RHL Mortgage Powered by Canopy Mortgage Nmls#1359687

RHL Mortgage Powered by Canopy Mortgage Nmls#1359687 Creating a better world, one mortgage at a time! Opening the door to homeownership! NMLS #1359687 https://www.nmlsconsumeraccess.org/ | Equal Housing Lender
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09/09/2026
09/04/2026
IS 2026 STILL A GOOD TIME TO BUY A HOME? ABSOLUTELY!Today’s mortgage market is giving buyers something important: OPPORT...
09/04/2026

IS 2026 STILL A GOOD TIME TO BUY A HOME? ABSOLUTELY!

Today’s mortgage market is giving buyers something important: OPPORTUNITY. 🔑

The average 30-year fixed mortgage rate is around 6.71%, according to Freddie Mac’s latest weekly data.

But here’s the bigger picture…

👉 You don’t have to wait for the “perfect” rate to make a smart move.

If the right home is available, the payment fits your budget, and the numbers make sense for YOU, buying today can put you in a position to:

🏠 Build equity instead of continuing to rent
📈 Start building long-term wealth
💰 Take advantage of potential seller concessions or negotiating opportunities
🔑 Get into the home you actually want
🔄 Potentially refinance in the future if market conditions improve

And remember—you can change your mortgage rate later. You can’t go back in time and buy the house you wish you had purchased.

The key isn't trying to predict the exact bottom of the rate market. It's finding the right home, the right loan, and the right payment for your situation.

Thinking about buying your next home? Let's run the numbers and see what you're really able to afford.

Your next chapter could be closer than you think! 🏡❤️

Please help us give a HUGE RHL welcome to Jennifer Constantineau, Krispin Watson, and Ashley Htacher!! 🎉👏We’re excited t...
09/02/2026

Please help us give a HUGE RHL welcome to Jennifer Constantineau, Krispin Watson, and Ashley Htacher!! 🎉👏
We’re excited to have them join the team and can’t wait to see all the great things ahead. Here’s to new opportunities, continued growth, and an amazing future together at RHL!
Welcome to the team, Jennifer, Krispin, and Ashley! We’re glad you’re here! 🙌❤

09/01/2026

It’s crazy out there!!🤣

Mark your calendars and see you next month for the next Realtor Happy Hour with a twist!!🤣❤
08/31/2026

Mark your calendars and see you next month for the next Realtor Happy Hour with a twist!!🤣❤

BIG NEWS FOR VA HOME BUYERS! 🇺🇸If you’re a Veteran or active-duty service member who has been worried that old non-medic...
08/26/2026

BIG NEWS FOR VA HOME BUYERS! 🇺🇸
If you’re a Veteran or active-duty service member who has been worried that old non-medical collections on your credit report could keep you from qualifying for a home loan, this could make a BIG difference.
Under the updated VA collection calculation we received, lenders may now calculate certain non-medical collections using 5% of the balance divided by 12, rather than using the full 5% as the monthly obligation.
Here’s how significant that can be:
$10,000 in collections
Previously: $500/month counted against qualifying
New calculation: about $42/month
That difference could potentially help some VA buyers qualify for significantly more home — or help someone qualify who previously couldn’t.
And remember: VA loans can offer 0% down payment with no monthly mortgage insurance for eligible borrowers. 🇺🇸
If you’ve been told NO on a VA loan because of collections, debt-to-income ratio, or qualifying issues…
IT MAY BE TIME FOR A SECOND LOOK. 👀
Comment “VA” or message us, and we’ll take another look at your numbers. See less

Do you work at UAB and are looking to buy a new home or refinance your current home? Let's talk about how we can help yo...
08/24/2026

Do you work at UAB and are looking to buy a new home or refinance your current home? Let's talk about how we can help you and use your UAB Perk!

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4625 Valleydale Road
Hoover, AL
35242

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