James Natale, Mortgage Man

James Natale, Mortgage Man The Natale Team at EMM Loans
NMLS #133539
215-872-4625 James Natale is Vice President of Retails Mortgages at EMM LOANS, LLC. and The Natale Team.

The Natale Team at EMM Loans:

Our GOAL is to provide every client with cost-effective rates, personal services, and a streamlined loan application process. We offer a variety of mortgage products to accommodate first-time home buyers, primary & secondary purchases, investment properties, rehab projects, and more. We originate, close, and fund residential mortgage loans locally. All processing, u

nderwriting, and funding are done locally at the corporate lending office. Our uniqueness is that we always take time to learn about the needs of our clients and care about helping clients achieve their personal goals and real estate investment dreams! Our client experience is simple: their loans settle quickly and we exceed their expectations. Why the Natale Team?
- Knowledgeable mortgage advisors
- We return phone calls promptly
- We Invest time to understand client needs and financial goals
- We don't miss commitment and settlement dates
- We underwrite & close loans within 10 days
- We attend settlements because funding is on time & clients are happy. Client Benefits: FASTER + EASIER + CHEAPER = Better, because we care

Mortgage Products:
-100% financing
-1st Time Home Buyer Programs
- 5% Downpayment and Closing Cost Assitance
- 96.5% Financing on Max Purchase Price of $951,088
- FHA / VA / PHFA /USDA Mortgages
- FICO scores under 640
- Rehabilitation loans (50% rehab $ available at closing)
- Jumbo mortgages
- Investment properties
- Commercial mortgages

5.0 star review received on Experience.com for James Natale by Robert S - Very professional, efficient and explained eve...
09/06/2026

5.0 star review received on Experience.com for James Natale by Robert S - Very professional, efficient and explained everything to us along the way.

Great experience

Click to see all 189 reviews of James Natale, Vice President, Retail Sales | NMLS ID # 133539

As summer comes to a close, Labor Day weekend is a beautiful reminder to pause, appreciate where we are, and look forwar...
09/04/2026

As summer comes to a close, Labor Day weekend is a beautiful reminder to pause, appreciate where we are, and look forward to where we’re going.

For many of my clients, the next season brings exciting opportunities—whether that means purchasing a new home, transitioning into a property that better fits their lifestyle, or strategically evaluating their mortgage and overall financial goals.

A significant real estate decision deserves more than a transaction. It deserves thoughtful guidance, personalized strategy, and a lending experience built around your unique priorities.

As we welcome the season ahead, I’m here to help you navigate your next move with confidence, discretion, and a clear plan.

Wishing you a wonderful Labor Day weekend and an exceptional start to the fall season. 🇺🇸

5.0 star review received on Experience.com for James Natale by Korrhen S O - James Natale was actually excellent. I coul...
09/04/2026

5.0 star review received on Experience.com for James Natale by Korrhen S O - James Natale was actually excellent. I could not ask for a better Loan experience. Jame got the job done. I am in happy in my new home.

Click to see all 188 reviews of James Natale, Vice President, Retail Sales | NMLS ID # 133539

“I’m buying a house… I have NO idea what I’m doing.” 😂Honestly? That’s probably how more homebuyers feel than they’d lik...
09/03/2026

“I’m buying a house… I have NO idea what I’m doing.” 😂

Honestly? That’s probably how more homebuyers feel than they’d like to admit.

Between mortgage terms, inspections, appraisals, offers, closing costs, and approximately 8,000 pieces of paperwork… it can feel like you accidentally signed up for a class you never attended. 😅

That’s where I come in. 🙋‍♀️

My job isn’t just to get you a mortgage. It’s to help you understand what’s happening, answer the questions you’re afraid to ask, and guide you through the process from “I have no idea” to “I’m a homeowner!” 🔑

No question is too basic. No question is too weird.

You bring the dream. I’ll help with the mortgage. 🏡❤️

📲 Ready to get started? Let’s talk!

From dreaming about homeownership to holding the keys—we’re here to guide you every step of the way.
08/31/2026

From dreaming about homeownership to holding the keys—we’re here to guide you every step of the way.

08/30/2026

☀️🏡 SUNDAY FUNDAY… LET’S TALK HOME LOANS! 🔑

Sunday is for coffee ☕, relaxing, family time… and maybe scrolling through homes you “definitely aren’t ready to buy yet.” 😉🏠

But before you fall in love with that dream kitchen, let’s talk financing!

💰 Conventional loans
🏡 FHA loans
⭐ VA loans
🌟 Jumbo loans
🔑 First-time homebuyer options

There’s more than one path to homeownership — and finding the right loan can make all the difference.

Dream home browsing today? Let’s get you mortgage-ready tomorrow! 📲

🏡✨ FRIDAY FEELS + HOMEOWNERSHIP DREAMS!The weekend is here! 🎉 Time to relax, recharge… and maybe sneak in a little house...
08/28/2026

🏡✨ FRIDAY FEELS + HOMEOWNERSHIP DREAMS!

The weekend is here! 🎉 Time to relax, recharge… and maybe sneak in a little house hunting. 👀🏠

Thinking about buying a home? Wondering what your budget looks like? Or just curious about what’s possible?

Let’s make those “maybe someday” homeownership dreams a little more “why not now?” 🔑

Enjoy your weekend — and remember, your dream home might be closer than you think! 😉

08/24/2026

🏡 New week, new possibilities!

Your homeownership goals don’t have to wait for the “perfect” time.

Whether you’re thinking about buying your first home, moving up, refinancing, or simply want to understand your options, a conversation with a mortgage professional can help you make a confident plan.

Let’s turn your homeownership goals into a roadmap. 🔑

5.0 star review received on Experience.com for James Natale by Ed V - Very  knowledgeable,  quick  response time  and  c...
08/22/2026

5.0 star review received on Experience.com for James Natale by Ed V - Very knowledgeable, quick response time and competitive rates/fees

Click to see all 187 reviews of James Natale, Vice President, Retail Sales | NMLS ID # 133539

5.0 star review received on Experience.com for James Natale by Lisa S - James was very responsive and always pleasant. H...
08/17/2026

5.0 star review received on Experience.com for James Natale by Lisa S - James was very responsive and always pleasant. He made the whole process so much less stressful! Will recommend him to other clients and agents for sure!

Click to see all 186 reviews of James Natale, Vice President, Retail Sales | NMLS ID # 133539

Address

1155 Business Center Drive, Suite 110
Horsham, PA
19044

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