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Zapa Mortgage Inc.

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Houston, TX
Zapa Mortgage Inc.

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ZAPA Mortgage, Inc. NMLS # 357630 based in Houston who provides home finance and refinance in Houston.

We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the great state of Texas.

10/30/2026

🏡 EXCLUSIVE HOME DEAL IN KATY, TX! 🔑

✨ Discover this beautiful 3-bedroom home with potential down payment assistance, negotiated closing cost contributions, and flexible FHA mortgage financing options!

🏠 Featured Listing by Lisa Blizzard

🤝 Edi Shek, REALTOR(R) | AXEN Realty is presenting this special home-deal opportunity on a listing represented by Lisa Blizzard.

📍 Featured Property:

🏡 Address: 1527 Park Birch Lane, Katy, TX 77450

🛏️ Bedrooms: 3

🛁 Bathrooms: 2

📐 Living Area: 1,737 Sq. Ft.

💰 Purchase Price: $299,000

🏦 Loan Program: FHA 30-Year Fixed

💵 Required Down Payment: 3.5% ($10,465)

🎁 Modeled Down Payment Assistance: $8,970

✅ Modeled Closing Cost Contribution: $8,970

💰 Financing Highlights:

🔑 Option 1: 2-1 Temporary Buydown

- 🏦 Fixed Interest Rate: 6.875%
- 📊 APR: 7.247%
- 💵 Year 1 P&I: $1,553.67/month
- 💵 Year 2 P&I: $1,736.66/month
- 💵 Year 3+ P&I: $1,928.64/month
- ✅ Estimated Buyer Funds: $10,693.03

🏡 Option 2: Standard Fixed
- 🏦 Fixed Interest Rate: 6.875%
- 📊 APR: 7.273%
- 💵 Monthly P&I: $1,895.47
- ✅ Estimated Buyer Funds: $3,889.69

📊 Illustrative APR: 7.247%-7.273%

🤝 Edi Shek, REALTOR(R) | AXEN Realty
🏠 Listing represented by Lisa Blizzard

📞 832-495-4068 | 346-818-1173

🌐 https://whyedi.com/home/deals?agent=lisa-blizzard

🙏 Special thanks to Listing Agent Lisa Blizzard!

Based on historical Sept. 9, 2026 rates, not current offers. Buyer funds include earnest money. Payments require lender verification. Subject to eligibility, availability, and seller agreement.

10/29/2026

🏡 2 EXCLUSIVE LUXURY HOME DEALS IN KATY, TX! 🔑

✨ Discover two spacious homes with potential down payment assistance, negotiated closing cost contributions, and flexible mortgage financing options!

🏠 Featured Listings by Kendra Larson

🤝 Edi Shek, REALTOR(R) | AXEN Realty is presenting these special home-deal opportunities on listings represented by Kendra Larson.

📍 Featured Properties:

📍 3515 Mallard Pass Ln, Katy, TX 77494
🛏️ 5 Beds | 🛁 3.5 Baths | 📐 4,753 Sq. Ft. | 💰 $769,000

📍 10135 Stafford Hill Cv, Katy, TX 77494
🛏️ 4 Beds | 🛁 3.5 Baths | 📐 4,123 Sq. Ft. | 💰 $785,000

💰 Financing Highlights:

🏦 Conventional 30-Year Fixed | 💵 5% Down

🎁 Modeled DPA: $23,070-$23,550

✅ Closing Cost Contributions: $23,070-$23,550

📉 Fixed Rate: 7.375% | APR: 7.518%-7.535%

🤝 Edi Shek, REALTOR(R) | AXEN Realty
🏠 Listings represented by Kendra Larson

📞 832-495-4068 | 346-818-1173

🌐 https://whyedi.com/home/deals?agent=kendra-larson

🙏 Special thanks to Listing Agent Kendra Larson!

Historical financing illustrations, not current offers. Subject to eligibility, availability, lender approval, and seller agreement.

