What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Michael Galanti - NMLS # 247262

Home
United States
Paramus, NJ
Michael Galanti - NMLS # 247262

National Director of Renovation Lending at Rate.

NMLS # 247262, Guaranteed Rate NMLS #2611
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2611
http://www.rate.com/licensing Rhode Island Licensed Lender; Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Licensed by the NJ Dept of Banking and Insurance; Registered Mortgage Banker - NYS Department of Financial Services

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

06/26/2026

Thank you for your continued trust and recommendation! We’re honored to be part of your journey. 🏡

04/07/2026

Results. Speed. Service. 💯
That’s the standard.
Thank you, Tracey, for your trust!

03/23/2026

FHA loan, real life upgrade ⚒️

01/05/2026

Renovation in progress 🛠️ Finance smart with an FHA 203k loan

12/17/2025

Santa approved ✔️
Thank you for making our annual Breakfast with Santa so magical. Happy Holidays! ✨🎄

https://www.instagram.com/p/DSXZ3MUDlxY/?igsh=cTk0MDUxdTYyM3pp

08/14/2025

Thank you for your 5-star review, Vanessa.

05/20/2025

Thanks for the wonderful five star review, Swati!

04/30/2025

Thanks for the great review and trusting my team with your home!

04/16/2025

Thank you, Lorenzo. Good luck on your home!

02/24/2025

Thank you, Fernando, We’re so happy to see your 5-star rating!

Address

61 South Paramus Road , Suite 265
Paramus, NJ
07652

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://www.Rate.com/michaelgalanti?utm_source=facebook&utm_medium=organic&utm_campaign=yext&utm_content=15372&adtrk=%7C

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