John Buwalda, Buwalda Mortgage Services, Inc.

06/12/2026

On Fire!! Great property!

06/11/2026

WOW! This is great value for what your getting!!!!!!!!!!!!!!

06/09/2026

Tired of the stock market roller coaster?

If you're watching your retirement account fluctuate daily and wondering if there's a more stable alternative, it may be time to explore a Self-Directed IRA.

Many people don't realize they can move funds from certain retirement accounts into a Self-Directed IRA and invest in real estate-backed trust deeds/private money loans without triggering taxes or penalties when structured properly.

Potential benefits include:

✅ Monthly income distributions
✅ Real estate-secured investments
✅ Less exposure to stock market volatility
✅ Diversification outside of traditional stocks and mutual funds
✅ Potential earnings of up to 10% annually, paid monthly*
✅ Tax-advantaged growth within your retirement account

Through carefully selected trust deed/private money lending opportunities, your retirement funds may be able to generate consistent income while being secured by real estate.

If you're concerned about market swings, disappointing returns, or simply want to diversify your retirement portfolio, let's discuss whether a Self-Directed IRA strategy may be right for you.

Message or call me today for more information. 559-469-6657 [email protected]

*Returns are not guaranteed. All investments involve risk. Individual investment opportunities are subject to underwriting, property evaluation, and investor suitability requirements.

With over 30 years of industry experience, I am dedicated to providing clients with excellent custom

06/09/2026

06/03/2026

🏡 What Is Private Money Mortgage Brokering?

Many people have heard the term Private Money Lending but aren't exactly sure what it means.

A Private Money Mortgage Broker connects borrowers who need financing with private investors willing to lend money secured by real estate. Unlike traditional banks, private money loans focus more on the property's value, equity position, and the borrower's exit strategy rather than strict income, credit, or conventional underwriting guidelines.

Where Can Private Money Be Used?

✅ Fix & Flip Projects
✅ Bridge Loans
✅ Investment Property Purchases
✅ Commercial Real Estate Purchases
✅ Cash-Out Refinances
✅ Construction Financing
✅ Land and Development Opportunities
✅ Multi-Unit Properties (No Unit Limits)
✅ Unique or Time-Sensitive Transactions
✅ Borrowers Who Don't Fit Traditional Bank Guidelines

How Does It Work?

1️⃣ Borrower presents the loan request and property details.
2️⃣ Property value and equity position are reviewed.
3️⃣ Exit strategy is evaluated (sale, refinance, etc.).
4️⃣ Private investors fund the loan.
5️⃣ The loan is secured by a recorded mortgage or deed of trust against the real estate.
6️⃣ Borrower makes payments according to the agreed loan terms.

Why Use Private Money?

✔ Faster Closings
✔ Flexible Underwriting
✔ Less Documentation Required
✔ Financing Available for Non-Traditional Scenarios
✔ Solutions When Banks Say "No"
✔ Ability to Close on Opportunities Quickly

Private money is not designed to replace conventional financing. It is a powerful tool for investors, business owners, and borrowers who need flexibility, speed, or financing for situations that don't fit inside traditional lending guidelines.

📞 Have a deal that needs funding? Let's discuss the scenario.

Buwalda Mortgage Services Inc.
📱 559-469-6657
📧 [email protected]
🌐 Buwalda Mortgage Services Inc.

John Buwalda

05/11/2026

🚨 HUGE PURCHASE LOAN SAVINGS! 🚨

For any approvable FHA, VA, Conventional, or USDA purchase loan, your interest rate will be reduced by a full 1% for the first 12 months — FREE!

With BMS Inc., your rate already starts lower than most lenders… and now it gets reduced another full 1% for the first year!

✅ Big monthly payment savings
✅ No extra cost
✅ Available on eligible purchase loans
✅ Offer expires 6/30/26

Buyers and agents — if you’re not reaching out, you could be leaving serious money on the table.

There is no comparison. Reach out today!

📲 559-469-6657
Buwalda Mortgage Services Inc.

05/08/2026

🚨 HUGE LIMITED-TIME LOAN INCENTIVE! 🚨

Buying a home with an FHA, Conventional, VA, or USDA loan? Here’s your chance to SAVE BIG! 💰

✅ Lock your rate and start the loan process BEFORE June 30, 2026
✅ Get your interest rate REDUCED by 1% for the FIRST 12 MONTHS — AUTOMATICALLY & FREE!

Example:
📉 Locked FHA 30-Year Fixed Rate = 5.25%
➡️ Your payment is calculated at just 4.25% for the first 12 months!

No extra cost. No catch. Just lower payments for your first year!

Call now! 559-469-6657

05/07/2026

💰 Earn 10% Interest—Paid Monthly—Secured by Real Estate

We’re opening up new opportunities for private money / hard money investors looking for strong returns with minimal hassle.

🔹 10% annual interest
🔹 Monthly interest checks = steady income
🔹 Secured by 1st trust deeds
🔹 Fully vetted borrowers & properties
🔹 12–24 month loan terms
🔹 We originate, service, and collect the loans—start to finish

If you’re looking for a consistent revenue stream backed by real property, this could be a great fit.

📩 Message me to learn more or get on the investor list.

Family-owned mortgage lender with 35+ years of experience. Offering FHA, VA, Conventional, and private loans in California.