Michelle Klatt, NMLS: 858322, Loan Originator-PrimeLending

Michelle Klatt, NMLS: 858322, Loan Originator-PrimeLending I'm Michelle Klatt, NMLS: 858322, Loan Originator with PrimeLending, a national mortgage lender, making the home loan process simple. Send me a message anytime!

Hello Southeast Texas friends! I’m Michelle Klatt, and after 30 years in the financial world, I’m excited to serve our communities as a Mortgage Loan Officer with PrimeLending. I love helping people feel confident and supported throughout their home-buying or building journey. Whether you're purchasing your first home, upsizing, downsizing, or building from the ground up — I’m here to make the loa

n process smooth, fast, and stress-free. I work closely with local Realtors and builders, and I’m always happy to answer questions or help you explore your options.
🏡 Home Loans: Conventional, FHA, VA, USDA
🔨 Construction & Renovation (1X Close available)
📍 Proudly serving Victoria, Wharton, Brazoria, Fort Bend & Matagorda Counties
🔑 NMLS #858322
If you or someone you know is thinking about buying or building, I’d love to help. primelending.com/legal

Equal Housing Lender

PrimeLending NMLS ID: 13649 For licensing information, go to: www.nmlsconsumeraccess.org

Eyeing the market so you can spot the right refinance deal when rates drop? You might be closer than you think.I can run...
06/11/2026

Eyeing the market so you can spot the right refinance deal when rates drop? You might be closer than you think.

I can run a free mortgage review to see if a refinance makes sense for you. DM me to get started.

Still thinking about that kitchen remodel or bathroom update? This could be the summer to finally make it happen.A renov...
06/10/2026

Still thinking about that kitchen remodel or bathroom update? This could be the summer to finally make it happen.

A renovation refinance makes it easier by rolling eligible home improvement costs into your mortgage, so you only have one monthly payment.

Whether you’re dreaming about more space, a modern refresh, or finally starting the projects you’ve been putting off, I'm here to help you explore what’s possible.

DM me and let’s run the numbers together.

06/09/2026

Big home goals are easier when you’ve got an expert helping set up the play.

If homeownership is the goal, you don’t have to figure out the mortgage side by yourself. I can help you compare options, understand the numbers, and feel more prepared before you make your move.

Send me a message when you’re ready to talk it through.

Rent pays for right now. Owning can help build what’s next.That’s the power of building home equity. It can give you mor...
06/08/2026

Rent pays for right now. Owning can help build what’s next.

That’s the power of building home equity. It can give you more room to plan, move, improve, or grow over time.

Knowing your options changes everything. Let’s build a game plan together. Message me.

You may be paying more on your mortgage than you need to. Refinancing could lower your monthly payment, help you pay off...
05/23/2026

You may be paying more on your mortgage than you need to. Refinancing could lower your monthly payment, help you pay off your loan sooner, or give you a better setup for where you are today. If it’s been a while since you looked at your mortgage, now’s a good time. An annual mortgage review helps you see whether your current loan still works for you or if there’s a better way to move forward.
Send me a message to go over your numbers together.

That to-do list can get expensive fast. A renovation loan gives you a way to roll home improvement costs into financing ...
05/22/2026

That to-do list can get expensive fast. A renovation loan gives you a way to roll home improvement costs into financing instead of trying to pay for every project out of pocket at once.
This can be especially helpful if you’ve been putting off repairs, planning updates room by room, or waiting until your budget feels less tight.
Rather than letting the list keep growing, a renovation loan can help you take on the work with a plan that fits your budget.
Send me a message to talk through how it works and if it could help with the projects you’ve been wanting to get done.

Think you need a big down payment to buy a home? Not always.With a USDA loan, qualified buyers can purchase with no down...
05/21/2026

Think you need a big down payment to buy a home? Not always.
With a USDA loan, qualified buyers can purchase with no down payment. And the eligible areas might surprise you. Many include suburbs and smaller communities, not just rural farmland.
If you want to buy without waiting on a big down payment, send me a message and I’ll help you see if a USDA loan fits your plans.

05/08/2026

Buying your first home isn’t hard — it’s just unfamiliar.

And there’s a big difference.

Most of the stress people feel comes from not knowing what to expect.

That’s where the right guidance changes everything.

When you understand the process, know your options, and have someone walking you through each step, things start to feel clear instead of overwhelming.

The goal isn’t just to get you through it — it’s to help you feel confident in every decision you make along the way.

If becoming a homeowner is something you’ve been thinking about, this could be your year.

Let’s talk.

05/07/2026

When it comes to your mortgage, who you work with really does matter.

This isn’t just another transaction — it’s one of the biggest financial decisions you’ll make.

And it shouldn’t feel like guesswork.

You deserve:
• Clear communication
• Honest guidance
• Someone who actually understands your goals

Not just numbers plugged into a system.

The right approach starts with understanding your full picture — and helping you choose a loan that truly fits your situation.

If you’re looking for guidance that puts your goals first, it’s worth having a conversation.

Let’s talk.

Address

4000 Washington, Suite 304
Houston, TX
77007

Website

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