10/28/2026

🏡 6 EXCLUSIVE TEXAS HOME DEALS - TRINITY, WHARTON, BAYOU VISTA, CONROE, LA MARQUE & KATY! 🔑

✨ Discover six featured homes with potential down payment assistance, negotiated closing cost contributions, and flexible mortgage financing options!

🏠 Featured Listings by Kathy Stenson

🤝 Edi Shek, REALTOR(R) | AXEN Realty is presenting these special home-deal opportunities on listings represented by Kathy Stenson.

📍 Featured Properties:

🏡 3 Meadowlark, Trinity, TX 75862 - 🛏️ 3 Beds | 🛁 2 Baths | 📐 1,064 Sq. Ft. | 💰 $41,500

- 🏡 108 Stran St, Wharton, TX 77488 - 🛏️ 3 Beds | 🛁 2 Baths | 📐 1,421 Sq. Ft. | 💰 $150,000

- 🏡 579 Warsaw St, Bayou Vista, TX 77563 - 🛏️ 4 Beds | 🛁 3 Baths | 📐 2,176 Sq. Ft. | 💰 $419,900

- 🏡 611 Orchid Hill Dr E, Conroe, TX 77301 - 🛏️ 4 Beds | 🛁 2 Baths | 📐 1,952 Sq. Ft. | 💰 $254,900

- 🏡 3200 Hoover St, La Marque, TX 77568 - 🛏️ 4 Beds | 🛁 2 Baths | 📐 1,654 Sq. Ft. | 💰 $319,500

- 🏡 7010 Grassland Vista Ln, Katy, TX 77493 - 🛏️ 4 Beds | 🛁 2.5 Baths | 📐 2,248 Sq. Ft. | 💰 $355,000

💰 Financing Highlights:

Financing Details

Illustrative Range

🏠 Purchase Prices

$41,500-$419,900

🏦 Loan Program

FHA 30-Year Fixed

💵 Required Down Payment

3.5% ($1,452.50-$14,696.50)

🎁 Modeled Down Payment Assistance

$1,245-$12,597

✅ Modeled Closing Cost Contribution

$1,245-$12,597

📉 Contractual Fixed Note Rate

6.875%

🔑 Option 1 APR (2-1 Buydown)

7.217%-7.877%

🏡 Option 2 APR (Fixed)

7.238%-7.877%

📊 Combined Illustrative APR Range: 7.217%-7.877%

🌟EXCLUSIVE HOME DEALS!

🏡 Edi Shek, REALTOR(R) | AXEN Realty, presents special home-deal opportunities on Kathy Stenson listings.

🔑 Financing and incentives subject to eligibility, availability, and seller agreement.

📞 **832-495-4068 | 346-818-1173**

🌐 https://whyedi.com/home/deals?agent=kathy-stenson

🙏 Special thanks to Listing Agent Kathy Stenson!

10/27/2026

🏡 3 EXCLUSIVE HOME DEALS IN NEW CANEY, KINGWOOD & PORTER, TX! 🔑

✨ Discover three featured 4-bedroom homes with potential down payment assistance, negotiated closing cost contributions, and flexible mortgage financing options!

🏠 Featured Listings by Katherine Jordan

🤝 Edi Shek, REALTOR(R) | AXEN Realty is presenting these special home-deal opportunities on listings represented by Katherine Jordan.

📍 Featured Properties:

🏡 18815 Ribolla Dr, New Caney, TX 77357 - 🛏️ 4 Beds | 🛁 2 Baths | 📐 1,720 Sq. Ft. | 💰 $259,000

- 🏡 21394 Kings Mill Ln, Kingwood, TX 77339 - 🛏️ 4 Beds | 🛁 3 Baths | 📐 2,971 Sq. Ft. | 💰 $395,000

- 🏡 24131 Fielding Reach Ln, Porter, TX 77365 - 🛏️ 4 Beds | 🛁 3.5 Baths | 📐 2,732 Sq. Ft. | 💰 $335,000

