Harry Pecci-CRA Loan Officer-NMLS #192955

02/03/2026

Daylight savings kicks off Sunday, March 8.

Longer evenings are a great reminder of what makes a home feel like home: comfort, routines, and the little moments we make time for.

If you or someone you know is planning a move this spring, I’m always here as a resource. Contact me at [link to LO page]

Citizens

29/08/2025

Long holiday weekends like this are perfect for recharging and reflecting on the journey—whether it's building a family, growing your career or finding the perfect home. Here's to celebrating progress, big and small. 🏡

04/07/2025

From all of us at Citizens, we wish everyone a happy and safe Independence Day! 🎆

06/03/2025

Spring forward into homeownership! With longer daylight hours, you have more time to tour homes, envision your future space in natural light, and make the most of the busy real estate season.

14/02/2025

Green has never looked better! 💚 This , why not show some love to another important relationship in your life—your home finances.

Ready to love your money?

17/01/2025

To celebrate Martin Luther King Jr., we honor his life, legacy and unwavering commitment to justice, peace and equality for all people.

Join us in embodying his mission of achieving meaningful change, and learn how we celebrate his work year-round through our arts and culture community partnerships: https://www.citizensbank.com/about-us/community/citizens-impact/fostering-positive-social-change-through-arts.aspx?ctzMode=CFG-SOC_FBK_EDT_CTZ_ECS_MLK2025

05/12/2024

Interest rates are falling and homebuyers are taking note - mortgage demand jumped 6% in the last week!

Potential homebuyers are responding to lower mortgage rates and a higher supply of homes for sale.

17/10/2024

Experts say there is a possibility that the cooling economy could support lower interest rates, but warn about the dangers of waiting for the "perfect rate".

Soon after the Fed lowered interest rates last month, mortgage rates reached a 2024 low point, but the news has not been as good since.

03/10/2024

Good news for homebuyers - mortgage forecasters are anticipating more drops in 30-year mortgage rates by the end of the year.

Mortgage rates have dropped over the past year by more than 1 percent.

26/12/2023

Citizens Retail Home Mortgage is excited to offer a lender-funded grant of up to $10,000 toward closing cost and down payment assistance for eligible first-time homebuyers that currently reside in applicable metro areas.

Other program features include:
✅ No income restrictions
✅ Repayment is not required
✅ A lender credit for the appraisal fee - up to $500
✅ A lender credit for the first year of the home warranty cost - up to $500

Funds are limited and eligibility requirements apply. Contact me for details!

Census metro areas (effective 11/18/23):
• Baltimore-Columbia-Townson, MD
• Detroit-Warren-Dearborn, MI
• Philadelphia-Camden-Wilmington, PA-NJ-DE
• Phoenix-Mesa-Chandler, AZ
• Riverside-San Bernardino-Ontario, CA
• Washington-Arlington-Alexandria, DC-VA-MD-WV
• Miami-Fort Lauderdale, FL
• Orlando-Kissimmee-Sanford, FL
• Tampa-St Petersburg-Clearwater, FL
• Atlanta, GA
• Chicago, IL
• St Louis, MO-IL
• New York-Newark-Jersey City, NY-NJ-PA
• Cleveland- Elyria, OH
• Oklahoma City, OK
• Memphis, TN
• Brownsville-Harlingen, TX
• Dallas-Fort Worth-Arlington, TX
• Houston-The Woodlands-Sugar Land, TX
• McAllen-Edinburg-Mission, TX
• San Antonio-New Braunfels, TX

*Grant funds may have tax implications to recipients and Citizens may issue an IRS Form 1099-M. Grant recipients should consult with a tax advisor.*