Lawrence Zhou - Loan Consultant at LoanDepot

Lawrence Zhou - Loan Consultant at LoanDepot Local mortgage banker with national intelligence and support.

09/07/2026

Financing new construction isn't like financing a resale — the closing date can be months out, which makes rate locks tricky.

Gordon Tsang of Acre and I talk through the timing: when it makes sense to lock, what extended locks cost, and how to avoid getting squeezed if the build runs long.

If you're financing a new build, message me and we'll map out the right strategy for your timeline.

09/04/2026

Gordon Tsang of Acre has clear advice for new agents: don't chase the highest commission split. Find a mentor or a top team.

Early on, what you learn is worth far more than what you keep. The agents who plug into good teams tend to build faster and make fewer expensive mistakes.

Agents — always happy to connect. Send me a message.

09/03/2026

🏡 **CLEAR TO CLOSE!** 🎉

Congratulations to our buyers who are moving from **Queens, New York to Northvale, New Jersey!**

What's especially cool about this transaction is that our relationship started just a few months ago at an **open house for one of Soo Yu's listings in Bergen County**.

A simple introduction at an open house turned into helping these buyers finance their move from Queens to their new home in Northvale. 🏡🔑

It's a great reminder that sometimes the most meaningful client relationships start with a simple conversation.

A special shoutout to **Soo Yu** for being an excellent buyer's agent and a great partner throughout the transaction. 👏

Congratulations to our buyers on this exciting new chapter! Welcome to Northvale!

📩 Considering making the move from New York to New Jersey? Let's talk.

09/03/2026

🏡 **CLEAR TO CLOSE!** 🎉

Congratulations to our buyers in **South Amboy, NJ**!

These buyers came to me for a **second opinion** after getting their initial mortgage offer—and it paid off. We were able to secure them a **lower interest rate without charging discount points**, giving them a better deal on their financing.

It's a great reminder that buyers shouldn't be afraid to compare their mortgage options, even after getting under contract. A second opinion could potentially save you money.

Special shoutout to **Claudia Roesing and Jennifer Mawdsley** for being excellent buyer's agents and fantastic partners throughout the transaction. 👏

Now let's get this one to the closing table! 🔑🏡

📩 Want a second opinion on your mortgage? DM me **SECOND OPINION**.

08/31/2026

🏡 **FUNDED! And this one was earned.** 🎉

Congratulations to our buyers on successfully closing on their **2-family home in Sussex, NJ!**

Their journey started back in **Q4 2025**, when they were under contract on another property. Unfortunately, inspection concerns forced them to cancel the transaction.

It would have been easy to get discouraged and walk away.

But our team didn't give up.

We stayed in communication, kept working on the financing, and continued pushing forward until the right opportunity came along.

Now, they're officially homeowners! 🔑🏡

A huge thank you to **Kennia Jiminian of RE/MAX** for being a fantastic buyer's agent and to **Attorney Nick Rogers** for helping get this transaction across the finish line.

This is a great reminder that a setback isn't necessarily the end of the road. Sometimes you just need the right team to keep pushing with you.

Congratulations to our clients! Your persistence paid off. 🙌

Address

5 Marine View Plaza
Hoboken, NJ
07030

Telephone

+12014316001

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