💰 Financing Highlights:

🏠 Purchase Prices: $259,000-$395,000

🏦 Loan Program: FHA 30-Year Fixed

💵 Required Down Payment: 3.5% ($9,065-$13,825)

🎁 Modeled Down Payment Assistance: $7,770-$11,850

✅ Modeled Closing Cost Contribution: $7,770-$11,850

📉 Fixed Interest Rate: 6.875%

🔑 Option 1 APR (2-1 Buydown): 7.222%-7.263%

🏡 Option 2 APR (Standard Fixed): 7.244%-7.291%

📊 Combined Illustrative APR Range: 7.222%-7.291%

💡 Option 1: Temporary 2-1 payment buydown offering reduced principal and interest payments during the first two years.

💵 Option 2: Standard fixed-rate mortgage payment illustration with lower estimated total buyer funds in these worksheets.

🌟 EXCLUSIVE HOME DEAL ACCESS

🤝 Edi Shek, REALTOR(R) | AXEN Realty is offering these featured home-deal arrangements on Katherine Jordan listings.

🔑 These advertised home-deal arrangements are available through direct consultation with Edi Shek, subject to property availability, borrower qualification, program eligibility, and seller agreement.

📲 Contact Edi Shek directly to explore these opportunities!

📞 832-495-4068 | 346-818-1173

🌐 Explore all Katherine Jordan listings:

https://whyedi.com/home/deals?agent=katherine-jordan

🙏 Special thanks to Listing Agent Katherine Jordan for allowing us to feature these properties and present these home-deal opportunities to prospective homebuyers!

10/26/2026

🏡 6 EXCLUSIVE HOME DEALS IN HUNTSVILLE, CONROE & HOUSTON, TX! 🔑

✨ Discover six featured homes with potential down payment assistance, negotiated closing cost contributions, and flexible mortgage financing options!

🏠 Featured Listings by Joshua Hight

🤝 Edi Shek, REALTOR(R) | AXEN Realty is presenting these special home-deal opportunities on listings represented by Joshua Hight.

📍 Featured Properties:

11 Lakecrest Ln, Huntsville, TX 77340 - 3 beds, 2 baths, 1,500 sq. ft. - $335,000

1301 Briarcliff St, Conroe, TX 77385 - 3 beds, 2 baths, 960 sq. ft. - $185,000

9610 Beckwood Post Dr, Houston, TX 77095 - 3 beds, 2.5 baths, 2,299 sq. ft. - $299,900

9951 Chimney Swift Ln, Conroe, TX 77385 - 3 beds, 2 baths, 1,818 sq. ft. - $255,000

12379 Pebble View Dr, Conroe, TX 77304 - 4 beds, 4.5 baths, 3,416 sq. ft. - $569,000

10804 Longleaf Dr, Conroe, TX 77385 - 3 beds, 2 baths, 1,250 sq. ft. - $220,000

💰 Financing Highlights:

🏡 Purchase Prices: $185,000-$569,000

🏦 Loan Programs: FHA & Conventional 30-Year Fixed

💵 Required Down Payment: 3.5%-5%

🎁 Down Payment Assistance: $5,550-$17,070

✅ Closing Cost Contribution: $5,550-$17,070

📉 Fixed Interest Rates: 6.875%-7.375%

🔑 Option 1 APR (2-1 Buydown): 7.236%-7.533%

🏠 Option 2 APR (Standard Fixed): 7.260%-7.553%

📊 Combined Illustrative APR Range: 7.236%-7.553%

🌟 EXCLUSIVE HOME DEAL ACCESS

🤝 Edi Shek, REALTOR(R) | AXEN Realty is offering these featured home-deal arrangements on Joshua Hight listings.

🔑 These advertised home-deal arrangements are available through direct consultation with Edi Shek, subject to property availability, borrower eligibility, program conditions, and seller agreement.

📲 Contact Edi Shek directly to explore these opportunities!

