Samantha Norris-Home Loans, NMLS #891494

Samantha Norris-Home Loans, NMLS #891494 The mortgage/refinance process can feel overwhelming at times, let me guide you through the process.

03/16/2026

Buying your first home is exciting… but many first-time buyers forget to plan for closing costs. 🏡

Closing costs are the fees paid at the end of the home purchase to finalize your loan and transfer ownership. They typically range from about 2–5% of the purchase price and can include things like the appraisal, title work, lender fees, and prepaid taxes and insurance.

If you’re thinking about buying your first home, the best first step is talking with a lender so you know exactly what to expect before you start house hunting.

If you have questions about down payment or closing costs, I’m always happy to help. 😊

FIRST HOME.FIRST KEYS.FIRST BIG MILESTONE. 🔑🏡So excited for Robert and Endys on closing day! Being part of a first-time ...
02/25/2026

FIRST HOME.
FIRST KEYS.
FIRST BIG MILESTONE. 🔑🏡

So excited for Robert and Endys on closing day! Being part of a first-time homebuyer journey is always special, and I’m thankful they trusted me every step of the way.

It’s Closing Day for the Malone Family! 🎉🏡Their brand-new construction is officially theirs, and it truly couldn’t be a ...
02/25/2026

It’s Closing Day for the Malone Family! 🎉🏡

Their brand-new construction is officially theirs, and it truly couldn’t be a more perfect fit for this exciting new phase of life.

Helping clients navigate the home loan process is something I take seriously, and I’m so thankful they trusted me to guide them every step of the way.

Cheers to new memories, new milestones, and a home built just for you!

02/24/2026

The closing papers are signed.
The keys are in your hand.
Everyone celebrates the purchase…
But almost no one talks about what comes after the excitement fades.

Homeownership isn’t just about buying the house, it’s about protecting the life you’re building inside it.

Here are a few things every homeowner should do after closing:

✔️ File for your property tax exemptions
Don’t leave money on the table. Filing your homestead exemption can lower your taxable value and save you money every year.
✔️ Shop your homeowners insurance annually
Rates change. Coverage changes. A quick yearly review can make sure you're not overpaying and that you're properly protected.
✔️ Review and dispute property tax increases if needed
Property values can jump quickly. If your assessed value looks too high, you have the right to protest and it can save you thousands over time.

Buying the home was just the first step.
Maintaining it wisely is what builds long-term wealth. If you recently bought a home and have questions about what comes next, I’m always happy to help.

01/12/2026

Wellby Financial is currently offering low FHA rates, and it’s a great time to explore your homeownership options! Whether you’re buying your first home or looking for more affordable monthly payments, FHA financing can be a fantastic option.

I’d love the opportunity to run a personalized rate quote, answer any questions, and help you get to the closing table. If you’re thinking about buying or just want to see what you qualify for, feel free to message me or comment below!

Inheriting a house with your sibling?It can be emotional, complicated… and full of “what now?” moments.I broke it all do...
11/05/2025

Inheriting a house with your sibling?
It can be emotional, complicated… and full of “what now?” moments.

I broke it all down in the slides, from figuring out what you actually inherited to what your options are next.

💬 Thinking about buying out your sibling or refinancing an inherited home?

Drop 🏡 in the comments, and I’ll walk you through how to explore your options confidently.

Lisa and I had the honor and opportunity to work with the legendary Dayna Steele as she helped her son purchase his very...
08/05/2025

Lisa and I had the honor and opportunity to work with the legendary Dayna Steele as she helped her son purchase his very first home. I’m so glad she chose Wellby to be part of this exciting milestone!

Many know Dayna as a Texas Radio Hall of Famer, beloved by generations of rock fans (shoutout to the Steeleworkers!), as well as a 17-time author, award-winning playwright, podcast host, voice talent, and a dynamic speaker on success, brain health, and caregiving. 🎙️📚🎭


Dayna, thank you for trusting me and Wellby Financial to help guide your family through this exciting new chapter. It was truly a pleasure working with you!

Check out a few moments from today’s closing below! 😊

Hey everyone! We’re just a couple days away from our big event, and we CAN’T wait! 🎉Let’s make it a fantastic gathering!...
02/18/2025

Hey everyone! We’re just a couple days away from our big event, and we CAN’T wait! 🎉

Let’s make it a fantastic gathering! See you all Thursday 🎶🍗✨

02/14/2025
02/14/2025

Buying a home together? 🏡💕 It’s the ultimate relationship goal… until the stress kicks in.

Let’s keep the love alive while locking in the keys to your future. Here’s how to avoid any “we should’ve just stayed renting” moments:

1️⃣ Talk finances early Be honest about budgets, credit scores, and savings. No secrets here! 💳
2️⃣ Agree on priorities Is it the backyard or the walk-in closet? Decide what really matters! 📝
3️⃣ Plan for the unexpected Create a buffer for those “oops” moments—because buying a home isn’t all roses.

With the right strategy (and maybe a little professional guidance 😉), you can make home buying a team-building adventure—not a breakup trigger!

Another home sweet home closed! 🏡
02/04/2025

Another home sweet home closed! 🏡

Address

1330 Gemini Street
Houston, TX
77058

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