Independence Home Mortgage Corp.

07/15/2022

Save time and apply online! Our online application portal can get you preapproved in less time and on your way to purchasing that dream home. Give us a call or click below to get started!

https://plus.preapp1003.com/Douglas-Lotrecchio

07/11/2022

A mortgage pre-approval letter is a document from a lender that states how much home you can afford based on your individual financial information. It shows sellers and agents that you are a serious homebuyer! Give us a call or click below to learn more and get pre-approved today.

https://plus.preapp1003.com/Douglas-Lotrecchio

07/08/2022

Thinking about a home purchase but don't have 20% to put down? An FHA loan is a great option and allows for as little as 3.5% down! Give us a call today to learn more or click below to get started.

https://plus.preapp1003.com/Douglas-Lotrecchio

07/06/2022

At Independence Home Mortgage, our clients are like family to us! We will walk you through the home buying process and be there every step of the way. Give us a call today to discuss your mortgage options or click below to get started.

https://plus.preapp1003.com/Douglas-Lotrecchio

06/30/2022

Thinking about buying a home? Let us take the guess work out of the process for you! Call us today to get prequalified and to learn about what programs and terms are the best fit for you.

https://plus.preapp1003.com/Douglas-Lotrecchio

06/29/2022

Such an awesome email to received from one of our clients:

I just want to say thank you from the bottom of our hearts! You guys made our first time home buying process easy & you are always so helpful. We couldn't have started this new journey without you.

Thank You So So Much !!!
Leah & Zach DiLella

06/22/2022

My wife and I used Independence Home Mortgage to refinance our home. We really appreciated how easy they made the process for us. I want to give a shout out to Rick especially. He was very informative and helpful. He was readily available whenever we had questions or concerns. The rate he got us was much better than quotes I got from other brokers and there were no suspicious fees added anywhere. What they quoted actually ended being lower at closing. I highly recommend them!

06/22/2022

FHA Loans are insured by the Federal. Housing Administration (FHA) and allow for lower down payments and credit scores than traditional Conventional loans.

Guidelines & Benefits
**3.5% down payment requirement
**Less restrictive debt to income guidelines
**Foreclosure, pre-foreclosure, and deed-in-lieu allowed after 3 year waiting period

This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Loans are subject to credit and property approval. Other limitations apply. Rates, terms and availability of programs are subject to change without notice.

Contact me today for details!
Douglas Lotrecchio
President
NMLS # 220286
(732) 606-7066

https://independencehomemortgage.net/

06/22/2022

06/10/2022

Independence Home Mortgage is a mortgage broker that has business relationships with over 20 lending institutions. As such, we can find a place for almost any loan, if one bank won't lend then we have many other choices.

As well as the usual loans that any lender can offer which include: Conventional, FHA, VA & USDA, we also deal with private lenders that offer bank statement only programs, ideal for the self employed borrower who is not showing a lot of income on their tax returns.
Asset only programs, this can also work for certain self employed or retired people who are asset rich but income poor and other innovative financing programs that could maybe make the difference between a sale or no sale.

06/07/2022

Review by Chuck H.

Independence mortgage is great! After making several offers on houses and losing out I was finally able to secure a home. All through the process everyone there was always available and ready to assist. They knew exactly what to do to make the process easy and smooth. Thank you

06/01/2022

Mortgage Lingo 101

What is a preapproval letter? A preapproval letter is a document from a lender stating that the lender is conditionally willing to lend to you, up to a certain loan amount. This document is not a guarantee of a loan offer. A preapproval is an important step in the home buying process as it provides you with a realistic home budget and also will strengthen your offer when you find your dream home!
Interested in learning more and getting preapproved? Reach out to us or click the link below to apply online:
https://plus.preapp1003.com/Douglas-Lotrecchio