📞 832-495-4068 | 346-818-1173

🌐 Explore all Joshua Hight listings:

https://whyedi.com/home/deals?agent=joshua-hight

🙏 Special thanks to Listing Agent Joshua Hight for allowing us to feature these properties and present these home-deal opportunities to prospective homebuyers!

10/23/2026

🏡 EXCLUSIVE HOME DEAL IN PORTER, TX! 🔑

✨ Discover this beautiful 3-bedroom home with potential down payment assistance, negotiated closing cost contributions, and flexible mortgage financing options!

🏠 Featured Listing by Joseph Peters

📍 Property Details:

🏡 Property Information Details

📍 Address

25411 Northpark Lake Dr, Porter, TX 77365

🛏️ Bedrooms

3

🛁 Bathrooms

2

📐 Living Area

1,548 Sq. Ft.

💰 Purchase Price

$239,000

🏦 Financing

FHA 30-Year Fixed

💵 Required Down Payment

3.5% ($8,365)

🎁 Modeled Down Payment Assistance

$7,170

✅ Modeled Closing Cost Contribution

$7,170

💰 Financing Options:

🔑 Option 1: 2-1 Temporary Buydown offers a 6.875% fixed interest rate with 7.273% APR. 💵 Monthly P&I payments are $1,241.90 in Year 1, $1,388.17 in Year 2, and $1,541.62 from Year 3 onward. ✅ Total estimated buyer funds: $10,013.28.

🏠 Option 2: Standard Fixed offers a 6.875% fixed interest rate with 7.303% APR. 💵 Monthly P&I payments remain $1,515.11 throughout the loan term. ✅ Total estimated buyer funds: $4,575.16.

📊 Illustrative APR Range: 7.273%-7.303%

🌟 EXCLUSIVE HOME DEAL ACCESS

🤝 Edi Shek, REALTOR(R) | AXEN Realty is presenting this special home-deal opportunity on a listing represented by Joseph Peters.

🔑 These featured home-deal arrangements are available through direct consultation with Edi Shek, subject to property availability, borrower qualification, program eligibility, and seller agreement.

📲 Contact Edi Shek directly to explore this opportunity!

📞 832-495-4068 | 346-818-1173

🌐 Explore all Joseph Peters listings:

https://whyedi.com/home/deals?agent=joseph-peters

🙏 Special thanks to Listing Agent Joseph Peters for allowing us to feature this listing and present this home-deal opportunity to prospective homebuyers!

10/22/2026

🏡 EXCLUSIVE HOME DEAL IN KATY, TX! 🔑

✨ Explore this home in the desirable Katy Creek Ranch community with potential down payment assistance, negotiated closing cost contributions, and flexible mortgage financing options!

🏠 Featured Listing by Jauhar Mehmood

Property Details:

📍 Address
24214 Cornell Park Ln, Katy, TX 77494

🏘️ Community

Katy Creek Ranch

💰 Purchase Price

$299,500

🛏️ Bedrooms

To Be Verified

🛁 Bathrooms

To Be Verified

📐 Living Area

To Be Verified

🏦 Financing

FHA 30-Year Fixed

💵 Required Down Payment

3.5% ($10,482.50)

🎁 Modeled Down Payment Assistance

$8,985

✅ Modeled Closing Cost Contribution

$8,985

💰 Financing Options:

🔑 Option 1: 2-1 Temporary Buydown offers a 6.875% fixed interest rate with 7.205% APR. 💵 Monthly P&I payments are $1,556.27 in Year 1, $1,739.56 in Year 2, and $1,931.86 from Year 3 onward. ✅ Estimated buyer funds at closing: $7,135.22.

🏠 Option 2: Standard Fixed offers a 6.875% fixed interest rate with 7.232% APR. 💵 Monthly P&I payments remain $1,898.64 throughout the loan term. ✅ Estimated buyer funds at closing: $320.50.

📊 Illustrative APR Range: 7.205%-7.232%

💡 Option 1: Temporary reduced payments during the first two years through a 2-1 buydown.

