James Natale, Mortgage Man

James Natale, Mortgage Man The Natale Team at EMM Loans
NMLS #133539
215-872-4625 James Natale is Vice President of Retails Mortgages at EMM LOANS, LLC. and The Natale Team.

The Natale Team at EMM Loans:

Our GOAL is to provide every client with cost-effective rates, personal services, and a streamlined loan application process. We offer a variety of mortgage products to accommodate first-time home buyers, primary & secondary purchases, investment properties, rehab projects, and more. We originate, close, and fund residential mortgage loans locally. All processing, u

nderwriting, and funding are done locally at the corporate lending office. Our uniqueness is that we always take time to learn about the needs of our clients and care about helping clients achieve their personal goals and real estate investment dreams! Our client experience is simple: their loans settle quickly and we exceed their expectations. Why the Natale Team?
- Knowledgeable mortgage advisors
- We return phone calls promptly
- We Invest time to understand client needs and financial goals
- We don't miss commitment and settlement dates
- We underwrite & close loans within 10 days
- We attend settlements because funding is on time & clients are happy. Client Benefits: FASTER + EASIER + CHEAPER = Better, because we care

Mortgage Products:
-100% financing
-1st Time Home Buyer Programs
- 5% Downpayment and Closing Cost Assitance
- 96.5% Financing on Max Purchase Price of $951,088
- FHA / VA / PHFA /USDA Mortgages
- FICO scores under 640
- Rehabilitation loans (50% rehab $ available at closing)
- Jumbo mortgages
- Investment properties
- Commercial mortgages

📚 Educators Shape the Future. We’re Here to Help Build Yours. 🏡Teachers, administrators, school staff, counselors, coach...
06/04/2026

📚 Educators Shape the Future. We’re Here to Help Build Yours. 🏡

Teachers, administrators, school staff, counselors, coaches, and support personnel dedicate their lives to helping others succeed. The All 4 Heroes Mortgage Loan Program was created to give back to those who serve our communities every day. ❤️

Eligible educators may qualify for exclusive mortgage benefits, including $0 lender fees on home purchases, refinances, second homes, and investment properties. Plus, the benefit extends to qualifying family members and can be used throughout your lifetime.

Whether you're buying your first home, moving to a new district, or refinancing your current mortgage, we're honored to serve those who make a difference in the classroom and beyond.

📞 Learn how the All 4 Heroes program can help you achieve your homeownership goals.

📞 When every second counts, 911 dispatchers are the calm voice on the other end of the line.With the All 4 Heroes progra...
06/02/2026

📞 When every second counts, 911 dispatchers are the calm voice on the other end of the line.

With the All 4 Heroes program, we're proud to support the heroes behind the headset with our 911 Dispatch Mortgage Program. Eligible dispatchers may qualify for savings and benefits designed to help make homeownership more affordable.

Because those who answer the call deserve support too. ❤️🏡

05/29/2026

🏡 Happy Friday! While you’re out enjoying the weekend, hitting up open houses, or just scrolling through real estate apps from the comfort of your couch... remember that the market moves fast!

If you find "The One" this weekend, don't let it slip away because you're waiting on a pre-approval.

📲 Drop me a DM or give me a call today so we can get your numbers locked in before Monday. Let’s make that dream home a reality!

☀️ Summer is officially here, and if you’ve got school-aged kiddos, you know exactly what that means: The clock is ticki...
05/26/2026

☀️ Summer is officially here, and if you’ve got school-aged kiddos, you know exactly what that means: The clock is ticking. ⏰🏫

If you're hoping to get settled into a new home and a new school district before the first bell rings in September, the time to act is right now.

Between finding the perfect house, getting your offer accepted, and closing the loan, the process typically takes about 30 to 45 days. That means starting the mortgage process today gives you the perfect runway to:
✨ Enjoy the rest of your summer without stress.
✨ Unpack and decorate without rushing.
✨ Let the kids meet the neighborhood friends before school starts.

Don’t wait until August to start scrambling! Let’s get your pre-approval locked in this week so you can shop with confidence.

Call me today to get started!

Zero down. Zero monthly PMI. 100% earned. 🎖️🏡If you're a Veteran, active-duty service member, or eligible spouse, you ar...
05/20/2026

Zero down. Zero monthly PMI. 100% earned. 🎖️🏡

If you're a Veteran, active-duty service member, or eligible spouse, you aren't just looking for a house-you're sitting on one of the most powerful wealth-building tools in America: the VA Home Loan.

While other buyers are stressing over massive down payments, your benefits give you the ultimate VIP pass:
💸 $0 Down Payment (Keep your savings in your pocket)
❌ No Monthly PMI (Save hundreds of dollars every single month)
📉 Lower Average Rates (More buying power for your budget)

You served our country, now let's get you the keys to your own front door. 🔑

Stop renting. Let's pull your Certificate of Eligibility (COE) and see how much home you can actually buy.

5.0 star review received on Experience.com for James Natale by Michael R M - Everybody was super kind and helpful.
05/20/2026

5.0 star review received on Experience.com for James Natale by Michael R M - Everybody was super kind and helpful.

Click to see all 166 reviews of James Natale, Vice President, Retail Sales | NMLS ID # 133539

Tired of store-bought salsa? This quintessential summer appetizer is great with tortilla or blue corn chips. If you're n...
05/18/2026

Tired of store-bought salsa? This quintessential summer appetizer is great with tortilla or blue corn chips. If you're not able to find cotija cheese at your local grocery store, feta cheese can be substituted.

https://www.halfbakedharvest.com/street-corn-dip/

Renting = flexibility. Buying = long-term investment. Not sure where you fall? Let’s talk through your options and creat...
05/11/2026

Renting = flexibility. Buying = long-term investment. Not sure where you fall? Let’s talk through your options and create a loan strategy built around your needs.

If you're ready to buy a home, but not quite ready to settle down, there's still a way for you to begin investing in rea...
05/08/2026

If you're ready to buy a home, but not quite ready to settle down, there's still a way for you to begin investing in real estate...by rentvesting.

This means you'll start to build equity and wealth while your tenants cover most, or all of the loan payments. It may also help you increase your monthly cash flow and long-term appreciation. In addition, if you already own a home, a second property can fast-track your equity.

If this sounds like an attractive investment, be sure to consider the responsibilities. Choosing the right property is vital, as it helps prevent long waits between tenants (and the expense of mortgage payments). Also, whether you manage tenants on your own or with the help of an agent, you're responsible for the costs of maintaining the property, plus taxes and insurance.

Interested in rentvesting? Contact me when you're ready.



https://www.emmloans.com/jamesnatale/

Address

1155 Business Center Drive, Suite 110
Horsham, PA
19044

Telephone

+12158724625

Website

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