Michelle Klatt, NMLS: 858322, Loan Originator-PrimeLending

10/17/2026

10/08/2026

Your mortgage payment isn’t the only number that matters.

When you’re figuring out how much home you can comfortably afford, remember to look beyond principal and interest.

Depending on your home and loan, your monthly or annual housing costs may also include:
• Property taxes
• Homeowners insurance
• HOA fees
• Mortgage insurance, if applicable
• Utilities
• Routine maintenance and repairs

Knowing the bigger picture can help you set a budget that works for your life, not just qualify for a loan.

Have questions about what your monthly costs could look like? Let’s run the numbers together.

10/07/2026

Rent: $2,000. Mortgage: $2,000.

Same thing financially? Not necessarily.

There’s more to the rent-vs.-own decision than comparing monthly payments. Upfront costs, ongoing expenses, potential equity and your longer-term goals all matter.

And if you’re waiting until you have 20% saved before you even consider buying, you may have more options than you realize.

Check out our Rent vs. Own Calculator to put your own numbers to the test.

And if you want to talk through what those numbers mean for you, I’m here to help.

10/06/2026

Veterans and service members, don’t miss this opportunity to save...on us.

PrimeLending offers no lender fees on eligible VA loans*, which could mean meaningful savings when you purchase or refinance a home.

If you’re eligible for VA financing, I’d be happy to walk you through the benefit, answer your questions and help you understand what you could save.

Let’s talk about your VA loan options.

*All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. Must apply for loan by 12/31/2026. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on brokered loans. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Subject to credit approval.

10/05/2026

Homebuying 101: A few things they probably didn’t teach you in school.

You don’t always need 20% down. Your credit score is only one part of the picture.

There are loan programs designed for a wide range of financial situations.

And getting qualified* early can help you understand what’s possible before you start shopping.

This World Teachers’ Day, I’m grateful for the educators who help prepare us for what’s next.

When you’re ready for a lesson in homebuying, I’m here to help make it easier to understand.

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

09/30/2026

Kitchen trends are entering their personality era.

OUT: stark whites, cool neutrals + playing it safe.

IN: warm taupes, rich browns, moody hues, muddied pastels + unexpected pops of color.

Homeowners are leaning into kitchens that feel warmer, more layered and a little less “perfect”.

Saving these for the future remodel? Your home’s next era might be closer than you think with a renovation loan.

Source: https://www.elledecor.com/design-decorate/trends/a70062151/kitchen-paint-color-trends-2026/

09/28/2026

Thinking about buying a home but not sure where to start? Start with your numbers.

Before you start scrolling listings, take a look at:

- Monthly expenses

- Debt payments

- Savings

- A monthly housing payment that feels comfortable

You don’t have to have everything figured out before we talk. That’s part of what I’m here for.

I can help you understand where you stand today, what options may fit and what your next steps could look like.

Ready to get started? Send me a message.

09/27/2026

The biggest obstacle to homeownership isn't always finances.

Sometimes it's misinformation.

If concerns about credit, student loans, down payments, or self-employment have made you hesitant to explore homeownership, this post is for you.

Swipe through to learn the facts and see why it's worth having a conversation about your options.

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.

09/26/2026

I’m Still Your Loan Officer. Even When You’re Not Buying a Home.

Just because we’ve already closed on your home doesn’t mean my job is done.

As life changes, your home and mortgage can be part of some pretty important financial decisions.

Maybe you’re wondering whether to renovate or move. Maybe you want to understand your equity, explore refinancing, buy another property or simply make sure your current mortgage still fits your goals.

Think of me as your go-to home financing resource — someone you can reach out to with questions, ideas or “what if?” scenarios long after closing day.

I was here when you got the keys. I’m here for whatever comes next, too.