💵 Option 2: Standard fixed-rate payment illustration with lower estimated upfront funds.

Based on historical September 10, 2026 worksheets. P&I excludes taxes, insurance, FHA mortgage insurance, and HOA dues. Payment figures require lender verification.

🏡 Edi Shek, REALTOR(R) | AXEN Realty, presents a special home-deal opportunity on a listing represented by Jauhar Mehmood.

🔑 Available through Edi Shek, subject to eligibility, availability, and seller agreement.

📞 832-495-4068 | 346-818-1173

🌐 https://whyedi.com/home/deals?agent=jauhar-mehmood

🙏 Special thanks to listing agent Jauhar Mehmood!

10/21/2026

🏡 EXCLUSIVE HOME DEAL IN THE WOODLANDS, TX! 🔑

✨ Discover this beautiful 4-bedroom home with potential down payment assistance, negotiated closing cost contributions, and flexible mortgage financing options!

🏠 Featured Listing by Fernando Loera

🏡 Property Information Details:

📍 Address

26 Merit Woods Pl, The Woodlands, TX 77382
🛏️ Bedrooms
4
🛁 Bathrooms
3.5
📐 Living Area
2,752 Sq. Ft.
💰 Purchase Price
$640,000
🏦 Financing
Conventional 30-Year Fixed
💵 Required Down Payment
5% ($32,000)
🎁 Modeled Down Payment Assistance
$19,200
✅ Modeled Closing Cost Contribution
$19,200
🏷️ MLS Number
HAR #43597337

💰 Financing Options:

🔑 Option 1: 2-1 Temporary Buydown offers a 7.375% fixed interest rate with 7.527% APR. 💵 Monthly P&I payments are $3,404.63 in Year 1, $3,793.13 in Year 2, and $4,199.30 from Year 3 onward. ✅ Total estimated buyer funds: $24,259.97.

🏠 Option 2: Standard Fixed offers a 7.375% fixed interest rate with 7.545% APR. 💵 Monthly P&I payments remain $4,199.30 throughout the loan term. ✅ Total estimated buyer funds: $9,849.70.

📊 Illustrative APR Range: 7.527%-7.545%

Total buyer funds include $6,400 earnest money already paid. Actual costs and credits may vary.

🌟 EXCLUSIVE HOME DEAL ACCESS

🤝 Edi Shek, REALTOR(R) | AXEN Realty is presenting this home-deal opportunity on a listing represented by Fernando Loera.

🔑 These featured home-deal arrangements are offered through direct consultation with Edi Shek, subject to eligibility, availability, and seller agreement.

📲 Contact Edi Shek to explore this opportunity!

📞 832-495-4068 | 346-818-1173

🌐 Explore all Fernando Loera listings:

https://whyedi.com/home/deals?agent=farnando-loera

🙏 Special thanks to Listing Agent Fernando Loera for allowing us to feature this property and present this home-deal opportunity to prospective homebuyers!

10/20/2026

🏡 EXCLUSIVE HOME DEAL IN CYPRESS, TX! 🔑

✨ Discover this beautiful 3-bedroom home with potential down payment assistance, closing cost contributions, and flexible financing options!

🏠 Featured Listing by Emre Kinay

📍 Property Details:

🏡 18126 Rustic Brook Ct, Cypress, TX 77429
📍 Beautiful home in Cypress, TX
🛏️ 3 Bedrooms | 🛁 2 Bathrooms
📐 2,115 Sq. Ft. of Living Space
💰 Purchase Price: $317,000
🏦 FHA 30-Year Fixed Financing
💵 Required Down Payment: 3.5% ($11,095)
🎁 Modeled Down Payment Assistance: $9,510
✅ Modeled Closing Cost Contribution: $9,510

💰 Financing Options:

🔑 Option 1: 2-1 Temporary Buydown
🏦 Fixed Interest Rate: 6.875% | APR: 7.241%
💵 Year 1 Payment: $1,647.20/month
💵 Year 2 Payment: $1,841.21/month
💵 Year 3+ Payment: $2,044.74/month
✅ Estimated Buyer Funds: $11,352.21
🏠 Option 2: Standard Fixed
🏦 Fixed Interest Rate: 6.875% | APR: 7.266%
💵 Monthly Payment: $2,009.58
✅ Estimated Buyer Funds: $4,139.30

📊 Illustrative APR Range: 7.241%-7.266%

Includes previously paid earnest money. Payments require lender verification and exclude taxes, insurance, mortgage insurance, and HOA.

