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Nakoa Kai Nakoa Kai Insurance Professionals | Your Hawaiʻi Allstate Agency

Allstate Insurance offers protection for your car, home, property, and more! Best.

Aloha, As an Allstate agent living in Hawaii for most my whole life, I know many local families. My knowledge and understanding of the people in this community help me provide the customer with an outstanding level of service. I love being an active member of our community with involvement in the Rotary of Hilo Bay (Board Member), Hawaii Island Chamber of Commerce, and Big Island Referral Network (President). I look forward to helping families like yours protect the things that are important – your family, home, car, retirement, and more.I’m proud to work with a company who’s been serving satisfied customers for over 80 years. Customers count on outstanding financial strength and superior claims service to help protect what they value most. Allstate delivers on their promise. In fact, their outstanding financial strength and superior claims service received an A+ (Superior) rating by A.M. Quality service, strength and satisfaction – that’s something I’m glad to be a part of.As a small business owner, I understand the importance of building a solid foundation for the future and developing long-lasting customer relationships. That’s why I’m committed to offering you the same level of service I’d expect from my own business dealings. When you leave my office, I hope you’ll feel confident, informed and satisfied in your choices. The way you should feel.

Struggling to insure your single-wall home? You're not alone!Many carriers have pulled back on insuring these plantation...
11/03/2026

Struggling to insure your single-wall home? You're not alone!

Many carriers have pulled back on insuring these plantation-era homes, but Nakoa Kai Insurance Professionals is one of the few agencies that continue to insure them. With our local expertise and understanding of Hawaiʻi's homes, we can help you explore coverage options that fit your needs.

Reach out today to talk through your options.

When the storms hit, we showed up.Charisse says our Mililani Agency Manager, Amy, “did the impossible” during the chaos ...
11/02/2026

When the storms hit, we showed up.

Charisse says our Mililani Agency Manager, Amy, “did the impossible” during the chaos of hurricane season, and we couldn’t agree more. Thank you, Charisse, for the kind words about Amy!

Ready to join a team that feels like ʻohana? 🌺Nakoa Kai Insurance Professionals Agency is hiring agents for our Hilo, Ko...
10/30/2026

Ready to join a team that feels like ʻohana? 🌺

Nakoa Kai Insurance Professionals Agency is hiring agents for our Hilo, Kona, and Mililani offices! We offer health insurance, 401(k), life insurance, and other great benefits.

Apply now at https://nakoakaihawaii.com/careers/

Buying a new home? Don't forget about insurance! 🏡You'll typically need proof of insurance at closing, so it pays to pla...
10/29/2026

Buying a new home? Don't forget about insurance! 🏡

You'll typically need proof of insurance at closing, so it pays to plan ahead. Give your agent a call early in the process and share your moving timeline, so they can make sure your coverage is ready to go when you need it.

Have questions along the way? Our agents in Hilo, Kona, and Mililani are here to help!

Did you know? Rising water damage is typically not covered by condo insurance. While you may live on a high floor that w...
10/26/2026

Did you know? Rising water damage is typically not covered by condo insurance.

While you may live on a high floor that wouldn't be affected, don't forget to consider: ground-level parking garages, first-floor storage lockers, and surfboard racks are all at risk of damage.

Ocean surges, overflowing streams, and backup street water are all classified as floods and are explicitly excluded from standard condo policies. In these cases, you will need flood insurance to protect yourself from damage when water levels are rising.

Have questions about the limits of your condo insurance policy? Give us a call today.

Did you know there are two types of life insurance beneficiaries? Your primary beneficiary is first in line for the deat...
10/24/2026

Did you know there are two types of life insurance beneficiaries?

Your primary beneficiary is first in line for the death benefit, while your contingent beneficiary is the backup. They step in if your primary beneficiary has passed away or can't be found.

Naming both helps your loved ones avoid delays and legal headaches down the road.

Don't forget to review your beneficiaries regularly, especially after major life events like divorce, a new baby, or a loss in the family.

