Michelle Klatt, NMLS: 858322, Loan Originator-PrimeLending

Michelle Klatt, NMLS: 858322, Loan Originator-PrimeLending I'm Michelle Klatt, NMLS: 858322, Loan Originator with PrimeLending, a national mortgage lender, making the home loan process simple. Send me a message anytime!

Hello Southeast Texas friends! I’m Michelle Klatt, and after 30 years in the financial world, I’m excited to serve our communities as a Mortgage Loan Officer with PrimeLending. I love helping people feel confident and supported throughout their home-buying or building journey. Whether you're purchasing your first home, upsizing, downsizing, or building from the ground up — I’m here to make the loan process smooth, fast, and stress-free. I work closely with local Realtors and builders, and I’m always happy to answer questions or help you explore your options.
🏡 Home Loans: Conventional, FHA, VA, USDA
🔨 Construction & Renovation (1X Close available)
📍 Proudly serving Victoria, Wharton, Brazoria, Fort Bend & Matagorda Counties
🔑 NMLS #858322
If you or someone you know is thinking about buying or building, I’d love to help. primelending.com/legal

Equal Housing Lender

PrimeLending NMLS ID: 13649 For licensing information, go to: www.nmlsconsumeraccess.org

Iconic to realize you don’t need a “we” to buy a home.If homeownership has been sitting on your vision board, this is yo...
09/17/2026

Iconic to realize you don’t need a “we” to buy a home.

If homeownership has been sitting on your vision board, this is your sign to explore what doing it solo could look like.

Your name. Your keys. Your moment.

Your rent check is working hard.It’s just not building equity for you.Month after month, you’re paying for a place to li...
09/16/2026

Your rent check is working hard.
It’s just not building equity for you.

Month after month, you’re paying for a place to live, but when you move, you leave without the potential equity that comes with owning a home.

If homeownership is one of your goals, you may be closer than you think. Let’s look at your budget, buying power and financing options to see what could make sense for you.

Send me a message and let’s run the numbers

Getting ready to apply for a mortgage?Ask yourself:- Have I checked my credit report recently?- Am I keeping credit card...
09/15/2026

Getting ready to apply for a mortgage?

Ask yourself:

- Have I checked my credit report recently?

- Am I keeping credit card balances low?

- Are all my payments on time?

- Have I avoided opening new accounts?

Taking these steps before applying may help position you for a smoother home financing experience.

That fixer-upper? Don’t scroll past it just yet.If you’re a Veteran using your VA home loan benefit, a home that needs a...
09/14/2026

That fixer-upper? Don’t scroll past it just yet.

If you’re a Veteran using your VA home loan benefit, a home that needs a little work could still be worth considering.

With a VA renovation loan, you may be able to finance the home and certain improvements together, giving you more flexibility to find a home that fits your budget, location and needs.

See a home with potential? Send me a message. Let’s talk about whether a VA renovation loan could work for you.

Birthdays usually come with presents. Ours comes with lower payments.For a limited time, PrimeLending will cover the cos...
09/13/2026

Birthdays usually come with presents. Ours comes with lower payments.

For a limited time, PrimeLending will cover the cost to lower your effective interest rate during your first year.*

Cake for us. Savings for you.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 7/13/26 and 10/20/26. Savings will reflect on the Closing Disclosure. Offer only available for FHA and USDA purchase loans. Excludes bond, broker, VA products, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Cannot be combined with any other offer. Availability subject to investor guidelines. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

09/12/2026

You might be closer to buying a home than the group chat thinks.

- Your income feels steady. You’ve got consistent money coming in and a monthly payment doesn’t sound completely unhinged.

- You’ve built some savings. You don’t necessarily need a 20% down payment to explore your options.

- You’re managing your debt. Student loans? Car payment? Credit cards? Having debt doesn’t automatically take homeownership off the table.

No perfect finances required. Just a good place to start. Maybe it’s time to run the numbers?

A day that changed our nation. A legacy we carry with us.On Patriot Day, we remember the lives lost on September 11, 200...
09/11/2026

A day that changed our nation. A legacy we carry with us.

On Patriot Day, we remember the lives lost on September 11, 2001, honor the heroes who answered the call, and reflect on the courage and compassion shown in the face of unimaginable loss.

25 years later. We remember. We honor. We never forget.

Buying a home? Know the difference between closing costs and cash to close.They may sound interchangeable, but they repr...
09/10/2026

Buying a home? Know the difference between closing costs and cash to close.

They may sound interchangeable, but they represent two different pieces of the homebuying equation.

Understanding what you’ll actually need to bring to the closing table can help you budget with confidence and avoid surprises along the way.

"What if rates drop after I buy?"It's one of the most common questions homebuyers ask.While no one can predict future ra...
09/09/2026

"What if rates drop after I buy?"

It's one of the most common questions homebuyers ask.

While no one can predict future rates, waiting for the "perfect" rate could mean missing out on the right home today.

And remember: if rates fall significantly down the road, refinancing may be an option.

The key is making the best decision based on your needs and goals now.

Love the Location. Not the House? We Can Work With That.You know where you want to live. But the move-in ready homes in ...
09/08/2026

Love the Location. Not the House? We Can Work With That.

You know where you want to live. But the move-in ready homes in that neighborhood? They may be stretching the budget a little too far.

Before you expand your search, consider expanding the types of homes you’re willing to look at.

With a renovation loan, you may be able to buy a home that needs some work and finance eligible improvements along with the purchase — all in one loan with one monthly mortgage payment.

That outdated kitchen or less-than-perfect floor plan could be an opportunity.

Found the right location but not the right house? Send me a message. Let’s look at what’s possible.

Address

4000 Washington, Suite 304
Houston, TX
77007

Telephone

(281)2128901

Website

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