🌟 EXCLUSIVE HOME DEAL ACCESS

🤝 Edi Shek, REALTOR(R) | AXEN Realty is offering this home-deal opportunity on a listing represented by Emre Kinay.

📲 Contact Edi Shek directly to explore this deal!

📞 832-495-4068 | 346-818-1173

🌐 Explore all Emre Kinay listings:

https://whyedi.com/home/deals?agent=emre-kinay

🙏 Special thanks to Listing Agent Emre Kinay for allowing us to feature this property and present this opportunity to homebuyers!

10/19/2026

4 EXCLUSIVE TEXAS HOME DEALS - CONROE, SPRING, MONTGOMERY & HOCKLEY!

Discover four beautiful homes with potential down payment assistance, negotiated closing cost contributions, and flexible mortgage financing options!

Edi Shek, REALTOR(R) | AXEN Realty is offering special home-deal arrangements on listings represented by David Hageman.

Featured Properties:

115 Oak Estates Dr, Conroe, TX 77384 - 4 beds, 3.5 baths, 3,474 sq. ft. - $795,000

2672 Magnolia Fair Way, Spring, TX 77386 - 5 beds, 3 baths, 2,695 sq. ft. - $387,500

12136 Amber Jack, Montgomery, TX 77356 - 3 beds, 2.5 baths, 2,277 sq. ft. - $725,000

23519 Saxon Way, Hockley, TX 77447 - 3-4 beds, 3.5 baths, 2,240 sq. ft. - $635,000

Financing Highlights

Financing Details:

Conroe: Conventional 30-Year Fixed, $39,750 down, $23,850 DPA, $23,850 closing credit. Rate: 7.375%. APR: 7.517% (2-1 buydown) / 7.534% (standard).

Spring: FHA 30-Year Fixed, $13,562.50 down, $11,625 DPA, $11,625 closing credit. Rate: 6.875%. APR: 7.223% (2-1 buydown) / 7.245% (standard).

Montgomery: Conventional 30-Year Fixed, $36,250 down, $21,750 DPA, $21,750 closing credit. Rate: 7.375%. APR: 7.521% (2-1 buydown) / 7.538% (standard).

Hockley: Conventional 30-Year Fixed, $31,750 down, $19,050 DPA, $19,050 closing credit. Rate: 7.375%. APR: 7.527% (2-1 buydown) / 7.546% (standard).

Combined Illustrative APR Range: 7.223%-7.546%.

Rates and APRs are from September 9, 2026 worksheets and are not verified current offers.

EXCLUSIVE HOME DEAL ACCESS

These special home-deal arrangements are available through direct consultation with Edi Shek. Contact Edi to explore financing eligibility, available incentives, and current property availability.

Edi Shek, REALTOR(R) | AXEN Realty

Call or Text: 832-495-4068 | 346-818-1173

Explore all David Hageman listings:

https://whyedi.com/home/deals?agent=david-hageman

Special thanks to Listing Agent David Hageman for allowing us to showcase these properties and present these home-deal opportunities to prospective homebuyers.

Address

5326 W Bellfort Street, # 109
Houston, TX
77035

Opening Hours

Monday	9am - 6:30pm
Tuesday	9am - 6:30pm
Wednesday	9am - 6:30pm
Thursday	9am - 6:30pm
Friday	9am - 6:30pm

Telephone

+18324954068

Website

http://www.zapa.mortgage/

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