🚗🔧 Routine car maintenance is the key to staying safe, avoiding costly repairs, and protecting your car's resale value. ...
10/22/2026

🚗🔧 Routine car maintenance is the key to staying safe, avoiding costly repairs, and protecting your car's resale value.

Swipe through for a few of our top maintenance tips ➡️

While some tasks can be done at home, others call for a trained technician. As a general rule, bring your car in for a check-up at least once a year, but always check your owner's manual for the schedule that's right for your vehicle.

Insurance is full of fancy jargon, so let's simplify it. ⬇️An insurance endorsement is a change to your existing policy ...
10/20/2026

Insurance is full of fancy jargon, so let's simplify it. ⬇️

An insurance endorsement is a change to your existing policy which adds, deletes, or changes the terms. It's an easy way to adjust your coverage to fit new needs without having to buy an entirely new policy (like scheduled personal property coverage that allows you to protect your high-value items).

All paths lead to one place ✨ Home, car, canoe, or anything in between, Nakoa Kai Insurance Professionals will help you ...
10/18/2026

All paths lead to one place ✨

Home, car, canoe, or anything in between, Nakoa Kai Insurance Professionals will help you find the coverage that fits your life. Visit us in Hilo, Kona, or Mililani, or give us a call today!

Did you know? Even driving for a rideshare platform occasionally can affect your car insurance. Using your vehicle for c...
10/16/2026

Did you know? Even driving for a rideshare platform occasionally can affect your car insurance.

Using your vehicle for commercial purposes changes your risk profile and not all personal auto policies cover you while your app is on. Make sure to:

✅ Tell your insurer you're using your car for rideshare - Personal auto insurance is built for private, non-commercial use, so your claim could be denied without it.
✅ Ask about rideshare endorsements - This optional add-on extends your personal policy's coverage while you're on the clock.
✅ Review your platform's insurance - Most rideshare companies offer basic coverage, so know your deductibles and liability limits before you need them.

Want to learn more about rideshare coverage? Chat with our agents today!

07/27/2026

They doubted the vision. But you know home improvements are expensive.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/27/2026

Not me getting emotional over a home upgrade.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/26/2026

Thermostat set. Vibes set. We’re good over here.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/22/2026

They said magic wasn't real. Then it stopped leaking.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/21/2026

The pricey upgrade spoke and we listened.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

In an inside sales role, you'll use your expertise to find affordable solutions that help people protect what matters mo...
12/10/2025

In an inside sales role, you'll use your expertise to find affordable solutions that help people protect what matters most in their lives. Sound like something you're interested in?

Take control of your career journey and apply today: http://spr.ly/6008C64f6

12/03/2025

From free therapy sessions to personalized financial services and virtual fitness classes, Allstate takes employee wellbeing seriously. We even have an entire group of Wellbeing Champions committed to growing our culture of wellness by sharing valuable updates, helping employees locate resources and checking in on their fellow Allstaters.

See how Allstate supports you at work and beyond. Check out our wellbeing benefits:
http://spr.ly/600872ZHy

When employees have the resources to challenge themselves, they don't just grow — they drive change and make a differenc...
11/12/2025

When employees have the resources to challenge themselves, they don't just grow — they drive change and make a difference. Our intrapreneurs group is a community of dreamers and doers that spark innovation across the company, and the entire insurance industry, by encouraging their fellow Allstaters to think creatively to solve the real problems facing us and our customers.

Want to drive lasting change at work and in the world? Join a team that's not afraid to think outside the box. http://spr.ly/60027n8Ow

This is what community looks like. We're proud of the Allstaters in Dallas-Fort Worth for showing up in a major way for ...
11/04/2025

This is what community looks like. We're proud of the Allstaters in Dallas-Fort Worth for showing up in a major way for Genesis Women's Shelter & Support. They packed hundreds of toiletry bags and hosted a food drive to help support women in need on their healing journey.

Our employees' passions become ours. This is why each Allstate employee gets PTO to volunteer their time to causes they care about.

Discover how we help our people thrive while making an impact. http://spr.ly/60097KcF7

Address

680 Manono Street
Hilo, HI
96720

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+18089697767

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