if you’d like to discuss how to make the most of your retirement accounts. 📬

Matthew Graves
(410) 527-3826
[email protected]

13/05/2026

*Now Forming in Towson/Timonium*

We’re building a weekly networking referral group made up of top-tier professionals — and we’re off to an amazing start!

✅ One person per profession
✅ Local referrals
✅ Real connections
✅ Serious business growth

We’re currently looking to fill the following spots:

• Accounting
• Home Inspector
• Massage Therapist
• Handyman/General Contractor
• and many more......

If you’re great at what you do and want to grow your business with quality referrals, let’s connect! 💬

📞 Sylvia Miller, Area Director– (301)343-1567

“I know I should talk to a financial planner… but—”• I don’t have enough time.🕰️• I don’t have enough money.💰• I tried b...
11/05/2026

“I know I should talk to a financial planner… but—”
• I don’t have enough time.🕰️
• I don’t have enough money.💰
• I tried before and it was a bad experience.😒

If any of those sound familiar, you’re not alone. These are the most common reasons people put off having a financial conversation.

Here’s the part that often gets missed:
👉 Those pain points don’t go away on their own.
👉 Left unaddressed, they tend to compound—costing more time, more stress, and more money down the road.

When you meet with me, the goal isn’t pressure, judgment, or a sales pitch.
It’s a conversation—one designed to reduce those exact fears:
• Making the most of the time you do have.
• Creating clarity, even if you’re unsure where you stand.
• Rebuilding trust after a past experience that missed the mark.

Progress doesn’t come from waiting for the “perfect” moment—it comes from starting the conversation.

If you’ve been carrying these concerns quietly, consider this your reminder:
The best time to address them is before they grow louder.

My door is always open.

“I know I should talk to a financial planner… but—” • I don’t have enough time.🕰️ • I don’t have enough money.💰 • I tried before and it was a bad experience.😒 If any of those sound familiar, you’re not alone. These are the most common reasons people put off having a fi...

06/02/2026

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Address

MA

Opening Hours

Monday 07:00 - 19:00
Tuesday 07:00 - 19:00
Wednesday 07:00 - 19:00
Thursday 07:00 - 19:00
Friday 07:00 - 19:00
Saturday 07:00 - 00:00

Telephone

+19788800064

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