Maciel Mortgage

09/01/2026

Drowning in high-interest credit card or personal loan debt?
Your home equity might be the solution.

By tapping into the equity you’ve built, you could combine that debt into one manageable monthly payment—often at a much lower interest rate. That means less stress and more savings over time.

Whether it’s a cash-out refinance, HELOC, or home equity loan, we’ll help you find the right fit.

📩 Contact me today to get started!
https://myoc.io/MacialMortgage

NMLS #229752

08/27/2026

Self-employed doesn't mean no mortgage. Your tax returns aren't the only way lenders can look at your income. There are more paths to qualifying than most people realize. Let's talk through your situation.
https://myoc.io/MacialMortgage



NMLS #229752

08/25/2026

Think you need perfect credit to buy a home? That's one of the biggest myths out there. Plenty of homebuyers qualify with credit that isn't flawless. You might be a lot closer to owning a home than you think. Let's look at where you actually stand.
https://myoc.io/MacialMortgage



NMLS #229752

08/20/2026

We’re excited to congratulate Justin on his new opportunity with Century 21! 🎉

After recently joining our mortgage team, Justin was presented with an exciting opportunity to step into a leadership role managing a real estate team. We mutually decided that it may create a conflict of interest, so we have unfortunately decided to part ways.

We’re grateful for the time he spent with our team and wish him nothing but continued success in his new role. Congratulations again! Justin Mcfarland

Please join us in welcoming our new Office Manager, Justin McFarland! 🙌🏼✨

With more than a decade of experience in Real Estate, Justin brings a wealth of industry knowledge, exceptional customer service, and a genuine passion for helping others! When he’s not supporting our team, you’ll find him spending time with his family or enjoying his love for music ✨

We’re incredibly excited to have Justin joining and leading our team, we know there are great things in store for us! 🎉

Century 21 Select Real Estate
DRE 02032738

08/20/2026

Don't count yourself out before we've even looked at the numbers. Perfect credit? Not required. 20% down? Not always necessary. The "right" rate? There's more flexibility than you think.

A lot of people rule themselves out of buying or refinancing based on assumptions that just aren't true anymore. Let's look at your actual situation together — you might be closer than you think.
https://myoc.io/MacialMortgage



NMLS #229752

08/18/2026

Summer isn't about the calendar. It's about the moments that stick — the ones you'll still be talking about at Thanksgiving.

Windows down. Feet up. No agenda but the road ahead.

What's a memory you made in flip-flops this summer?
https://myoc.io/MacialMortgage



NMLS #229752

08/13/2026

Real estate investors, this one's for you. Some programs look at what the property earns, not your tax returns. That can open up ways to grow your portfolio without the usual paperwork limits. Worth a conversation if you've been holding back.
https://myoc.io/MacialMortgage



NMLS #229752

08/11/2026

The 20% down payment rule isn't the rule anymore. Many buyers purchase a home with far less. The best first step isn't saving more, it's understanding what's actually available to you. We're happy to walk through the numbers.
https://myoc.io/MacialMortgage



NMLS #229752

08/06/2026

Popsicle or ice cream — which one wins summer for your family? Comment below and let's settle this once and for all.
https://myoc.io/MacialMortgage



NMLS #229752

08/04/2026

Not every homebuyer is a W-2 employee. And that’s okay.

Today's workforce looks very different than it did 20 years ago. Entrepreneurs, freelancers, real estate investors, retirees, commission-based professionals, and business owners often have income that doesn’t fit traditional lending guidelines.
That’s why we offer a variety of mortgage solutions designed for today’s borrowers.
https://myoc.io/MacialMortgage



NMLS #229752